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Indian Railway Fin Key Ratios

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NSE: IRFC | BSE: 543257

₹82.00

up-down-arrow ₹-1.00 (-1.20%)

As on 08-Sep-2026IST

Market cap

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₹1,07,162 Cr

Revenue (TTM)

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₹28,630 Cr

P/E Ratio

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14.9

P/B Ratio

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1.8

Div. Yield

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2.6 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 12.61 19.46 4.87 4.77 11.41
EBIT 13.88 19.67 4.36 4.60 11.27
Net Profit 14.42 10.40 7.19 5.19 7.47
EPS 14.42 10.40 7.79 5.15 6.57
Book Value -- -- 7.75 8.30 9.58
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 99.2399.2798.8998.8199.41
Net Margin info 24.5425.9224.9625.6423.94
Return on equity info 13.0813.9012.7312.8112.77
Return on Assets info 1.351.361.431.391.34

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
--
5.64
5.83
5.73
5.29
Peer Median
--
9.71
10.41
9.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.73

Lower than Peers by 0.16

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
12.73
12.81
12.77
13.66
14.40
Peer Median
12.90
13.46
15.39
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.43

Lower than Peers by 1.14

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1.43
1.39
1.34
1.31
1.31
Peer Median
2.57
2.35
2.79
2.75
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

98.89

Higher than Peers by 26.42

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
98.89
98.81
99.41
99.45
99.36
Peer Median
72.47
69.88
73.91
74.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

24.96

Higher than Peers by 1.71

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
24.96
25.64
23.94
24.05
25.95
Peer Median
23.25
25.64
23.25
21.26
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
--
25.71
23.97
24.10
26.06
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

4.87

Lower than Peers by 19.44

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
4.87
0.49
1.89
12.34
16.86
Peer Median
24.31
23.12
24.31
25.79
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

4.36

Lower than Peers by 15.53

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
4.36
-0.12
1.85
12.44
16.90
Peer Median
19.89
18.27
16.20
27.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

7.19

Lower than Peers by 15.62

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
7.19
7.80
1.40
3.97
1.27
Peer Median
22.81
29.12
12.29
27.05
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

7.79

Lower than Peers by 9.99

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
7.79
7.80
1.40
3.97
1.27
Peer Median
17.78
28.02
1.40
22.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
--
7.75
7.10
10.07
8.99
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
--
7.69
7.83
8.38
9.38
Peer Median
--
5.03
4.42
5.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
--
0.55
0.34
0.26
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.10

Lower than Peers by 0.12

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1.10
0.87
1.07
0.96
8.76
Peer Median
1.22
0.37
1.32
1.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.10

Lower than Peers by 0.12

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1.10
0.87
1.07
0.96
8.76
Peer Median
1.22
1.19
1.22
1.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.34

Lower than Peers by 0.23

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1.34
1.35
1.32
1.32
1.35
Peer Median
1.56
1.54
1.60
1.61
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

14.90

Higher than Peers by 1.55

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
14.90
16.27
24.99
29.02
5.64
Peer Median
13.35
13.35
30.68
24.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.83

No difference

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1.83
2.01
3.09
3.78
0.78
Peer Median
1.83
1.83
2.06
2.85
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.56

Higher than Peers by 1.92

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
2.56
2.41
1.29
1.05
5.64
Peer Median
0.64
0.64
0.05
0.98
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

19.04

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
19.04
20.34
21.05
22.53
19.18
Peer Median
--
11.29
19.25
17.42
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,07,162

Higher than Peers by 80,514

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indian Railway Fin
1,07,162
1,14,023
1,62,508
1,86,095
34,761
Peer Median
26,648
26,648
20,708
59,730
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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