Comerica Inc (CMA) Financials

$91.97

$0.46 (0.50%)

As on 02-Feb-2026 12:47EDT

Market cap

$11,348 Mln

Revenue (TTM)

$4,798 Mln

P/E Ratio

16.8

P/B Ratio

1.6

Div. Yield

3.1 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Operating Revenue	4,798.00	4,993.00	5,253.00	3,740.00	3,024.00	3,094.00
Cost of Revenue	1,532.00	1,798.00	1,750.00	266.00	-327.00	719.00
Gross Profit	3,266.00	3,195.00	3,503.00	3,474.00	3,351.00	2,375.00
Operating Expenses	2,351.00	2,307.00	2,359.00	1,998.00	1,861.00	1,754.00
Operating Profit (EBIT)	915.00	888.00	1,144.00	1,476.00	1,490.00	621.00
Other Income	--	--	--	--	--	--
Profit before Tax	915.00	888.00	1,144.00	1,476.00	1,490.00	621.00
Provision for Tax	192.00	190.00	263.00	325.00	322.00	124.00
Profit after Tax (Net Income)	723.00	698.00	881.00	1,151.00	1,168.00	497.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	691.00	671.00	854.00	1,122.00	1,140.00	459.00

Liabilities ($ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Shareholder's Funds	7,707.00	6,543.00	6,406.00	5,181.00	7,897.00	82,401.00
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	13,558.00	8,943.00	6,206.00	2,183.00	2,796.00	5,728.00
Current Liabilities	58,809.00	63,811.00	73,222.00	78,042.00	877.00	905.00
Total Liabilities	80,074.00	79,297.00	85,834.00	85,406.00	94,616.00	88,129.00

Assets ($ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Non-Current Assets	63,543.00	64,409.00	58,269.00	59,201.00	18,272.00	16,295.00
Current Assets	16,531.00	14,888.00	27,565.00	26,205.00	46,105.00	36,921.00
Total Assets	80,074.00	79,297.00	85,834.00	85,406.00	94,616.00	88,129.00
Total Debt*	5,424.00	6,673.00	9,771.00	6,235.00	3,673.00	6,633.00
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Cash From Operating Activities	--	601.00	1,251.00	638.00	634.00	928.00
Cash Flow from Investing Activities	--	3,261.00	3,494.00	-9,952.00	1,723.00	4,602.00
Cash from Financing Activities	--	-6,560.00	-1,525.00	-7,083.00	4,555.00	13,623.00
Net Cash Inflow / Outflow	--	--	--	-16,397.00	6,912.00	9,949.00

Financials Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Adjusted EPS ($)	5.44	5.21	6.64	8.69	8.72	3.55
Cash EPS ($)	5.44	5.93	7.28	9.39	9.46	4.32
Adjusted Book Value ($)	57.95	48.83	48.25	39.14	58.93	588.58
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	4.49	9.42	4.82	4.73	6.63
Free Cash Flow per Share ($)	--	3.34	8.27	4.20	4.21	6.06

Profitability Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
ROCE (%)	5.49	4.75	6.39	10.01	2.32	0.96
ROE (%)	10.15	10.78	15.21	17.60	2.59	1.11
ROA (%)	0.91	0.85	1.03	1.28	1.28	0.62
EBIT Margin (%)	19.07	17.78	21.78	39.47	49.27	20.07
Net Margin (%)	15.07	13.98	16.77	30.78	38.62	16.06
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Revenue Growth (%)	-0.04	-0.05	0.40	0.24	-0.02	-0.19
EBIT Growth (%)	3.04	-22.38	-22.49	-0.94	139.94	-59.62
Net Profit Growth (%)	3.58	-20.77	-23.46	-1.46	135.01	-58.65
EPS Growth (%)	0.04	-0.22	-0.24	0.00	1.46	-0.57
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Price / Earnings	15.99	11.87	8.41	7.69	9.98	15.74
Price / Book Value	1.50	1.27	1.16	1.71	1.48	0.09
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	1.22	0.79	-7.79	-6.61	-15.44	-22.65
Close Price ($)	86.93	61.85	55.81	66.85	87.00	55.86
High Price ($)	90.44	73.45	77.34	102.09	91.62	72.23
Low Price ($)	48.12	45.32	28.40	62.83	54.78	24.28
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debt to Equity	0.70	1.02	1.53	1.20	0.47	0.08
Short term debt to equity ratio	--	0.22	0.56	0.78	0.11	0.01
Current Ratio	0.28	0.23	0.38	0.34	52.57	40.80
Quick Ratio	--	--	0.47	--	78.82	58.59
Interest Coverage	0.64	0.51	0.69	7.17	26.14	3.41

Operating Efficiency Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debtors to sales (%)	15.74	14.20	15.13	20.16	206.45	192.44
Asset Turnover	0.06	0.06	0.06	0.04	0.03	0.04
Receivable days	55.72	55.01	53.85	341.67	736.60	385.97
Inventory Days	--	-1,329.77	-1,366.24	-31,607.86	21,848.54	-5,608.80
Payable days	--	-6.50	-4,175.64	-26,867.16	-962.27	233.68
Cash Conversion Cycle	--	-1,268.26	2,863.25	-4,399.03	23,547.41	-5,456.51