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3 star

ICICI Prudential Equity & Debt Fund


1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.96 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.91 1.43 1.99 13.66 7.05 19.34 2.96 4.03 9.07 13.24 11.70
VR Balanced TRI 7.59 -0.11 0.72 7.74 10.69 32.63 8.19 8.69 10.92 11.94 9.42
Hybrid: Aggressive Hybrid 9.02 0.85 0.77 9.84 11.09 25.86 9.41 5.37 8.89 12.58 9.55
Rank within category 41 3 2 1 43 43 38 23 12 10 4
Number of funds in category 43 44 44 44 43 43 42 32 25 23 21

As on 01-Dec-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity & Debt Fund  | Invest Now
3 star
Nov-99 2.96 4.03 9.07 1.78 15,479
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 8.32 7.84 10.26 1.68 31,773
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 12.90 7.94 10.82 1.90 5,587
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 9.42 8.36 11.53 1.88 3,824
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 15.69 10.09 10.90 1.99 3,567

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.86 (29-Feb-2000 - 07-Mar-2000) -17.01 (03-Oct-2008 - 10-Oct-2008)
Month 30.86 (03-Dec-1999 - 04-Jan-2000) -30.01 (11-Apr-2000 - 12-May-2000)
Quarter 60.02 (22-Nov-1999 - 22-Feb-2000) -43.36 (22-Feb-2000 - 23-May-2000)
Year 79.83 (23-Apr-2003 - 22-Apr-2004) -47.31 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.74 17.51 -0.01 -0.01 0.91 -5.24
VR Balanced TRI 10.49 18.01 0.31 0.36 -- --
Hybrid: Aggressive Hybrid 6.30 17.30 0.09 0.10 0.91 -3.70
Rank within category 26 20 26 26 19 25
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 73
Top 10 Holdings (%) 47.35
Top 5 Holdings (%) 31.05
Top 3 Sectors (%) 38.79
Portfolio P/B Ratio 1.08
Portfolio P/E Ratio 12.36
Avg Credit Rating AA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Axis Bank Bonds/Debentures AA+ 1.68 - 2.99 2.99
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 1.56 - 2.56 2.56
equal India Infrastructure Trust Infrastructure Investment Trust -- 1.31 - 2.26 2.03
equal 8.55% Talwandi Sabo Power 23/04/2021 Debenture AA 1.18 - 1.78 1.78
equal 9.60% Aadhar Housing Finance 29/09/2021 Non Convertible Debenture AA 0.00 - 1.43 1.43
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.80 - 1.17 1.17
down ICICI Pru FMP - Series 82 1185 Days Plan I Direct-G Mutual Fund -- 1.03 - 1.64 1.04
equal 9.15% ICICI Bank Debenture AA+ 0.69 - 0.98 0.98
equal 8.50% Vedanta 2021 Debenture AA- 0.00 - 0.83 0.83
equal 8.70% Great Eastern Shipping Co. 31/05/2025 Debenture AA+ 0.52 - 0.82 0.82
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 0.43 - 0.64 0.64
equal 9.50% Indusind Bank Bonds AA 0.41 - 0.62 0.62
equal Indusind Bank 28/03/2024 Non Convertible Debenture AA 0.42 - 0.60 0.60
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA- 0.00 - 0.58 0.58
equal State Bank of India 2056 Debenture AA+ 0.39 - 0.52 0.50
equal Talwandi Sabo Power 30/11/2020 Bonds AA- 0.00 - 0.48 0.48
equal 8.70% Great Eastern Shipping Co. 2026 Debenture AA+ 0.29 - 0.45 0.45
equal 9.50% Nirma Non Convertible Debenture AA- 0.00 - 0.44 0.44
equal Sattva Holding And Trading 2023 Zero Coupon Bonds AA+ 0.00 - 0.42 0.42
equal JM Financial Products 30/04/2021 Debenture AA 0.24 - 0.41 0.41
equal 11.40% Avanse Financial Services 2022 Non Convertible Debenture A+ 0.00 - 0.34 0.34
equal 10.90% AU Small Finance Bank 30/05/2025 Debenture AA- 0.21 - 0.33 0.33
equal 9.15% NUVOCO Vistas Corp. 30/08/2022 Non Convertible Debenture AA 0.00 - 0.32 0.32
equal 9.50% Security and Intelligence Services 13/04/2021 Non Convertible Debenture A+ 0.00 - 0.32 0.32
equal 8.24% Great Eastern Shipping Co. 2026 Debenture AA+ 0.20 - 0.32 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Bharti Airtel Communication -- 9.07 2.17 8.13
equal NTPC Energy 14.82 8.09 3.58 8.09
down ICICI Bank Financial 24.05 8.20 4.41 7.36
equal ONGC Energy 32.35 4.84 2.84 3.74
equal ITC FMCG 17.45 4.77 1.58 3.74
equal Sun Pharmaceutical Inds. Healthcare 88.07 3.51 0.87 3.40
equal Hindalco Inds. Metals 36.57 3.38 1.34 3.38
equal Infosys Technology 27.13 4.92 0.89 3.35
equal Vedanta Metals -- 4.42 0.25 3.18
equal Indian Oil Corp. Energy 25.61 3.33 1.33 2.21
equal Larsen & Toubro Construction 13.78 2.82 0.53 2.18
equal Embassy Office Parks REIT Construction -- 1.74 0.00 1.73
equal Cipla Healthcare 33.11 3.58 1.44 1.61
equal Tata Steel Metals -- 1.59 0.00 1.59
equal Tata Motors DVR Automobile -- 1.92 0.70 1.44
equal Coal India Energy 5.73 2.06 0.00 1.17
equal TVS Motor Co. Automobile 105.50 1.10 0.00 1.10
equal GAIL Energy 5.87 1.39 0.41 1.05
equal Tata Chemicals Chemicals 1.53 2.18 0.36 0.97
equal State Bank of India Financial 9.43 4.79 0.69 0.96
equal Tata Power Energy 20.58 1.29 0.46 0.87
down Tech Mahindra Technology 22.00 1.20 0.00 0.79
down PNC Infratech Services 13.73 0.74 0.16 0.74
equal NLC India Energy 5.63 0.72 0.20 0.72
equal KNR Constructions Construction 11.77 0.70 0.00 0.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Sankaran Naren since 07-Dec-2015

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Interviews:

Funds Managed:


1.43%

Change from previous, NAV as on 01-Dec-2020

Growth: ₹ 142.6800

Dividend Yearly: ₹ 13.7800

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Dividend Monthly: ₹ 21.0200

Dividend Half Yearly: ₹ 14.5200


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 03-Nov-1999
Return Since Launch: 13.43%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 15,479 Cr (As on 31-Oct-2020)
Expense: 1.78% (As on 31-Oct-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 32.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly17-Nov-20200.1600

 01-Sep-20200.1600
 13-Aug-20200.0500
 02-Mar-20200.2036
 03-Feb-20200.2036
 01-Jan-20200.2036
 02-Dec-20190.2036
 01-Nov-20190.2036
 01-Oct-20190.2036
 03-Sep-20190.2036
 01-Aug-20190.2036
 02-Jul-20190.2036
 03-Jun-20190.2036
 02-May-20190.2036
 03-Apr-20190.2036
 05-Mar-20190.2036
 06-Feb-20190.2036
 09-Jan-20190.2036
 07-Dec-20180.2302
 09-Nov-20180.2036
 03-Oct-20180.2036
 05-Sep-20180.2036
 08-Aug-20180.2036
 04-Jul-20180.2036
 06-Jun-20180.2036
Dividend Yearly30-Sep-20190.3276

 28-Sep-20180.3453
 16-Mar-20180.6500
 15-Sep-20170.7500
 23-Dec-20160.2500
Dividend Half Yearly04-Jan-20180.8000

 02-Jun-20170.8000
 23-Dec-20160.5500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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