Aditya Birla Sun Life Regular Savings Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Moderately High
₹68.5395 -0.39%
As on 12-May-2026
Returns
Risk
This fund has Moderately High risk.
As per SEBI's Riskometer.
Portfolio of Aditya Birla Sun Life Regular Savings Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Regular Savings Fund - Regular Plan
|
|
|
Moderately High
|
|
1.80 |
|
|
|
High
|
|
1.50 |
||
 |
|
Moderately High
|
|
0.62 |
||
|
|
High
|
|
1.67 |
||
|
|
Moderately High
|
|
1.67 |
Other details of Aditya Birla Sun Life Regular Savings Fund - Regular Plan
Assets
₹1,479 Cr
Exit Load (Days)
1.00 (90)
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About Aditya Birla Sun Life Regular Savings Fund - Regular Plan
Aditya Birla Sun Life Regular Savings Fund - Regular Plan is a hybrid mutual fund scheme of Aditya Birla Sun Life Mutual Fund. Launched on May 22, 2004, it is currently managed by Mohit Sharma and Harshil Suvarnkar. The fund has an expense ratio of 1.80% with an overall AUM (Assets Under Management) of ₹1,479 Cr.
Aditya Birla Sun Life Regular Savings Fund - Regular Plan invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹100.
Investment Strategy
The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
Suitability
Conservative Hybrid funds are suitable for investors:
- Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
- Aiming for moderately higher returns than fixed deposits, with limited volatility
- Looking to generate regular income
- With 3-5 year investment horizon
Note:
- Invest preferably through SIP
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Aditya Birla Sun Life Regular Savings Fund - Regular Plan
FAQ for Aditya Birla Sun Life Regular Savings Fund - Regular Plan
How to Invest in Aditya Birla Sun Life Regular Savings Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Aditya Birla Sun Life Regular Savings Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Aditya Birla Sun Life Regular Savings Fund - Regular Plan can be bought from the Aditya Birla Sun Life Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Aditya Birla Sun Life Regular Savings Fund - Regular Plan Today?
The latest declared NAV of Aditya Birla Sun Life Regular Savings Fund - Regular Plan, is ₹68.5395 as of 13-May-2026.
What are the top holdings of Aditya Birla Sun Life Regular Savings Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Cholamandalam Investment & Finance Company Ltd SR SD73 Debenture 8.92 02/12/2034 |
3.73
|
|
Housing & Urban Development Corporation Ltd SR D NCD 6.64 17/07/2028 |
3.32
|
|
JTPM Metal Traders Ltd Debenture 30/04/2030 |
3.05
|
|
Madhya Pradesh State SDL 7.56 04/03/2039 |
2.65
|
|
Adani Power Ltd SR II Debenture 8.20 25/01/2029 |
2.34
|
What is the return of Aditya Birla Sun Life Regular Savings Fund - Regular Plan in the last 5 years?
Over the past five years, Aditya Birla Sun Life Regular Savings Fund - Regular Plan has delivered an annualised return of 8.12% as of 13-May-2026.
What is the minimum investment required in Aditya Birla Sun Life Regular Savings Fund - Regular Plan?
The minimum investment required to start investing in Aditya Birla Sun Life Regular Savings Fund - Regular Plan is ₹1,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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