Market cap
$6,948 Mln
Revenue (TTM)
$3,327 Mln
P/E Ratio
9.4
P/B Ratio
1.3
Div. Yield
3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -32.06 | -33.53 | -0.55 | 13.70 | 7.05 |
| EBIT | -10.84 | 7.64 | 121.06 | 1.23 | 14.91 |
| Net Profit | -9.54 | 8.25 | 119.78 | 2.16 | 16.43 |
| EPS | -10.03 | 11.36 | 127.07 | 3.26 | 17.44 |
| Book Value | -- | -- | 3.76 | 0.08 | 1.68 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 25.71 | 29.03 | 30.36 | 17.67 | 20.56 |
| Net Margin
| -- | -- | 24.05 | -- | -- |
| Return on equity
| 12.05 | 11.62 | 14.32 | 9.31 | 11.33 |
| Return on Capital
| 9.17 | 8.74 | -- | 7.07 | 8.63 |
| Return on Assets
| 1.00 | 1.02 | 1.19 | 0.80 | 0.91 |
| Debt to Equity (x)
| -- | -- | 0.52 | 0.36 | 0.28 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
7.07
|
8.63
|
11.82
|
11.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.32
Higher than Peers by 4.45
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
14.32
|
9.31
|
11.33
|
15.51
|
14.54
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.19
Higher than Peers by 0.23
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
1.19
|
0.80
|
0.91
|
1.30
|
1.36
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
30.36
Higher than Peers by 9.56
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
30.36
|
17.67
|
20.56
|
38.89
|
47.04
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
24.05
Higher than Peers by 4.02
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
24.05
|
14.09
|
16.06
|
30.57
|
36.15
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.55
Lower than Peers by 11.66
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
-0.55
|
0.01
|
0.37
|
0.18
|
-0.09
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
121.06
Higher than Peers by 132.55
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
121.06
|
-13.10
|
-27.80
|
-2.55
|
104.13
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
119.78
Higher than Peers by 112.51
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
119.78
|
-11.26
|
-28.26
|
-0.34
|
103.50
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
127.07
Higher than Peers by 121.29
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
127.07
|
-0.10
|
-0.28
|
0.00
|
1.06
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
11.50
Higher than Peers by 2.73
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
11.50
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.52
Higher than Peers by 0.31
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
0.52
|
0.36
|
0.28
|
0.35
|
0.28
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
0.01
|
0.03
|
0.04
|
0.17
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
75.09
Higher than Peers by 74.79
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
75.09
|
0.22
|
0.25
|
0.24
|
0.28
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
75.09
Higher than Peers by 74.74
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
75.09
|
--
|
0.26
|
0.25
|
0.35
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.78
Higher than Peers by 0.03
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
1.78
|
0.42
|
0.56
|
3.46
|
8.22
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
20.43
|
14.75
|
15.89
|
11.52
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
0.05
|
0.06
|
0.06
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
63.95
|
48.19
|
46.87
|
45.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
-126.35
|
-121.88
|
-1,863.85
|
-102,095.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
--
|
12,662.90
|
49,394.19
|
1,240,982.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
--
|
-12,736.59
|
-51,211.17
|
-1,343,032.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.37
Lower than Peers by 3.42
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
9.37
|
15.40
|
10.17
|
7.26
|
9.24
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.32
Lower than Peers by 0.01
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
1.32
|
1.42
|
1.08
|
1.23
|
1.33
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
3.02
Higher than Peers by 0.54
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
3.02
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
--
|
-1.86
|
-6.65
|
-4.39
|
-4.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
6,948
Higher than Peers by 6,634
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Synovus Financial (SNV)
|
6,948
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|