HDFC Life Peer Comparison
NSE: HDFCLIFE | BSE: 540777
₹565.30
As on 06-Nov-2026IST
Market cap
₹1,22,751 Cr
Revenue (TTM)
₹82,933 Cr
P/E Ratio
59.9
P/B Ratio
6.3
Div. Yield
0.4 %
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,22,751 | 4,98,410 | 1,79,610 | 63,441 | 44,140 |
Revenue (₹ Cr) |
82,933 | 5,66,112 | 1,04,885 | 54,543 | 51,631 |
Net Profit (₹ Cr) |
2,048.47 | 55,400.87 | 2,655.54 | 1,759.41 | 231.83 |
Net Margin (%) |
1.89 | 5.41 | 2.16 | 2.60 | 0.45 |
RoE (%) |
11.01 | 33.90 | 13.40 | 12.45 | 3.35 |
Price to Earnings |
59.92 | 8.03 | 67.64 | 36.06 | 237.71 |
Price-To-Book |
6.31 | 2.63 | 8.75 | 4.37 | 7.72 |
Income Statement (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
1,201.14 | 57,899.63 | 3,160.09 | 1,805.20 | 0.00 |
|
Income From Investments
|
1,482.66 | 8,594.72 | 1,297.43 | 1,156.02 | -- |
|
Other Income
|
25,600.11 | 4,57,857.97 | 18,278.17 | 158.69 | 23.26 |
|
Operating Expenses
|
130.20 | -- | -- | 47.12 | -- |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
-- | -0.88 | -- | 0.28 | -- |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 1,231.39 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
14.72 | 23.94 | 16.45 | 76.38 | -- |
|
Other Provisions
|
458.92 | 6,608.02 | -- | 0.02 | -- |
|
Profit before Taxation
|
2,237.68 | 51,204.07 | 2,891.92 | 1,811.86 | 258.68 |
|
Provisions for Taxation
|
189.21 | -4,196.80 | 236.38 | 203.97 | 28.54 |
|
Profit after Taxation
|
2,048.47 | 55,400.87 | 2,655.54 | 1,607.89 | 230.14 |
Liabilities (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
19,467.43 | 1,89,742.55 | 20,539.14 | 13,762.18 | 5,718.16 |
|
Minority Interest
|
0.00 | -28.66 | 0.00 | -- | -46.14 |
|
Non-Current Liabilities
|
3,93,558.92 | 59,49,968.51 | 5,10,363.31 | 2,595.00 | 852.31 |
|
Current Liabilities
|
10,719.00 | 35,028.21 | 7,472.32 | -- | 2,04,830.02 |
|
Total Liabilities
|
3,79,344.58 | 59,09,531.25 | 4,92,053.37 | 3,12,725.22 | 1,98,935.55 |
Assets (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,99,192.73 | 58,72,052.09 | 2,47,966.44 | 711.00 | 633.59 |
|
Current Assets
|
9,817.01 | 2,31,218.46 | 10,565.02 | -- | 2,10,195.02 |
|
Total Assets
|
3,79,344.58 | 59,09,531.25 | 4,92,053.37 | 3,12,725.22 | 1,98,935.55 |
|
Total Debt*
|
3,099.00 | 0.00 | 0.00 | 2,595.00 | 1,858.40 |
|
Net Current Assets
|
-901.99 | 1,96,190.25 | 3,092.70 | 0.00 | 5,365.00 |
|
Contingent Liabilities
|
1,873.52 | 16,168.15 | 604.83 | 825.89 | 297.35 |
Cashflow (₹ Cr)
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
22,625.06 | -26,211.48 | 34,522.67 | -5,355.08 | 11,472.70 |
|
Cash Flow from Investing Activities
|
-23,871.12 | 34,707.94 | -35,317.99 | 7,571.06 | -11,124.61 |
|
Cash from Financing Activities
|
-274.64 | -7,625.55 | -178.80 | -170.60 | 566.68 |
|
Net Cash Inflow / Outflow
|
-1,520.70 | 870.91 | -974.12 | 2,045.38 | 914.77 |
Ratios
Profitability Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
ROCE (%)
|
10.01 | 37.75 | 14.15 | 11.82 | 4.32 |
|
ROE (%)
|
11.01 | 33.90 | 13.40 | 12.62 | 3.35 |
|
ROA (%)
|
0.52 | 0.92 | 0.52 | 0.52 | 0.11 |
|
EBIT Margin (%)
|
-28.17 | -71.83 | -14.67 | -- | 0.72 |
|
Net Margin (%)
|
1.89 | 5.41 | 2.16 | 1,013.23 | 0.45 |
|
Cash Profit Margin (%)
|
2.46 | 10.69 | 2.47 | 3.13 | 0.00 |
Growth Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.94 | 12.82 | 15.62 | 8.63 | 17.58 |
|
EBIT Growth (%)
|
-46.56 | -13.01 | -28.19 | -- | 51.71 |
|
Net Profit Growth (%)
|
8.20 | 18.59 | 8.24 | 35.63 | 13.30 |
|
EPS Growth (%)
|
7.61 | -3.63 | 8.15 | 35.26 | 12.31 |
|
Book Value Growth (%)
|
11.08 | 38.48 | 13.65 | 13.89 | -0.17 |
Valuation Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Price / Earnings
|
59.74 | 5.06 | 67.62 | 45.86 | 239.89 |
|
Price / Book Value
|
6.31 | 2.63 | 8.75 | 5.44 | 7.72 |
|
Dividend Yield (%)
|
0.37 | 2.54 | 0.15 | 0.32 | 0.00 |
|
EV/EBITDA
|
-5.30 | -1.05 | -11.46 | 61.25 | -380.50 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | 51,220.10 |
Solvency Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.16 | 0.00 | 0.00 | 0.19 | 0.00 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.92 | 6.60 | 1.41 | 1.13 | 1.03 |
|
Quick Ratio
|
0.92 | 6.60 | 1.41 | 1.13 | 1.03 |
|
Interest Coverage
|
-- | -- | -- | -- | 2.89 |
Operating Efficiency Ratios
| HDFC Life | Life Insurance | SBI Life Insurance | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | -- | 2.60 |
|
Asset Turnover
|
0.21 | 0.09 | 0.20 | 0.17 | 0.25 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 8.89 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |