Unifinz Capital Peer Comparison

BSE: 541358

₹102.85

₹-0.10 (-0.10%)

As on 01-Oct-2026IST

Market cap

₹455 Cr

Revenue (TTM)

₹609 Cr

P/E Ratio

5.2

P/B Ratio

2.5

Div. Yield

0.5 %

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	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	455	31,129	28,950	24,006	19,887
Revenue (₹ Cr)	609	404	10,285	5,303	6,380
Net Profit (₹ Cr)	87.68	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	14.40	74.72	14.02	21.20	18.97
RoE (%)	62.07	1.41	10.08	16.25	16.14
Price to Earnings	5.19	72.24	19.97	21.29	16.42
Price-To-Book	2.53	1.06	1.80	3.19	2.40

Income Statement (₹ Cr)

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	608.80	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.27	5.87	25.57	15.03	3.80
Total Income	511.73	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	54.79	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	119.38	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	434.90	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	118.18	362.26	1,950.48	1,497.38	1,612.11
Taxes	30.50	56.33	505.07	369.75	401.27
Profit after Tax	87.68	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	87.68	430.89	1,449.46	1,127.63	1,210.84

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	164.15	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	5.11	3,407.06	141.91	115.58	137.71
Current Liabilities	310.02	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	479.28	32,973.97	75,691.91	33,637.47	33,153.91

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	11.16	169.20	1,233.12	446.49	827.99
Current Assets	463.84	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	479.28	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	--

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-190.42	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	14.09	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	208.00	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	31.67	-6.15	1,965.17	575.26	-119.91

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	56.43	1.57	8.35	11.68	9.98
ROE (%)	62.07	1.41	10.08	16.25	16.14
ROA (%)	28.98	0.91	2.34	4.21	4.05
EBIT Margin (%)	28.37	88.46	59.60	64.20	56.04
Net Margin (%)	14.40	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	221.55	30.99	4.76	50.20	11.86
EBIT Growth (%)	217.01	33.57	33.65	58.09	64.71
Net Profit Growth (%)	148.99	42.45	85.35	95.19	524.34
EPS Growth (%)	-19.22	-86.84	68.98	74.92	521.96
Book Value Growth (%)	109.50	-6.01	24.70	67.97	12.59

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	2.48	72.24	19.30	21.29	16.39
Price / Book Value	2.53	1.06	1.80	3.19	2.40
Dividend Yield (%)	0.49	0.55	0.65	0.08	0.00
EV/EBITDA	3.98	83.76	12.31	12.74	11.32
Market Cap (₹ Cr)	376.26	27,369.52	23,577.62	15,957.18	18,508.79

	Unifinz Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	--	0.00	2.89	1.02	1.65
Current Ratio	1.50	1,357.85	1.24	1.26	1.29
Quick Ratio	1.50	1,357.85	1.24	1.26	1.29
Interest Coverage	3.16	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.