People's United Financial (PBCT) Key Ratios
$19.41
$0.00 (0.00%)As on 04-Apr-2022 09:30EDT
Market cap
$8,372 Mln
Revenue (TTM)
$1,893 Mln
P/E Ratio
14
P/B Ratio
1.1
Div. Yield
3.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -1.93 | -4.82 | -5.01 | 5.71 | 7.56 |
| EBIT | 9.95 | 445.44 | 98.61 | 14.25 | 15.98 |
| Net Profit | 7.30 | 203.17 | 175.46 | 8.92 | 16.57 |
| EPS | 7.30 | 202.68 | 175.03 | 1.81 | 8.97 |
| Book Value | -- | -- | 3.44 | 0.05 | 1.91 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-21 | Dec-20 | Dec-19 |
| EBIT-Margin
| 45.24 | 47.54 | 45.41 | 29.50 | 60.82 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 5.94 | 6.31 | 7.80 | 2.82 | 7.19 |
| Return on Capital
| 4.05 | 4.10 | 5.45 | 2.01 | 4.68 |
| Return on Assets
| 0.76 | 0.85 | 0.95 | 0.36 | 0.98 |
| Debt to Equity (x)
| -- | -- | 0.61 | 0.24 | 0.56 |
Profitability
ROCE
5.45
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
5.45
|
2.01
|
4.68
|
4.79
|
3.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.80
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
7.80
|
2.82
|
7.19
|
7.58
|
6.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.95
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.95
|
0.36
|
0.98
|
1.10
|
0.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
45.41
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
45.41
|
29.50
|
60.82
|
55.95
|
46.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
31.96
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
31.96
|
11.02
|
28.23
|
29.21
|
23.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.05
--
Year on year growth in net sales
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
-0.05
|
0.08
|
0.15
|
0.10
|
0.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
46.21
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
46.21
|
-47.57
|
25.05
|
34.02
|
63.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
175.46
--
Year on year growth in profit after tax
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
175.46
|
-57.80
|
11.17
|
38.82
|
20.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
1.74
--
Year on year growth in earnings per share
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
1.74
|
-0.60
|
-0.01
|
0.31
|
0.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.61
--
Total debt / Net worth
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.61
|
0.24
|
0.56
|
0.51
|
0.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.49
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.49
|
0.07
|
0.39
|
0.36
|
0.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
10.63
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
10.63
|
88.92
|
14.99
|
15.68
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
10.63
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
10.63
|
88.90
|
14.99
|
15.67
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
0.98
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.98
|
12.39
|
11.98
|
12.23
|
15.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
--
Sales / Average Total Assets
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.03
|
0.03
|
0.03
|
0.04
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
25.62
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
25.62
|
42.87
|
41.29
|
47.80
|
48.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
--
|
--
|
--
|
19.55
|
31.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
--
|
--
|
--
|
58.91
|
84.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
--
|
--
|
--
|
8.44
|
-4.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.52
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
12.52
|
24.91
|
12.89
|
10.85
|
18.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
0.96
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
0.96
|
0.72
|
0.84
|
0.78
|
1.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-5.38
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
People's United Financial (PBCT)
|
-5.38
|
-2.52
|
5.67
|
4.53
|
8.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|