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Unrated

Franklin India Liquid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.76 0.01 0.08 0.40 1.19 2.53 5.84 6.23 6.62 7.20 7.36
CCIL T Bill Liquidity Weight 0.58 0.02 0.03 0.28 0.79 1.74 4.08 4.14 4.44 4.77 4.71
Debt: Liquid 0.80 0.01 0.09 0.42 1.24 2.60 6.02 6.55 6.97 7.58 7.77

As on 28-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.09 (07-Sep-1998 - 14-Sep-1998) -0.10 (11-Jan-2000 - 18-Jan-2000)
Month 1.76 (31-Aug-1998 - 30-Sep-1998) 0.26 (24-Nov-2009 - 24-Dec-2009)
Quarter 2.93 (31-Aug-1998 - 30-Nov-1998) 0.82 (24-Nov-2009 - 23-Feb-2010)
Year 10.19 (10-Sep-1999 - 11-Sep-2000) 3.86 (05-Jul-2009 - 05-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.09 0.20 2.13 3.64 0.31 0.91
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 52 76 49 55
Modified Duration (yrs) 0.08 0.18 0.04 0.08
Average Maturity (yrs) 0.08 0.19 0.05 0.09
Yield to Maturity (%) 5.67 7.43 5.56 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 70-D 17/03/2020 Treasury Bills SOV 0.00 - 16.77 16.77
new Axis Bank 30/03/2020 Certificate of Deposit A1+ 0.00 - 6.83 6.83
equal Reliance Jio Infocomm 90-D 26/03/2020 Commercial Paper A1+ 0.00 - 4.93 4.27
up REC 274-D 07/02/2020 Commercial Paper A1+ 0.00 - 3.78 3.78
equal Aditya Birla Finance 75-D 03/03/2020 Commercial Paper A1+ 0.00 - 3.95 3.43
new Indusind Bank 24/03/2020 Certificate of Deposit A1+ 0.00 - 2.73 2.73
new 8.18% National Bank Agr. Rur. Devp 2020 Bonds/NCDs AAA 0.00 - 2.17 2.17
equal Reliance Jio Infocomm 91-D 10/02/2020 Commercial Paper A1+ 0.00 - 2.38 2.06
equal Adani Ports and Special Economic Zone 90-D 12/02/2020 Commercial Paper A1+ 0.00 - 2.38 2.06
new National Bank Agr. Rur. Devp 310-D 13/03/2020 Commercial Paper A1+ 0.00 - 2.02 2.02
new 8.22% National Bank Agr. Rur. Devp 15-D 18/02/2020 Bonds AAA 0.00 - 1.79 1.79
equal Reliance Retail Ltd. 91-D 03/02/2020 Commercial Paper A1+ 0.00 - 1.99 1.72
equal Reliance Jio Infocomm 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 1.98 1.71
equal PNB Housing Finance 82-D 24/02/2020 Commercial Paper A1+ 0.00 - 1.97 1.71
equal PNB Housing Finance 86-D 28/02/2020 Commercial Paper A1+ 0.00 - 1.97 1.71
equal Birla Group Holdings 88-D 02/03/2020 Commercial Paper A1+ 0.00 - 1.97 1.71
equal Birla Group Holdings 90-D 04/03/2020 Commercial Paper A1+ 0.00 - 1.97 1.71
new National Bank Agr. Rur. Devp 78-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.71 1.71
new Shriram Transport Finance 70-D 23/03/2020 Commercial Paper A1+ 0.00 - 1.70 1.70
new Shriram Transport Finance 71-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.70 1.70
equal Adani Ports and Special Economic Zone 86-D 14/02/2020 Commercial Paper A1+ 0.00 - 1.59 1.37
equal Kotak Securities 78-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.58 1.37
equal Adani Ports and Special Economic Zone 90-D 23/03/2020 Commercial Paper A1+ 0.00 - 1.58 1.37
equal HDFC 363-D 13/02/2020 Commercial Paper A1+ 0.00 - 1.35 1.17
equal Tata Housing Devp. Co. 91-D 13/02/2020 Commercial Paper A1+ 0.00 - 1.19 1.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.01%

Change from previous, NAV as on 28-Feb-2020

Growth: ₹ 4,598.9653

Dividend Weekly: ₹ 1,245.0515

Dividend Daily: ₹ 1,512.2956


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,00,000
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 30-Apr-1998
Return Since Launch: 7.23%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 14,521 Cr (As on 31-Jan-2020)
Expense: 0.86% (As on 30-Sep-2019)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily28-Feb-20200.1413

 27-Feb-20200.0828
 26-Feb-20200.1369
 25-Feb-20200.1359
 24-Feb-20200.1400
 23-Feb-20200.4280
 20-Feb-20200.1347
 19-Feb-20200.1433
 18-Feb-20200.1502
 17-Feb-20200.1421
 16-Feb-20200.2860
 14-Feb-20200.1375
 13-Feb-20200.1463
 12-Feb-20200.1573
 11-Feb-20200.1587
 10-Feb-20200.1502
 09-Feb-20200.2866
 07-Feb-20200.1454
 06-Feb-20200.1531
 05-Feb-20200.1412
 04-Feb-20200.1427
 03-Feb-20200.1374
 02-Feb-20200.2851
 31-Jan-20200.1427
 30-Jan-20200.1542
Dividend Weekly23-Feb-20200.8217

 16-Feb-20200.8528
 09-Feb-20200.8284
 02-Feb-20200.8279
 26-Jan-20200.8226
 19-Jan-20200.7706
 12-Jan-20200.7534
 05-Jan-20200.7939
 29-Dec-20190.7975
 22-Dec-20190.8156
 15-Dec-20190.8460
 08-Dec-20190.7830
 01-Dec-20190.8788
 24-Nov-20190.8812
 17-Nov-20190.8823
 10-Nov-20190.7866
 03-Nov-20190.8054
 28-Oct-20190.8530
 21-Oct-20191.0525
 13-Oct-20190.9152
 06-Oct-20191.1346
 29-Sep-20190.8548
 22-Sep-20190.8089
 15-Sep-20190.9055
 08-Sep-20190.7938
Dividend Yearly20-Dec-2001300.0000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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