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ICICI Prudential Equity & Debt Fund


1 Lakh

Investment Grown to
₹ 1.29 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.01 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.67 -0.80 -0.66 0.76 5.96 6.03 12.35 8.76 8.45 13.70 13.73
VR Balanced TRI* -0.70 -0.45 -0.76 -1.23 3.67 6.45 13.42 11.98 7.49 10.91 10.18
Hybrid: Aggressive Hybrid* 1.31 -0.25 0.25 1.00 4.38 8.06 11.79 8.11 6.77 11.68 10.50

As on 27-Jan-2020

* As on 28-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.86 (29-Feb-2000 - 07-Mar-2000) -17.01 (03-Oct-2008 - 10-Oct-2008)
Month 30.86 (03-Dec-1999 - 04-Jan-2000) -30.01 (11-Apr-2000 - 12-May-2000)
Quarter 60.02 (22-Nov-1999 - 22-Feb-2000) -43.36 (22-Feb-2000 - 23-May-2000)
Year 79.83 (23-Apr-2003 - 22-Apr-2004) -47.31 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.14 9.01 0.49 0.86 0.78 -1.74
VR Balanced TRI 13.65 10.24 0.77 1.18 -- --
Hybrid: Aggressive Hybrid 9.64 9.97 0.40 0.62 0.85 -2.86

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 93
Top 10 Holdings (%) 44.79
Top 5 Holdings (%) 28.76
Top 3 Sectors (%) 39.28
Portfolio P/B Ratio 1.63
Portfolio P/E Ratio 16.01

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Axis Bank Bonds/Debentures AA+ 0.92 - 1.70 1.70
equal Geetanjali Trading &Invest. Co 20/02/2020 Debenture AAA 1.34 - 1.65 1.65
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 1.32 - 1.58 1.58
down 9.20% ICICI Bank 31/12/2050 Bonds AA+ 1.35 - 1.65 1.35
equal India Infrastructure Trust Infrastructure Investment Trust -- 0.00 - 1.43 1.34
equal 9.37% State Bank of India 21/12/2023 Debenture AA+ 0.87 - 1.34 1.34
equal 8.55% Talwandi Sabo Power 23/04/2021 Debenture AA 0.83 - 1.20 1.20
equal ICICI Pru FMP - Series 82 1185 Days Plan I Direct-G Mutual Fund -- 0.92 - 1.13 1.13
up 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.40 - 0.88 0.88
equal 8.24% National Bank Agr. Rur. Devp 22/03/2029 Debenture AAA 0.00 - 0.81 0.80
equal 9.15% ICICI Bank Debenture AA+ 0.63 - 0.75 0.75
equal 8.37% HUDCO 25/03/2029 Debenture AAA 0.00 - 0.69 0.58
equal 8.50% Vedanta 2021 Debenture AA 0.28 - 0.56 0.56
equal 8.70% Great Eastern Shipping Co. 31/05/2025 Debenture AA+ 0.19 - 0.53 0.53
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 0.38 - 0.45 0.45
equal Alembic Pharmaceuticals 25/04/2022 Non Convertible Debenture AA+ 0.38 - 0.44 0.44
equal Bharti Telecom 19/05/2020 Non Convertible Debenture AA+ 0.00 - 0.43 0.43
equal Indusind Bank 28/03/2024 Non Convertible Debenture AA 0.00 - 0.43 0.43
equal State Bank of India 2056 Debenture AA+ 0.00 - 0.43 0.43
equal 9.50% Indusind Bank Bonds AA 0.37 - 0.42 0.42
equal 8.50% Bank of Baroda Bonds AA 0.40 - 0.53 0.41
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA 0.21 - 0.39 0.39
equal 8.41% HUDCO 15/03/2029 Debenture AAA 0.00 - 0.35 0.35
equal 8.50% REC 20/12/2021 Bonds/NCDs AAA 0.00 - 0.33 0.33
equal Talwandi Sabo Power 30/11/2020 Bonds AA 0.00 - 0.32 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 36.03 7.94 4.41 7.94
equal Bharti Airtel Communication -- 6.83 2.17 6.83
up NTPC Energy 9.45 6.23 0.00 6.23
up ONGC Energy 6.00 4.84 0.00 3.93
equal ITC FMCG 20.42 4.77 0.00 3.83
equal Vedanta Metals 6.86 4.42 0.00 3.59
down State Bank of India Financial 27.77 4.79 1.39 3.40
down Hindalco Inds. Metals 75.40 3.36 0.00 3.36
equal Infosys Technology 20.26 4.92 0.89 3.15
equal Indian Oil Corp. Energy 9.94 3.33 0.00 2.54
equal Cipla Healthcare 22.72 3.39 1.44 2.45
equal Sun Pharmaceutical Inds. Healthcare 25.09 2.59 0.79 2.28
down Axis Bank Financial 43.42 2.90 0.18 2.21
equal Tata Chemicals Chemicals 15.60 3.94 0.36 1.56
equal Tata Motors DVR Automobile -- 1.92 0.53 1.19
equal TVS Motor Co. Automobile 30.91 1.08 0.00 1.04
down SBI Life Insurance Company Financial 72.87 2.02 0.00 0.85
up Larsen & Toubro Construction 19.35 2.86 0.53 0.76
equal Chalet Hotel Services -- 0.62 0.00 0.62
equal KNR Constructions Construction 15.68 0.59 0.00 0.57
down Motherson Sumi Systems Automobile 28.96 0.91 0.00 0.57
down PNC Infratech Services 10.09 0.58 0.00 0.57
up IDFC Financial 205.31 1.77 0.00 0.56
equal NLC India Energy 6.47 0.55 0.00 0.55
equal Federal Bank Financial 11.34 0.87 0.31 0.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Atul Patel since 03-Aug-2016

Education: Mr. Patel is a B.Com (H), Chartered Accountant and CWA.

Experience: He brings considerable experience in ADR/GDR and other foreign securities to ICICI Prudential AMC

Funds Managed:

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Sankaran Naren since 07-Dec-2015

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Interviews:

Funds Managed:


-0.80%

Change from previous, NAV as on 27-Jan-2020

Growth: ₹ 140.9400

Dividend Yearly: ₹ 13.6100

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Dividend Monthly: ₹ 21.6300

Dividend Half Yearly: ₹ 14.3500


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 03-Nov-1999
Return Since Launch: 13.96%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 23,073 Cr (As on 31-Dec-2019)
Expense: 1.74% (As on 31-Dec-2019)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 32.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly01-Jan-20200.2036

 02-Dec-20190.2036
 01-Nov-20190.2036
 01-Oct-20190.2036
 03-Sep-20190.2036
 01-Aug-20190.2036
 02-Jul-20190.2036
 03-Jun-20190.2036
 02-May-20190.2036
 03-Apr-20190.2036
 05-Mar-20190.2036
 06-Feb-20190.2036
 09-Jan-20190.2036
 07-Dec-20180.2302
 09-Nov-20180.2036
 03-Oct-20180.2036
 05-Sep-20180.2036
 08-Aug-20180.2036
 04-Jul-20180.2036
 06-Jun-20180.2036
 03-May-20180.2036
 04-Apr-20180.2125
 07-Mar-20180.2400
 07-Feb-20180.2400
 03-Jan-20180.2400
Dividend Yearly30-Sep-20190.3276

 28-Sep-20180.3453
 16-Mar-20180.6500
 15-Sep-20170.7500
 23-Dec-20160.2500
Dividend Half Yearly04-Jan-20180.8000

 02-Jun-20170.8000
 23-Dec-20160.5500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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