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4 star

ICICI Prudential Equity & Debt Fund


1 Lakh

Investment Grown to
₹ 1.50 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.08 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 25.08 -0.01 2.15 1.84 11.48 23.63 51.40 14.47 13.60 13.54 14.64
VR Balanced TRI 12.10 -0.16 0.45 -0.08 8.51 10.32 35.72 12.64 13.08 11.24 11.53
Hybrid: Aggressive Hybrid 17.14 -0.29 0.97 1.84 10.12 16.98 41.26 11.96 11.95 11.73 12.22
Rank within category 5 4 2 18 8 5 5 8 9 6 2
Number of funds in category 49 50 50 50 50 49 47 38 31 27 24

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 51.40 14.47 13.60 1.81 17,130
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 36.15 13.41 12.71 1.63 40,924
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 43.74 14.75 13.61 1.89 6,966
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 36.81 14.50 13.95 1.95 5,636
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 37.36 13.82 13.63 1.81 5,345

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.86 29-Feb-2000 - 07-Mar-2000 -17.01 03-Oct-2008 - 10-Oct-2008
Month 30.86 03-Dec-1999 - 04-Jan-2000 -30.01 11-Apr-2000 - 12-May-2000
Quarter 60.02 22-Nov-1999 - 22-Feb-2000 -43.36 22-Feb-2000 - 23-May-2000
Year 79.83 23-Apr-2003 - 22-Apr-2004 -47.31 04-Dec-2007 - 03-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.41 19.19 0.58 0.71 0.97 1.05
VR Balanced TRI 14.68 18.21 0.57 0.66 -- --
Hybrid: Aggressive Hybrid 13.40 17.69 0.52 0.57 0.93 -0.51
Rank within category 8 34 11 7 29 12
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 60
Top 10 Holdings (%) 53.00
Top 5 Holdings (%) 33.49
Top 3 Sectors (%) 39.24
Portfolio P/B Ratio 1.85
Portfolio P/E Ratio 16.14
Avg Credit Rating AA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 4.20 4.20
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 1.21 - 2.99 3.50
equal India Infrastructure Trust Infrastructure Investment Trust -- 1.72 - 2.21 2.21
equal 9.50% Indusind Bank Additional Tier 1 Bond AA 0.52 - 0.66 1.19
new Reserve Bank of India 91-D 16/09/2021 Treasury Bills SOV 0.00 - 1.16 1.16
equal 9.15% ICICI Bank Additional Tier 1 Bond AA+ 0.86 - 0.98 0.88
equal 8.70% The Great Eastern Shipping Company 31/05/2025 Debenture AA+ 0.71 - 0.83 0.76
equal 8.85% HDFC Bank Additional Tier 1 Bond AA+ 0.74 - 1.17 0.75
equal 7.19% Uttar Pradesh State 2031 State Development Loan SOV 0.00 - 0.62 0.59
equal 10.50% Indusind Bank Additional Tier 1 Bond AA 0.47 - 0.63 0.58
equal 9.60% Aadhar Housing Finance 29/09/2021 Non Convertible Debenture AA 0.53 - 1.43 0.53
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 0.44 - 0.50 0.44
equal 8.70% The Great Eastern Shipping Company 2026 Debenture AA+ 0.39 - 0.46 0.42
equal 9.50% Nirma Perpetual Bond AA- 0.39 - 0.44 0.41
equal Sattva Holding And Trading 2023 Zero Coupon Bonds AA+ 0.36 - 0.42 0.39
equal 10.90% AU Small Finance Bank 30/05/2025 Additional Tier 2 Bond AA- 0.29 - 0.33 0.30
equal 9.15% NUVOCO Vistas Corp. 30/08/2022 Non Convertible Debenture AA 0.29 - 0.32 0.30
equal 11.40% Avanse Financial Services 2022 Non Convertible Debenture A+ 0.29 - 0.34 0.30
equal 8.24% The Great Eastern Shipping Company 2026 Debenture AA+ 0.28 - 0.33 0.30
equal Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 0.29 0.29
equal 9.18% Vedanta 2021 Debenture AA- 0.00 - 0.26 0.24
new Reserve Bank of India 91-D 05/08/2021 Treasury Bills SOV 0.00 - 0.23 0.23
equal 9.90% ICICI Bank Additional Tier 1 Bond AA+ 0.15 - 0.17 0.16
equal 8.61% IDFC First Bank 19/04/2022 Debenture AA 0.12 - 0.13 0.12
equal 10.75% Phoenix ARC 2021 Non Convertible Debenture AA 0.09 - 0.10 0.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.54 8.44 4.86 8.10
equal Bharti Airtel Communication -- 9.07 3.26 8.01
down NTPC Energy 8.88 8.33 3.72 7.57
up Hindalco Inds. Metals 26.72 5.02 2.04 5.00
up Oil & Natural Gas Corporation Energy 8.86 5.19 3.28 4.81
up Sun Pharmaceutical Industries Healthcare 56.64 4.76 1.70 4.76
down Infosys Technology 33.45 4.92 0.89 4.31
up ITC FMCG 18.49 4.77 1.58 3.24
down Tata Motors DVR Automobile -- 2.99 0.70 2.99
up HCL Technologies Technology 23.38 2.76 0.00 2.76
down Tata Steel Metals 21.77 2.55 0.00 1.98
up Larsen & Toubro Construction 17.96 2.45 0.53 1.58
up Axis Bank Financial 26.17 2.28 0.00 1.58
equal Embassy Office Parks REIT Construction -- 1.87 0.00 1.50
down State Bank of India Financial 16.95 4.79 0.69 1.34
equal TVS Motor Company Automobile 46.03 1.29 0.62 1.19
down GAIL Energy 9.98 1.40 0.41 1.03
equal Tech Mahindra Technology 24.31 1.20 0.13 0.86
down Coal India Energy 6.99 2.06 0.00 0.86
down Oil India Energy 4.99 0.85 0.00 0.85
down Tata Power Company Energy 34.14 1.09 0.46 0.80
equal IDFC Financial -- 1.09 0.27 0.74
down KNR Constructions Construction 18.64 0.83 0.17 0.71
down Motherson Sumi Systems Automobile 69.20 1.07 0.36 0.70
up HDFC Bank Financial 23.87 3.65 0.00 0.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Mittul Kalawadia since 28-Dec-2020

Education: Mr. Kalawadia is a B.Com. from Mithibai College, M.Com. from University of Mumbai and CA. from ICAI.

Experience: He has been associated with ICICI Prudential since 2012.

Funds Managed:

— Sankaran Naren since 07-Dec-2015

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Interviews:

Funds Managed:

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Nikhil Kabra since 28-Dec-2020

Education: Mr. Kabra is a B.Com and Chartered Accountant.

Experience: Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.

Funds Managed:


-0.01%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 190.7800

IDCW Yearly: ₹ 17.9600

More

IDCW Monthly: ₹ 26.6300

IDCW Half Yearly: ₹ 18.5300


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 03-Nov-1999
Return Since Launch: 14.52%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 17,130 Cr (As on 30-Jun-2021)
Expense: 1.81% (As on 30-Jun-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 30.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly05-Jul-20210.1600

 02-Jun-20210.1600
 04-May-20210.1600
 07-Apr-20210.1600
 04-Mar-20210.1600
 04-Feb-20210.1600
 06-Jan-20210.1600
 02-Dec-20200.1800
 17-Nov-20200.1600
 01-Sep-20200.1600
 13-Aug-20200.0500
 02-Mar-20200.2036
 03-Feb-20200.2036
 01-Jan-20200.2036
 02-Dec-20190.2036
 01-Nov-20190.2036
 01-Oct-20190.2036
 03-Sep-20190.2036
 01-Aug-20190.2036
 02-Jul-20190.2036
 03-Jun-20190.2036
 02-May-20190.2036
 03-Apr-20190.2036
 05-Mar-20190.2036
 06-Feb-20190.2036
IDCW Half Yearly18-Mar-20210.8000

 04-Jan-20180.8000
 02-Jun-20170.8000
 23-Dec-20160.5500
IDCW Yearly01-Dec-20200.3500

 30-Sep-20190.3276
 28-Sep-20180.3453
 16-Mar-20180.6500
 15-Sep-20170.7500
 23-Dec-20160.2500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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