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Unrated

Franklin India Liquid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.14 0.00 0.05 0.26 0.70 1.35 2.63 4.04 4.98 5.64 6.57
CCIL T Bill Liquidity Weight 0.09 0.01 0.06 0.18 0.52 1.04 2.10 3.09 3.50 3.91 4.43
Debt: Liquid 0.17 0.01 0.06 0.30 0.84 1.64 3.23 4.44 5.40 6.08 7.01

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Regular Plan  | Invest Online Now
Unrated
Apr-98 2.63 4.04 4.98 0.86% 1,645
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.27 4.62 5.58 0.32% 32,834
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.32 4.67 5.62 0.33% 28,408
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.28 4.65 5.61 0.32% 23,456
Axis Liquid Fund
4 star
Oct-09 3.33 4.65 5.62 0.26% 23,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.09 07-Sep-1998 - 14-Sep-1998 -0.17 17-Mar-2020 - 24-Mar-2020
Month 1.76 31-Aug-1998 - 30-Sep-1998 0.13 23-Feb-2020 - 24-Mar-2020
Quarter 2.93 31-Aug-1998 - 30-Nov-1998 0.56 21-Oct-2020 - 20-Jan-2021
Year 10.19 10-Sep-1999 - 11-Sep-2000 2.45 25-Jun-2020 - 25-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.04 0.50 0.62 4.36 1.10 0.98
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.42 0.45 1.51 9.12 0.93 1.25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 17 28 17 32
Modified Duration (yrs) 0.10 0.12 0.05 0.08
Average Maturity (yrs) 0.11 0.12 0.05 0.08
Yield to Maturity (%) 3.61 3.69 3.21 3.61
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 17/03/2022 Treasury Bills SOV 0.00 - 7.54 7.54
up Reserve Bank of India 91-D 24/02/2022 Treasury Bills SOV 0.00 - 6.05 6.05
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 4.75 4.58
equal National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 4.68 4.55
new Kotak Securities 56-D 18/02/2022 Commercial Paper A1+ 0.00 - 4.53 4.53
new ICICI Securities 358-D 11/03/2022 Commercial Paper A1+ 0.00 - 4.52 4.52
new HDFC Securities 87-D 11/03/2022 Commercial Paper A1+ 0.00 - 4.52 4.52
new Reserve Bank of India 91-D 24/03/2022 Treasury Bills SOV 0.00 - 4.52 4.52
new Reliance Retail Ventures 91-D 25/03/2022 Commercial Paper A1+ 0.00 - 4.52 4.52
new 9.95% Food Corporation of India 2022 Bonds AAA 0.00 - 3.07 3.07
equal Chennai Petroleum Corporation 79-D 03/02/2022 Commercial Paper A1+ 0.00 - 3.12 3.03
equal HDFC-Warrant 342-D 28/02/2022 Commercial Paper A1+ 0.00 - 3.11 3.02
new HDFC Bank 21/03/2022 Certificate of Deposit A1+ 0.00 - 3.02 3.02
equal Bajaj Financial Securities 91-D 21/01/2022 Commercial Paper A1+ 0.00 - 1.87 1.82
new Reliance Industries 230-D 14/03/2022 Commercial Paper A1+ 0.00 - 1.51 1.51
new Axis Securities 180-D 14/03/2022 Commercial Paper A1+ 0.00 - 1.51 1.51
new 7.35% Bharat Petroleum Corporation 2022 Bonds AAA 0.00 - 0.61 0.61

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.00%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 4,859.3476

IDCW Weekly: ₹ 1,244.4327

IDCW Daily: ₹ 1,510.4106


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Min. Investment (₹) 10,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,00,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 30-Apr-1998
Return Since Launch: 6.89%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,645 Cr (As on 31-Dec-2021)
Expense: 0.86% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily18-Jan-20220.0684

 17-Jan-20220.0966
 16-Jan-20220.2185
 14-Jan-20220.1032
 13-Jan-20220.1246
 12-Jan-20220.1595
 11-Jan-20220.1156
 10-Jan-20220.0900
 09-Jan-20220.2179
 07-Jan-20220.1113
 06-Jan-20220.0979
 05-Jan-20220.1711
 04-Jan-20220.1469
 03-Jan-20220.1543
 02-Jan-20220.2267
 31-Dec-20210.1934
 30-Dec-20210.1145
 29-Dec-20210.1601
 28-Dec-20210.1212
 27-Dec-20210.1412
 26-Dec-20210.2302
 24-Dec-20210.1899
 23-Dec-20210.1514
 22-Dec-20210.0977
 21-Dec-20210.0559
IDCW Weekly16-Jan-20220.6687

 09-Jan-20220.7410
 02-Jan-20220.7886
 26-Dec-20210.7072
 19-Dec-20210.6006
 12-Dec-20210.6243
 05-Dec-20210.6488
 28-Nov-20210.6998
 21-Nov-20210.6213
 14-Nov-20210.8443
 07-Nov-20210.7085
 31-Oct-20210.4145
 24-Oct-20210.5132
 17-Oct-20210.6472
 10-Oct-20210.7009
 03-Oct-20210.5606
 26-Sep-20210.5125
 19-Sep-20210.5774
 12-Sep-20210.5478
 05-Sep-20210.5962
 29-Aug-20210.6302
 22-Aug-20210.5454
 16-Aug-20210.8010
 08-Aug-20210.6022
 01-Aug-20210.6047
IDCW Yearly20-Dec-2001300.0000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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