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Value Research Rating
Analyst’s Choice
Riskometer
Low to Moderate
₹2,858.0610 0.02%
As on 06-Oct-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
Bank of India Liquid Fund - Regular Plan
|
|
|
Low to Moderate
|
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0.13 |
|
 |
|
Moderate
|
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0.29 |
||
|
|
Moderate
|
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0.34 |
||
|
|
Low to Moderate
|
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0.24 |
||
|
|
Moderate
|
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0.27 |
₹1,531 Cr
0.01 (1)
5,000
1,000
--
--
Investment Strategy
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 80% into securities having average maturity less than or equal to 6 months with low risk profile.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By Value Research
2 min read•By Research Desk
Bank of India Liquid Fund - Regular Plan is mandated to invest in bonds having a maturity of up to three months.
Mutual funds can be bought directly from the website of the fund house. For instance, Bank of India Liquid Fund - Regular Plan fund can be purchased from the website of Bank of India Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Bank of India Liquid Fund - Regular Plan is ₹2,858.0610 as of 07-Oct-2024.
The AUM of Bank of India Liquid Fund - Regular Plan Fund is ₹1,531 Cr as of 30-Sep-2024
The riskometer level of Bank of India Liquid Fund - Regular Plan is Low to Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
Reserve Bank of India T-Bills 364-D 19/12/2024 |
6.44
|
|
HDFC Bank Ltd CD 06/12/2024 |
4.84
|
|
Punjab National Bank CD 03/12/2024 |
4.84
|
|
Canara Bank CD 06/12/2024 |
4.84
|
|
Reserve Bank of India T-Bills 91-D 07/11/2024 |
3.50
|
As of 30-Sep-2024, Bank of India Liquid Fund - Regular Plan had invested 99.67% in Debt and 0.33% in Cash & Cash Eq. See More
Bank of India Liquid Fund - Regular Plan is 16 years 2 months old. It has delivered 6.68% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
7.46%
|
6.17%
|
5.25%
|
5.77%
|
6.35%
|
6.68%
|
No, There is no lock in period in Bank of India Liquid Fund - Regular Plan.
The expense ratio of Bank of India Liquid Fund - Regular Plan is 0.13.
