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Unrated

Aditya Birla Sun Life Tax Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.29 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.75 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 13.57 -1.16 -0.40 4.41 6.05 10.53 30.14 8.72 11.37 12.16 14.73
S&P BSE 500 TRI 30.07 -1.34 -0.16 6.37 11.02 21.09 56.57 17.31 16.17 13.79 15.00
Equity: ELSS 29.47 -1.39 -0.42 5.66 11.02 20.97 53.43 16.32 14.48 13.23 15.50

As on 20-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Tax Plan  | Invest Online
Unrated
Feb-99 30.14 8.72 11.37 2.52 479
Axis Long Term Equity Fund
4 star
Dec-09 60.98 19.88 17.98 1.54 33,871
DSP Tax Saver Fund  | Invest Online
4 star
Jan-07 62.41 20.48 16.20 1.76 9,675
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
5 star
Dec-15 59.23 22.08 20.69 1.73 9,401
IDFC Tax Advantage (ELSS) Fund - Regular Plan
4 star
Dec-08 66.25 17.30 16.82 1.97 3,339

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 19.76 29-May-2000 - 05-Jun-2000 -20.54 15-Jan-2008 - 22-Jan-2008
Month 54.32 05-Dec-1999 - 04-Jan-2000 -34.68 20-Feb-2020 - 23-Mar-2020
Quarter 101.43 05-Oct-1999 - 04-Jan-2000 -44.37 25-Feb-2000 - 26-May-2000
Year 287.34 08-Mar-1999 - 07-Mar-2000 -62.62 12-Apr-2000 - 12-Apr-2001

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.42 20.84 0.21 0.24 0.88 -6.74
S&P BSE 500 TRI 16.64 22.81 0.55 0.63 -- --
Equity: ELSS 15.73 22.37 0.52 0.57 0.95 -0.32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Top 10 Stocks (%) 54.16
Top 5 Stocks (%) 34.32
Top 3 Sectors (%) 52.29
Portfolio P/B Ratio 4.95
Portfolio P/E Ratio 39.03

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 68,960 1,32,117
Giant (%) 37.10 51.44
Large (%) 2.87 15.94
Mid (%) 51.04 24.65
Small (%) 8.99 8.14
Tiny (%) -- 0.27

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 24.59 9.67 4.02 8.80
equal Pfizer Healthcare 46.01 9.04 5.27 7.32
equal Honeywell Automation Engineering 82.85 10.13 6.87 7.24
down Reliance Industries Ltd - Partly Paid Equity Energy -- 6.99
down Bayer CropScience Chemicals 48.67 7.61 4.19 5.63
down Kotak Mahindra Bank Financial 39.91 6.76 2.96 5.33
equal Larsen & Toubro Construction 19.22 4.76 1.11 4.54
down ICICI Bank Financial 24.60 4.29 1.37 4.27
equal Glaxosmithkline Pharma Healthcare 69.63 5.38 3.81 4.05
down Gillette FMCG 62.36 7.54 3.77 3.77
equal Kansai Nerolac Paints Chemicals 54.24 3.35 1.07 3.21
down HDFC Bank Financial 26.30 3.23 1.65 2.98
down Fortis Healthcare Healthcare -- 2.81 0.00 2.81
down Shree Cement Construction 41.96 3.14 1.79 2.66
equal Johnson Controls - Hitachi Air Conditioning India Consumer Durable 133.04 3.58 2.23 2.26
equal Quess Corp Financial 196.40 2.20 0.00 2.13
down Sundaram-Clayton Automobile 14.51 5.05 1.31 2.12
equal Tata Consultancy Services Technology 41.08 2.24 1.43 2.12
equal IDFC First Bank Financial -- 3.24 0.00 2.07
equal P&G Hygiene & Health Care FMCG 69.00 1.90 0.84 1.86
equal Biocon Healthcare 64.07 3.01 1.64 1.83
equal Container Corporation Of India Services 61.34 1.50 0.15 1.49
equal Infosys Technology 34.94 1.35 0.57 1.35
equal Bata India FMCG -- 1.74 1.03 1.29
equal Shoppers Stop Ltd. Services -- 3.64 0.85 1.23

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021


-1.16%

Change from previous, NAV as on 20-Sep-2021

IDCW: ₹ 103.0400

Growth: ₹ 51.6500


Investment Strategy

An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 16-Feb-1999
Return Since Launch: 18.59%
Benchmark: S&P BSE Sensex TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 479 Cr (As on 31-Aug-2021)
Expense: 2.52% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: --
Turnover: 2.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW25-Nov-20204.8100

 29-Nov-20194.7015
 30-Nov-20185.5781
 14-Mar-20174.6700
 23-Mar-20165.7500
 20-Mar-20154.5000
 21-Mar-20144.2500
 14-Mar-20131.5000
 20-May-20111.0000
 17-Sep-20102.0000
 12-Mar-20107.5000
 20-Mar-20094.5000
 28-Mar-20086.0000
 17-Feb-20064.0000
 16-Dec-20054.0000
 21-Oct-20054.0000
 26-Mar-20041.5000
 17-Oct-20031.5000
 15-Feb-20021.0000
 31-Mar-20002.5000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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