DSP Equity & Bond Fund

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Very High

₹281.3630 0.04%

As on 06-Dec-2023

Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities).

Returns

This fund's returns are currently better than the category average.

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More

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Calculate SIP Returns of DSP Equity & Bond Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Very High risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Suitability

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Portfolio of DSP Equity & Bond Fund

This fund's portfolio is largely conservative

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Taxation

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Peer Comparison

This fund compares better than its peers in most aspects.

Other details of DSP Equity & Bond Fund

Assets info

₹7,990 Cr

Exit Load (Days) info

1.00 (364)

Min. Investment (₹)

100

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

FAQ for DSP Equity & Bond Fund

DSP Equity & Bond Fund invests 65-80 per cent of its assets in equity stocks and the remaining 20-35 per cent in bonds.

Mutual funds can be bought directly from the website of the fund house. For instance, DSP Equity & Bond Fund fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of DSP Equity & Bond Fund is ₹281.3630 as of 07-Dec-2023.

The AUM of DSP Equity & Bond Fund Fund is ₹7,990 Cr as of 31-Oct-2023

The riskometer level of DSP Equity & Bond Fund is Very High. See More

Company Percentage of Portfolio

GOI Sec 7.38 20/06/2027

4.55

GOI Sec 7.59 11/01/2026

3.54

Small Industries Devp. Bank of India Ltd SR VII Debenture 7.47 25/11/2025

0.93

HDFC Bank Ltd SR R005 NCD 7.78 27/03/2027

0.85

National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028

0.66
See More

As of 31-Oct-2023, DSP Equity & Bond Fund had invested 74.19% in Equity, 25.23% in Debt and 0.58% in Cash & Cash Eq. See More

DSP Equity & Bond Fund is 24 years 6 months old. It has delivered 14.56% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
19.23%
14.96%
14.99%
12.86%
14.85%
14.56%

No, There is no lock in period in DSP Equity & Bond Fund.

The expense ratio of DSP Equity & Bond Fund is 1.79.

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