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Unrated

Aditya Birla Sun Life Tax Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.74 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.07 0.12 -0.51 1.75 5.46 22.83 3.38 1.51 7.38 14.45 10.32
S&P BSE 500 TRI 0.07 0.24 -0.06 4.72 7.91 32.96 4.22 4.34 8.62 12.25 8.10
Equity: ELSS -0.83 0.33 0.16 4.15 7.49 27.83 2.70 2.18 7.15 13.02 8.82

As on 21-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Tax Plan  | Invest Online
Unrated
Feb-99 3.38 1.51 7.38 2.51 518
Axis Long Term Equity Fund
4 star
Dec-09 -0.67 6.20 8.84 1.72 21,836
Aditya Birla Sun Life Tax Relief 96  | Invest Online
4 star
Mar-96 4.43 2.32 8.06 1.89 11,123
DSP Tax Saver Fund  | Invest Online
4 star
Jan-07 0.28 3.01 9.20 1.86 6,178
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
5 star
Dec-15 10.62 7.68 -- 1.77 4,270

Best & Worst Performance

Best (Period) Worst (Period)
Week 19.76 (29-May-2000 - 05-Jun-2000) -20.54 (15-Jan-2008 - 22-Jan-2008)
Month 54.32 (05-Dec-1999 - 04-Jan-2000) -34.68 (20-Feb-2020 - 23-Mar-2020)
Quarter 101.43 (05-Oct-1999 - 04-Jan-2000) -44.37 (25-Feb-2000 - 26-May-2000)
Year 287.34 (08-Mar-1999 - 07-Mar-2000) -62.62 (12-Apr-2000 - 12-Apr-2001)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.56 20.28 -0.02 -0.03 0.90 -1.89
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: ELSS 4.36 21.40 -0.03 -0.03 0.95 -2.17

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 38
Top 10 Stocks (%) 55.53
Top 5 Stocks (%) 36.83
Top 3 Sectors (%) 57.06
Portfolio P/B Ratio 3.92
Portfolio P/E Ratio 35.27

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 55,065 93,415
Giant (%) 35.42 50.27
Large (%) 7.04 15.96
Mid (%) 48.55 25.18
Small (%) 8.99 8.58
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Honeywell Automation Engineering 55.50 10.13 6.71 8.88
equal Pfizer Healthcare 43.92 9.04 3.22 8.08
equal Bayer CropScience Healthcare 40.23 7.61 4.19 7.40
down HDFC Financial 16.64 8.56 1.51 7.31
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 5.18
equal Glaxosmithkline Pharma Healthcare 283.65 5.76 3.70 5.15
down Kotak Mahindra Bank Financial 32.17 5.62 2.76 4.73
equal Gillette FMCG 75.27 7.54 4.23 4.23
down Reliance Industries Energy 33.47 10.42 2.62 3.62
equal Larsen & Toubro Construction 15.63 4.76 1.07 3.18
equal Biocon Healthcare 74.57 3.54 1.64 2.94
equal Kansai Nerolac Paints Chemicals 66.82 2.93 0.93 2.93
equal ICICI Bank Financial 28.07 3.08 1.16 2.80
equal HDFC Bank Financial 22.98 3.17 1.54 2.72
equal Johnson Controls - Hitachi Air Conditioning India Cons Durable -- 5.12 2.43 2.71
equal Shree Cement Construction 51.03 3.09 1.19 2.55
down Tata Consultancy Services Technology 32.73 2.24 1.05 1.94
equal Hindustan Unilever FMCG 72.68 1.87 0.87 1.71
equal IDFC First Bank Financial -- 3.24 0.00 1.67
equal Fortis Healthcare (India) Healthcare -- 1.61 0.00 1.55
equal Sundaram-Clayton Automobile 36.75 10.17 1.31 1.35
equal P&G Hygiene & Health Care FMCG 76.23 1.40 0.84 1.32
equal Quess Corp Financial -- 2.20 0.00 1.24
equal MRF Automobile 22.54 2.59 1.18 1.23
equal ICRA Financial 28.26 3.42 1.00 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020


0.12%

Change from previous, NAV as on 21-Oct-2020

Dividend: ₹ 83.0800

Growth: ₹ 39.3900


Investment Strategy

An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 16-Feb-1999
Return Since Launch: 17.96%
Benchmark: S&P BSE Sensex TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 518 Cr (As on 30-Sep-2020)
Expense: 2.51% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: --
Turnover: 12.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend29-Nov-20194.7015

 30-Nov-20185.5781
 14-Mar-20174.6700
 23-Mar-20165.7500
 20-Mar-20154.5000
 21-Mar-20144.2500
 14-Mar-20131.5000
 20-May-20111.0000
 17-Sep-20102.0000
 12-Mar-20107.5000
 20-Mar-20094.5000
 28-Mar-20086.0000
 17-Feb-20064.0000
 16-Dec-20054.0000
 21-Oct-20054.0000
 26-Mar-20041.5000
 17-Oct-20031.5000
 15-Feb-20021.0000
 31-Mar-20002.5000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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