HDFC Life Peer Comparison
NSE: HDFCLIFE | BSE: 540777
₹546.40
As on 04-Sep-2026 15:58IST
Market cap
₹1,18,428 Cr
Revenue (TTM)
₹79,949 Cr
P/E Ratio
60
P/B Ratio
6.1
Div. Yield
0.4 %
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,18,428 | 5,25,291 | 1,77,794 | 71,819 | 53,308 |
Revenue (₹ Cr) |
79,949 | 5,45,609 | 1,02,856 | 52,582 | 49,822 |
Net Profit (₹ Cr) |
1,975.16 | 53,956.01 | 2,600.90 | 1,684.45 | 137.40 |
Net Margin (%) |
1.89 | 5.39 | 2.14 | 2.48 | 0.27 |
RoE (%) |
10.63 | 37.72 | 13.29 | 12.10 | 2.05 |
Price to Earnings |
59.96 | 8.74 | 68.36 | 42.64 | 485.10 |
Price-To-Book |
6.05 | 2.69 | 8.84 | 5.04 | 9.93 |
Income Statement (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
1,201.14 | 57,899.63 | 3,160.09 | 1,805.20 | 0.00 |
|
Income From Investments
|
1,482.66 | 8,594.72 | 1,297.43 | 1,156.02 | -- |
|
Other Income
|
24,708.88 | 4,54,812.22 | 18,791.37 | 158.69 | 26.17 |
|
Operating Expenses
|
130.20 | -- | -- | 47.12 | -- |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
-- | -0.88 | -- | 0.28 | -- |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 1,231.39 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
14.72 | 23.94 | 16.45 | 76.38 | -- |
|
Other Provisions
|
458.92 | 6,608.02 | -- | 0.02 | -- |
|
Profit before Taxation
|
2,130.50 | 50,061.53 | 2,833.81 | 1,811.86 | 156.21 |
|
Provisions for Taxation
|
155.34 | -3,894.48 | 232.91 | 203.97 | 20.46 |
|
Profit after Taxation
|
1,975.16 | 53,956.01 | 2,600.90 | 1,607.89 | 135.75 |
Liabilities (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
19,562.04 | 1,76,605.34 | 20,120.98 | 13,762.18 | 5,281.79 |
|
Minority Interest
|
0.00 | -28.83 | 0.00 | -- | -27.51 |
|
Non-Current Liabilities
|
3,85,234.20 | 57,32,650.64 | 5,05,925.09 | 2,595.00 | 1,240.44 |
|
Current Liabilities
|
9,086.54 | 39,025.15 | 7,901.09 | -- | 1,91,275.13 |
|
Total Liabilities
|
3,79,344.58 | 59,09,531.25 | 4,92,053.37 | 3,12,725.22 | 1,98,935.55 |
Assets (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,87,705.11 | 56,54,174.74 | 2,42,066.12 | 711.00 | 635.69 |
|
Current Assets
|
9,002.55 | 2,32,193.88 | 8,401.62 | -- | 1,96,408.22 |
|
Total Assets
|
3,79,344.58 | 59,09,531.25 | 4,92,053.37 | 3,12,725.22 | 1,98,935.55 |
|
Total Debt*
|
3,099.00 | 0.00 | 0.00 | 2,595.00 | 1,858.40 |
|
Net Current Assets
|
-83.99 | 1,93,168.73 | 500.53 | 0.00 | 5,133.09 |
|
Contingent Liabilities
|
1,873.52 | 16,168.15 | 604.83 | 825.89 | 297.35 |
Cashflow (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
22,625.06 | -26,211.48 | 34,522.67 | -5,355.08 | 11,472.70 |
|
Cash Flow from Investing Activities
|
-23,871.12 | 34,707.94 | -35,317.99 | 7,571.06 | -11,124.61 |
|
Cash from Financing Activities
|
-274.64 | -7,625.55 | -178.80 | -170.60 | 566.68 |
|
Net Cash Inflow / Outflow
|
-1,520.70 | 870.91 | -974.12 | 2,045.38 | 914.77 |
Ratios
Profitability Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
ROCE (%)
|
10.01 | 37.75 | 14.15 | 11.82 | 4.32 |
|
ROE (%)
|
10.63 | 37.72 | 13.29 | 12.62 | 2.05 |
|
ROA (%)
|
0.51 | 0.93 | 0.51 | 0.52 | 0.07 |
|
EBIT Margin (%)
|
-28.24 | -74.18 | -15.51 | -- | 0.52 |
|
Net Margin (%)
|
1.89 | 5.39 | 2.14 | 1,013.23 | 0.27 |
|
Cash Profit Margin (%)
|
2.46 | 10.69 | 2.47 | 3.13 | 0.00 |
Growth Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.31 | 10.19 | 19.42 | 8.63 | 4.91 |
|
EBIT Growth (%)
|
15.34 | -12.76 | 52.62 | -- | -35.15 |
|
Net Profit Growth (%)
|
5.05 | 22.78 | 4.53 | 35.63 | -59.73 |
|
EPS Growth (%)
|
4.63 | 9.35 | 4.44 | 35.26 | -60.31 |
|
Book Value Growth (%)
|
11.08 | 38.48 | 13.65 | 13.89 | -0.17 |
Valuation Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Price / Earnings
|
59.66 | 4.93 | 68.33 | 45.86 | 493.57 |
|
Price / Book Value
|
6.05 | 2.69 | 8.84 | 5.44 | 9.95 |
|
Dividend Yield (%)
|
0.39 | 2.41 | 0.15 | 0.32 | 0.00 |
|
EV/EBITDA
|
-5.29 | -1.12 | -10.94 | 61.25 | -512.33 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | 51,220.10 |
Solvency Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.16 | 0.00 | 0.00 | 0.19 | 0.00 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.99 | 5.95 | 1.06 | 1.13 | 1.03 |
|
Quick Ratio
|
0.99 | 5.95 | 1.06 | 1.13 | 1.03 |
|
Interest Coverage
|
-- | -- | -- | -- | 2.22 |
Operating Efficiency Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | -- | 2.60 |
|
Asset Turnover
|
0.20 | 0.09 | 0.20 | 0.17 | 0.26 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 8.89 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |