ICICI Prudential Peer Comparison
NSE: ICICIPRULI | BSE: 540133
₹471.00
As on 10-Sep-2026IST
Market cap
₹68,113 Cr
Revenue (TTM)
₹52,582 Cr
P/E Ratio
40.4
P/B Ratio
4.8
Div. Yield
0.4 %
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
68,113 | 50,948 | 5,13,084 | 1,69,912 | 1,13,778 |
Revenue (₹ Cr) |
52,582 | 49,822 | 5,45,609 | 1,02,856 | 79,949 |
Net Profit (₹ Cr) |
1,684.45 | 137.40 | 53,956.01 | 2,600.90 | 1,975.16 |
Net Margin (%) |
2.48 | 0.27 | 5.39 | 2.14 | 1.89 |
RoE (%) |
12.10 | 2.05 | 37.72 | 13.29 | 10.63 |
Price to Earnings |
40.44 | 463.62 | 8.54 | 65.33 | 57.60 |
Price-To-Book |
4.78 | 9.49 | 2.63 | 8.45 | 5.82 |
Income Statement (₹ Cr)
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
1,805.20 | 0.00 | 57,899.63 | 3,160.09 | 1,201.14 |
|
Income From Investments
|
1,156.02 | -- | 8,594.72 | 1,297.43 | 1,482.66 |
|
Other Income
|
158.69 | 39.04 | 191.31 | -4.72 | 102.37 |
|
Operating Expenses
|
47.12 | -- | -- | -- | 130.20 |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
0.28 | -- | -0.88 | -- | -- |
|
Other Expenses
|
1,231.39 | 410.36 | 2,530.70 | 1,903.67 | 350.20 |
|
Provisions for Diminution in Value of Investments
|
76.38 | -- | 23.94 | 16.45 | 14.72 |
|
Other Provisions
|
0.02 | -- | 6,608.02 | -- | 458.92 |
|
Profit before Taxation
|
1,811.86 | 119.79 | 57,523.88 | 2,537.40 | 1,962.33 |
|
Provisions for Taxation
|
203.97 | 15.33 | 70.73 | 67.10 | 50.01 |
|
Profit after Taxation
|
1,607.89 | 104.46 | 57,453.15 | 2,470.30 | 1,912.32 |
Liabilities (₹ Cr)
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
13,762.18 | 5,281.79 | 1,76,985.92 | 19,086.75 | 17,460.55 |
|
Minority Interest
|
-- | 1,138.20 | -- | -- | -- |
|
Non-Current Liabilities
|
2,595.00 | 2,458.21 | 0.35 | 0.00 | 3,101.39 |
|
Current Liabilities
|
-- | 1,90,028.64 | -- | -- | -- |
|
Total Liabilities
|
3,12,725.22 | 1,98,935.55 | 59,09,531.25 | 4,92,053.37 | 3,79,344.58 |
Assets (₹ Cr)
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
711.00 | 3,559.33 | 4,756.66 | 687.69 | 746.22 |
|
Current Assets
|
-- | 1,95,347.51 | -- | -- | -- |
|
Total Assets
|
3,12,725.22 | 1,98,935.55 | 59,09,531.25 | 4,92,053.37 | 3,79,344.58 |
|
Total Debt*
|
2,595.00 | 1,858.40 | 0.00 | 0.00 | 3,099.00 |
|
Net Current Assets
|
0.00 | 5,318.87 | 0.00 | 0.00 | 0.00 |
|
Contingent Liabilities
|
825.89 | 297.35 | 16,168.15 | 604.83 | 1,873.52 |
Cashflow (₹ Cr)
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-5,355.08 | 11,472.70 | -26,211.48 | 34,522.67 | 22,625.06 |
|
Cash Flow from Investing Activities
|
7,571.06 | -11,124.61 | 34,707.94 | -35,317.99 | -23,871.12 |
|
Cash from Financing Activities
|
-170.60 | 566.68 | -7,625.55 | -178.80 | -274.64 |
|
Net Cash Inflow / Outflow
|
2,045.38 | 914.77 | 870.91 | -974.12 | -1,520.70 |
Ratios
Profitability Ratios
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.82 | 4.32 | 37.75 | 14.15 | 10.01 |
|
ROE (%)
|
12.62 | 1.99 | 37.70 | 13.77 | 11.54 |
|
ROA (%)
|
0.52 | 0.05 | 1.00 | 0.52 | 0.53 |
|
EBIT Margin (%)
|
-- | 1.31 | -- | -- | -- |
|
Net Margin (%)
|
1,013.23 | 0.22 | 30,031.44 | -51,129.24 | 1,868.05 |
|
Cash Profit Margin (%)
|
3.13 | 0.92 | 10.69 | 2.47 | 2.46 |
Growth Ratios
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
8.63 | 2.59 | 9.77 | 18.91 | 11.35 |
|
EBIT Growth (%)
|
-- | -20.91 | -- | -- | -- |
|
Net Profit Growth (%)
|
35.63 | -74.32 | 18.90 | 2.36 | 5.61 |
|
EPS Growth (%)
|
35.26 | -74.32 | 18.90 | 2.26 | 5.37 |
|
Book Value Growth (%)
|
13.89 | -0.17 | 38.48 | 13.65 | 11.08 |
Valuation Ratios
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Price / Earnings
|
45.86 | 609.83 | 3.99 | 72.18 | 66.60 |
|
Price / Book Value
|
5.44 | 9.76 | 2.59 | 9.35 | 7.30 |
|
Dividend Yield (%)
|
0.32 | 0.00 | 2.76 | 0.15 | 0.36 |
|
EV/EBITDA
|
61.25 | 81.10 | 7.80 | 110.56 | 288.88 |
|
Market Cap (₹ Cr)
|
-- | 51,220.10 | -- | -- | -- |
Solvency Ratios
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.19 | 0.35 | 0.00 | 0.00 | 0.18 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
1.13 | 1.03 | 5.95 | 1.41 | 1.03 |
|
Quick Ratio
|
1.13 | 1.03 | 5.95 | 1.41 | 1.03 |
|
Interest Coverage
|
-- | 1.70 | -- | -- | -- |
Operating Efficiency Ratios
| ICICI Prudential | Max Financial | Life Insurance | SBI Life Insurance | HDFC Life | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
-- | 2.60 | -- | -- | -- |
|
Asset Turnover
|
0.17 | 0.25 | 0.09 | 0.21 | 0.22 |
|
Receivable days
|
0.00 | 8.89 | 0.00 | 0.00 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |