VR Logo

4 star

Kotak Low Duration Fund - Standard Plan download report


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Low Duration Standard-G 0.97 0.03 0.19 0.22 0.09 0.97 2.79 5.61 6.22 6.92 7.46
CCIL T Bill Liquidity Weight 0.91 0.05 0.07 0.27 0.34 0.91 1.99 2.70 3.31 3.68 4.25
Debt: Low Duration 1.33 0.03 0.13 0.31 0.39 1.33 3.64 5.46 5.38 6.14 7.00
Rank within category 21 17 1 20 20 21 19 9 3 2 --
Number of funds in category 22 22 22 22 22 22 22 22 22 21 18

As on 01-जुल॰-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
मार्च-08 2.79 5.61 6.22 1.20% 7,602
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
मई-98 3.24 5.61 6.17 1.21% 11,985
Nippon India Low Duration Fund  | Invest Online
4 star
मार्च-07 3.42 5.82 6.04 1.04% 9,544
Axis Treasury Advantage Fund
4 star
अक्तू॰-09 3.41 5.63 6.32 0.61% 5,274
UTI Treasury Advantage Fund - Regular Plan  | Invest Online
5 star
मार्च-03 8.75 7.36 4.72 0.43% 3,010

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.76 24-मार्च-2020 - 31-मार्च-2020 -1.38 09-जुल॰-2013 - 16-जुल॰-2013
Month 2.12 24-मार्च-2020 - 23-अप्रैल-2020 -3.41 24-सित॰-2008 - 24-अक्तू॰-2008
Quarter 4.46 24-मार्च-2020 - 24-जून-2020 -2.37 24-जुल॰-2008 - 23-अक्तू॰-2008
Year 10.73 13-जन॰-2012 - 14-जन॰-2013 2.57 07-जून-2021 - 07-जून-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Low Duration Standard-G 5.41 1.42 1.34 2.56 1.07 2.78
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Low Duration* 5.39 2.17 1.34 3.17 0.92 2.67
Rank within category* 8 16 14 16 12 12
Number of funds in category* 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-मई-2022

* As on 30-जून-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 60 103 60 55
Modified Duration (yrs) 0.68 1.07 0.68 0.58
Average Maturity (yrs) 2.26 2.41 1.76 0.85
Yield to Maturity (%) 6.42 6.42 4.51 5.80
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.51% GOI 2024 GOI Securities SOV 1.00 - 6.77 6.77
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 4.12 - 6.62 6.62
equal 6.56% Rajasthan State 30/10/2023 State Development Loan SOV 0.00 - 5.26 5.26
equal Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 5.85 4.02
equal Shriram Transport Finance Company 28/04/2023 Debenture AA+ 2.11 - 3.99 3.99
equal Reserve Bank of India 182-D 15/09/2022 Treasury Bills SOV 0.00 - 3.93 3.93
equal GOI 2031 GOI Securities SOV 0.27 - 3.19 3.19
equal Vedanta 364-D 21/03/2023 Commercial Paper A1+ 0.00 - 3.10 3.10
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 1.22 - 2.60 2.60
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.55 2.55
equal REC 31/10/2024 Non Convertible Debenture AAA 0.00 - 2.13 2.13
equal JSW Steel 71-D 30/06/2022 Commercial Paper A1+ 0.00 - 1.97 1.97
equal Sikka Ports and Terminals 243-D 21/06/2022 Commercial Paper A1+ 0.00 - 1.97 1.97
new HDFC 155-D 27/10/2022 Commercial Paper A1+ 0.00 - 1.93 1.93
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.93 1.93
equal Power Finance Corporation 2024 Floating Rate Debenture AAA 0.00 - 1.92 1.92
equal Piramal Enterprises 364-D 06/01/2023 Commercial Paper A1+ 0.00 - 1.88 1.88
equal 5.11% HDB Financial Services 26/07/2022 Zero Coupon Bonds AAA 0.98 - 1.84 1.84
equal GOI 2028 GOI Securities SOV 0.00 - 1.75 1.75
equal HDFC 30/09/2024 Debenture AAA 0.00 - 1.65 1.65
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 1.64 1.64
equal Vedanta 179-D 22/07/2022 Commercial Paper A1+ 0.00 - 1.63 1.63
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.36 - 1.48 1.48
equal 8.55% L&T Finance 29/11/2022 Non Convertible Debenture AAA 0.73 - 1.33 1.33
equal HDB Financial Services 2024 Floating Rate Debenture AAA 0.00 - 1.32 1.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-मई-2022

Fund Manager

— Deepak Agrawal since 31-जन॰-2015

Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience: He has been associated with Kotak AMC since 2000.

Funds Managed:


0.03%

Change from previous, NAV as on 01-जुल॰-2022

Growth: ₹ 2,730.6846

IDCW: ₹ 1,040.8425


Investment Strategy

The scheme seeks to generate income through investment in low duration debt and money market securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 06-मार्च-2008
Return Since Launch: 7.26%
Benchmark: NIFTY Low Duration Debt Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 7,602 Cr (As on 31-मई-2022)
Expense: 1.20% (As on 31-मई-2022)
Risk Grade: Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW13-सित॰-20215.0225

 12-अग॰-20214.5186
 12-जुल॰-20211.7043
 14-जून-20214.4292
 12-मई-20214.6053
 12-अप्रैल-20214.8252
 12-मार्च-20211.1543
 12-जन॰-20212.8081
 14-दिस॰-20204.0380
 12-नव॰-20205.9318
 12-अक्तू॰-20206.4368
 14-सित॰-20204.5163
 12-अग॰-20203.8469
 13-जुल॰-202015.1201
 12-जून-202013.1439
 12-मई-20207.1245
 13-अप्रैल-20203.0103
 12-मार्च-20201.5646
 12-फ़र॰-20205.8048
 13-जन॰-20204.7468
 12-दिस॰-20193.6392
 13-नव॰-20195.8972
 15-अक्तू॰-20195.0127
 14-अक्तू॰-20195.0127
 12-सित॰-20196.0293
IDCW Weekly13-सित॰-20210.4116

 07-सित॰-20211.4016
 31-अग॰-20210.9531
 24-अग॰-20211.1425
 18-अग॰-20211.4906
 10-अग॰-20210.7464
 03-अग॰-20210.8483
 27-जुल॰-20211.0631
 20-जुल॰-20211.4035
 13-जुल॰-20210.7171
 06-जुल॰-20210.6011
 29-जून-20210.3503
 22-जून-20210.0207
 15-जून-20210.7223
 08-जून-20211.2611
 01-जून-20211.1210
 25-मई-20210.8167
 18-मई-20210.7556
 11-मई-20210.6539
 04-मई-20211.5921
 27-अप्रैल-20211.0992
 20-अप्रैल-20210.9195
 15-अप्रैल-20210.7383
 06-अप्रैल-20211.0996
 31-मार्च-20212.2879

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

All about nominations in mutual funds

Dateशुक्र, 08-जुल॰-2022
Time12:30 PM - 12:40 PM

attending You have reserved a spot