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Unrated

Franklin India Liquid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.09 0.01 0.05 0.22 0.65 1.22 2.48 4.91 5.43 6.13 6.94
CCIL T Bill Liquidity Weight 0.86 0.02 0.05 0.20 0.51 0.97 2.16 3.59 3.79 4.24 4.62
Debt: Liquid 1.37 0.01 0.06 0.27 0.80 1.54 3.14 5.19 5.85 6.56 7.38

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Regular Plan  | Invest Online Now
Unrated
Apr-98 2.48 4.91 5.43 0.86 2,153
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.23 5.47 6.04 0.32 36,601
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.27 5.52 6.07 0.33 30,047
Axis Liquid Fund
4 star
Oct-09 3.24 5.50 6.08 0.25 21,795
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.22 5.51 6.07 0.32 20,049

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.09 07-Sep-1998 - 14-Sep-1998 -0.17 17-Mar-2020 - 24-Mar-2020
Month 1.76 31-Aug-1998 - 30-Sep-1998 0.13 23-Feb-2020 - 24-Mar-2020
Quarter 2.93 31-Aug-1998 - 30-Nov-1998 0.56 21-Oct-2020 - 20-Jan-2021
Year 10.19 10-Sep-1999 - 11-Sep-2000 2.48 11-Jun-2020 - 11-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.85 0.54 1.01 1.84 1.16 1.44
CCIL T Bill Liquidity Weight 3.52 0.39 -2.00 -4.76 -- --
Debt: Liquid 5.12 0.66 1.73 3.51 1.05 1.63

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 24 15 38
Modified Duration (yrs) 0.08 0.12 0.05 0.09
Average Maturity (yrs) 0.08 0.12 0.05 0.09
Yield to Maturity (%) 3.38 3.40 2.86 3.41
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 10.07 9.29
equal Reserve Bank of India 364-D 17/06/2021 Treasury Bills SOV 0.00 - 10.06 9.28
equal Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 6.28 5.79
equal 6.17% GOI 15/07/2021 GOI Securities SOV 0.00 - 5.08 4.66
equal Reserve Bank of India 91-D 08/07/2021 Treasury Bills SOV 0.00 - 5.02 4.63
new L&T Infrastructre Finance 248-D 21/06/2021 Commercial Paper A1+ 0.00 - 4.40 4.40
new National Bank Agr. Rur. Devp 90-D 23/08/2021 Commercial Paper A1+ 0.00 - 4.15 4.15
new Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 4.04 4.04
equal 6.77% HDFC 28/06/2021 Non Convertible Debenture AAA 0.00 - 3.81 3.49
equal Reliance Industries 85-D 29/06/2021 Commercial Paper A1+ 0.00 - 3.77 3.47
new HDFC Securities 91-D 30/08/2021 Commercial Paper A1+ 0.00 - 3.45 3.45
new Indian Oil Corp. 23-D 23/06/2021 Commercial Paper A1+ 0.00 - 2.32 2.32
new HPCL 67-D 12/07/2021 Commercial Paper A1+ 0.00 - 2.31 2.31
equal Reliance Jio Infocomm 91-D 15/07/2021 Commercial Paper A1+ 0.00 - 2.51 2.31
new Aditya Birla Finance 90-D 22/07/2021 Commercial Paper A1+ 0.00 - 2.31 2.31
new ICICI Securities 156-D 06/08/2021 Commercial Paper A1+ 0.00 - 2.31 2.31
new HPCL 84-D 29/07/2021 Commercial Paper A1+ 0.00 - 2.08 2.08
new Axis Finance 91-D 20/08/2021 Commercial Paper A1+ 0.00 - 2.07 2.07
new Kotak Securities 91-D 30/08/2021 Commercial Paper A1+ 0.00 - 1.84 1.84
equal Reliance Industries 90-D 01/06/2021 Commercial Paper A1+ 0.00 - 1.26 1.16
equal Axis Finance 90-D 03/06/2021 Commercial Paper A1+ 0.00 - 1.26 1.16
equal Reserve Bank of India 364-D 24/06/2021 Treasury Bills SOV 0.00 - 1.26 1.16
new 9.90% HDFC 2021 Debenture AAA 0.00 - 0.47 0.47
new 8.20% HDFC 29/07/2021 Debenture AAA 0.00 - 0.23 0.23

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.01%

Change from previous, NAV as on 13-Jun-2021

Growth: ₹ 4,782.3513

IDCW Weekly: ₹ 1,244.2967

IDCW Daily: ₹ 1,510.4899


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,00,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 30-Apr-1998
Return Since Launch: 7.00%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,153 Cr (As on 31-May-2021)
Expense: 0.86% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily11-Jun-20210.1122

 10-Jun-20210.1088
 09-Jun-20210.1206
 08-Jun-20210.1220
 07-Jun-20210.0974
 06-Jun-20210.2103
 04-Jun-20210.1143
 03-Jun-20210.1127
 02-Jun-20210.1053
 01-Jun-20210.0952
 31-May-20210.0957
 30-May-20210.2067
 28-May-20210.1101
 27-May-20210.1097
 26-May-20210.1033
 25-May-20210.1198
 24-May-20210.0850
 23-May-20210.2085
 21-May-20210.1101
 20-May-20210.1101
 19-May-20210.0966
 18-May-20210.0967
 17-May-20210.1031
 16-May-20210.2074
 14-May-20210.1066
IDCW Weekly06-Jun-20210.6044

 30-May-20210.6052
 23-May-20210.5902
 16-May-20210.5823
 09-May-20210.5377
 02-May-20210.5546
 25-Apr-20210.6368
 18-Apr-20210.5737
 11-Apr-20210.5634
 04-Apr-20210.5813
 29-Mar-20210.8297
 21-Mar-20210.6505
 14-Mar-20210.5456
 07-Mar-20210.4222
 28-Feb-20210.4923
 21-Feb-20210.6343
 14-Feb-20210.5983
 07-Feb-20210.6039
 31-Jan-20210.6090
 24-Jan-20210.5567
 17-Jan-20210.4508
 10-Jan-20210.4676
 03-Jan-20210.6100
 27-Dec-20200.5710
 20-Dec-20200.5099
IDCW Yearly20-Dec-2001300.0000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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