ARC Finance Peer Comparison

BSE: 540135

₹0.46

₹0.00 (0.00%)

As on 01-Oct-2026IST

Market cap

₹40 Cr

Revenue (TTM)

₹29 Cr

P/E Ratio

52.7

P/B Ratio

0.4

Div. Yield

0 %

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	ARC Finance	Bengal & Assam	Capri Global	CreditAccess Grameen	IFCI	JSW Holdings	Manappuram Finance	Paisalo Digital	Tata Investment	TSF Investments
Market cap (₹ Cr)	40	6,844	24,006	19,887	17,559	12,502	28,950	7,303	31,129	9,087
Revenue (₹ Cr)	29	2,437	5,303	6,380	1,986	184	10,285	985	404	1,112
Net Profit (₹ Cr)	0.76	281.51	1,127.63	1,210.84	432.55	123.39	1,445.41	251.35	305.93	136.96
Net Margin (%)	2.61	11.03	21.20	18.97	21.13	67.02	14.02	25.51	74.72	12.13
RoE (%)	0.77	7.74	16.25	16.14	1.91	0.42	10.08	14.57	1.41	8.15
Price to Earnings	52.75	8.98	21.29	16.42	100.66	91.00	19.97	29.06	72.24	18.67
Price-To-Book	0.40	0.64	3.19	2.40	1.95	0.38	1.80	3.98	1.06	1.50

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	29.11	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.00	5.87	25.57	15.03	3.80
Total Income	23.30	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.37	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	1.32	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	27.43	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	1.03	362.26	1,950.48	1,497.38	1,612.11
Taxes	0.27	56.33	505.07	369.75	401.27
Profit after Tax	0.76	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	0.76	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	98.94	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	0.60	3,407.06	141.91	115.58	137.71
Current Liabilities	14.47	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	100.36	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.06	169.20	1,233.12	446.49	827.99
Current Assets	92.08	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	100.36	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-40.34	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	-2.90	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	43.99	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	0.74	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	7.43	1.21	11.25	11.18	9.55
ROE (%)	0.77	1.41	10.08	16.25	16.14
ROA (%)	1.33	0.91	2.34	4.21	4.05
EBIT Margin (%)	4.79	88.46	59.60	64.20	56.04
Net Margin (%)	2.61	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	-9.65	30.99	4.76	50.20	11.86
EBIT Growth (%)	-89.86	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-89.49	42.45	85.35	95.19	524.34
EPS Growth (%)	-92.65	-86.84	68.98	74.92	521.96
Book Value Growth (%)	92.13	3.76	7.66	12.13	5.63

Valuation Ratios

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	52.75	72.24	19.30	21.29	16.39
Price / Book Value	0.40	1.06	1.80	3.19	2.40
Dividend Yield (%)	0.00	0.55	0.65	0.08	0.00
EV/EBITDA	21.99	83.76	12.31	12.74	11.32
Market Cap (₹ Cr)	91.51	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	ARC Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.00	--	2.89	0.98	1.50
Current Ratio	6.36	1,357.85	1.24	1.26	1.29
Quick Ratio	6.36	1,357.85	1.24	1.26	1.29
Interest Coverage	3.79	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly