ICICI Prudential Life Cycle Fund 2041 - Direct Plan
Riskometer 
Moderately High
₹9.9138 -0.12%
As on 16-Oct-2026
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Risk
This fund has Moderately High risk.
As per SEBI's Riskometer.
Portfolio of ICICI Prudential Life Cycle Fund 2041 - Direct Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Base Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Life Cycle Fund 2041 - Direct Plan
|
 |
Moderately High
|
loading... |
0.89 |
Other details of ICICI Prudential Life Cycle Fund 2041 - Direct Plan
Assets
₹55 Cr
Exit Load (Days)
3.00 (365)
Min. Investment (₹)
100
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About ICICI Prudential Life Cycle Fund 2041 - Direct Plan
ICICI Prudential Life Cycle Fund 2041 - Direct Plan is a hybrid mutual fund scheme of ICICI Prudential Mutual Fund. Launched on September 15, 2026, it is currently managed by Manish Banthia, Gaurav Chikane, Rohit Lakhotia and Divya Jain. The fund has an expense ratio of 0.89% with an overall AUM (Assets Under Management) of ₹55 Cr.
The scheme seeks to generate capital appreciation for investors by investing in equity and equity related instruments and income by investing across other asset classes, i.e. Debt, money market instruments, units of InvITs, Gold & Silver ETF and Exchange Traded Commodity Derivatives. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate capital appreciation for investors by investing in equity and equity related instruments and income by investing across other asset classes, i.e. Debt, money market instruments, units of InvITs, Gold & Silver ETF and Exchange Traded Commodity Derivatives.
Suitability
Life Cycle Funds are suitable for investors:
- Who want a single fund that systematically shifts from equity to debt as the goal nears
- Whose investment horizon matches with the fund's tenure
- Who are new/unfamiliar with market's ups and downs
Capital Gains Taxation
The following tax treatment is based upon stated investment strategy and may vary from other funds in the category.
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
FAQ for ICICI Prudential Life Cycle Fund 2041 - Direct Plan
How to Invest in ICICI Prudential Life Cycle Fund 2041 - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Life Cycle Fund 2041 - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Life Cycle Fund 2041 - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of ICICI Prudential Life Cycle Fund 2041 - Direct Plan Today?
The latest declared NAV of ICICI Prudential Life Cycle Fund 2041 - Direct Plan, is ₹9.9138 as of 18-Oct-2026.
What are the top holdings of ICICI Prudential Life Cycle Fund 2041 - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.94 11/05/2036 |
13.38
|
|
ICICI GOLDI ETF |
1.90
|
What is the return of ICICI Prudential Life Cycle Fund 2041 - Direct Plan in the last 5 years?
Over the past five years, ICICI Prudential Life Cycle Fund 2041 - Direct Plan has delivered an annualised return of --% as of 18-Oct-2026.
What is the minimum investment required in ICICI Prudential Life Cycle Fund 2041 - Direct Plan?
The minimum investment required to start investing in ICICI Prudential Life Cycle Fund 2041 - Direct Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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