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4 star

Nippon India Low Duration Fund download report


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Low Duration-G 1.48 0.05 0.14 0.38 0.44 1.48 3.42 5.82 6.04 6.61 7.37
CCIL T Bill Liquidity Weight 0.91 0.05 0.07 0.27 0.34 0.91 1.99 2.70 3.31 3.68 4.25
Debt: Low Duration 1.33 0.03 0.13 0.31 0.39 1.33 3.64 5.46 5.38 6.14 7.00
Rank within category 8 2 7 4 13 8 3 4 8 8 4
Number of funds in category 22 22 22 22 22 22 22 22 22 21 18

As on 01-Jul-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Low Duration Fund  | Invest Online
4 star
Mar-07 3.42 5.82 6.04 1.04% 9,544
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.24 5.61 6.17 1.21% 11,985
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 2.79 5.61 6.22 1.20% 7,602
Axis Treasury Advantage Fund
4 star
Oct-09 3.41 5.63 6.32 0.61% 5,274
UTI Treasury Advantage Fund - Regular Plan  | Invest Online
5 star
Mar-03 8.75 7.36 4.72 0.43% 3,010

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.68 24-Mar-2020 - 31-Mar-2020 -1.92 03-Jun-2019 - 10-Jun-2019
Month 2.11 24-Mar-2020 - 23-Apr-2020 -1.40 31-May-2019 - 01-Jul-2019
Quarter 3.54 24-Mar-2020 - 24-Jun-2020 -0.19 02-Apr-2019 - 02-Jul-2019
Year 10.11 24-Jul-2013 - 24-Jul-2014 3.17 14-Jun-2021 - 14-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Low Duration-G 5.68 1.12 1.95 3.24 1.14 3.15
CCIL T Bill Liquidity Weight 2.65 0.36 -2.33 -4.59 -- --
Debt: Low Duration 5.39 2.17 1.34 3.17 0.92 2.67
Rank within category 4 11 3 12 10 9
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 102 105 77 55
Modified Duration (yrs) 0.62 0.83 0.61 0.58
Average Maturity (yrs) 0.68 0.93 0.68 0.85
Yield to Maturity (%) 6.07 6.07 4.34 5.80
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 2.89 - 5.59 5.26
equal Reserve Bank of India 182-D 15/09/2022 Treasury Bills SOV 0.00 - 4.04 3.87
equal Reliance Retail Ventures 138-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.14 3.14
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.45 - 2.48 2.59
equal 6.35% Aseem Infrastructure Finance 29/12/2023 Non Convertible Debenture AA+ 0.00 - 2.72 2.59
equal Axis Bank 19/09/2022 Certificate of Deposit A1+ 0.00 - 2.69 2.58
equal HDFC Bank 13/12/2022 Certificate of Deposit A1+ 0.00 - 3.87 2.54
equal IndInfravit Trust 2038 Debenture AAA 2.14 - 2.90 2.46
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 0.00 - 2.75 2.33
new Kotak Mahindra Investments 25/08/2022 Zero Coupon Bonds AAA 0.00 - 2.07 2.07
new Kotak Mahindra Bank 25/11/2022 Certificate of Deposit A1+ 0.00 - 2.04 2.04
new Reserve Bank of India 182-D 24/11/2022 Treasury Bills SOV 0.00 - 2.04 2.04
up HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 2.04 2.04
equal Reserve Bank of India 182-D 11/08/2022 Treasury Bills SOV 0.00 - 2.02 2.02
equal 6.93% Manappuram Finance 28/01/2024 Non Convertible Debenture AA 0.00 - 2.15 2.02
equal Vedanta 364-D 21/03/2023 Commercial Paper A1+ 0.00 - 1.73 1.73
new 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 0.00 - 1.72 1.72
new Hindustan Petroleum Corporation 49-D 24/06/2022 Commercial Paper A1+ 0.00 - 1.57 1.57
equal SIDBI 333-D 16/12/2022 Commercial Paper A1+ 0.00 - 1.59 1.52
equal SIDBI 18/01/2023 Commercial Paper A1+ 0.00 - 1.59 1.51
equal Sikka Ports and Terminals 242-D 24/06/2022 Commercial Paper A1+ 0.00 - 1.36 1.31
equal India Grid Trust 14/02/2029 Non Convertible Debenture AAA 1.14 - 1.55 1.30
equal 5.40% Nabha Power 15/05/2023 Debenture AAA 0.74 - 2.12 1.30
equal 5.06% HDFC 16/06/2023 Non Convertible Debenture AAA 0.00 - 1.37 1.29
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.91 - 1.21 1.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Anju Chhajer since 09-Oct-2009

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

— Vivek Sharma since 01-Feb-2020

Education: Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).

Experience: He has been associated with Nippon India Mutual Fund since 2006.

Funds Managed:


0.05%

Change from previous, NAV as on 01-Jul-2022

Growth: ₹ 3,060.0158

IDCW Weekly: ₹ 1,009.7416

More

IDCW Quarterly: ₹ 1,014.5821

IDCW Monthly: ₹ 1,022.5990

IDCW Daily: ₹ 1,008.9708

IDCW: ₹ 1,678.4554

Bonus: ₹ 1,776.6621


Investment Strategy

The scheme aims to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 20-Mar-2007
Return Since Launch: 7.59%
Benchmark: CRISIL Low Duration Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 9,544 Cr (As on 31-May-2022)
Expense: 1.04% (As on 31-May-2022)
Risk Grade: Below Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Jul-20220.5371

 30-Jun-20220.2237
 29-Jun-20220.1428
 28-Jun-20220.0872
 27-Jun-20220.4195
 24-Jun-20220.1816
 23-Jun-20220.2341
 22-Jun-20220.2658
 21-Jun-20220.0768
 20-Jun-20220.0398
 02-May-20220.3146
 29-Apr-20220.0157
 28-Apr-20220.3260
 27-Apr-20220.1139
 26-Apr-20220.1130
 25-Apr-20220.2676
 07-Apr-20220.2855
 06-Apr-20220.2481
 05-Apr-20220.1164
 04-Apr-20220.3994
 31-Mar-20220.3468
 30-Mar-20220.2133
 29-Mar-20220.0763
 28-Mar-20220.3758
 25-Mar-20220.1584
IDCW Weekly28-Jun-20221.1866

 21-Jun-20220.7686
 14-Jun-20220.1177
 26-Apr-20220.9133
 05-Apr-20221.0749
 29-Mar-20221.0184
 22-Mar-20220.8052
 15-Mar-20221.3292
 02-Mar-20220.2974
 22-Feb-20220.8461
 15-Feb-20222.2402
 08-Feb-20220.3805
 25-Jan-20220.7255
 18-Jan-20220.8006
 11-Jan-20221.0323
 04-Jan-20220.8854
 28-Dec-20210.5210
 14-Dec-20210.6814
 07-Dec-20210.8734
 30-Nov-20210.5380
 23-Nov-20210.6695
 16-Nov-20210.7388
 09-Nov-20211.1237
 02-Nov-20210.1304
 26-Oct-20210.3056
IDCW Monthly20-Jun-20221.6427

 19-Apr-20222.0468
 21-Mar-20222.5400
 21-Feb-20224.0901
 19-Jan-20223.4205
 20-Dec-20212.1862
 22-Nov-20212.7950
 20-Oct-20212.4684
 20-Sep-20212.6901
 20-Aug-20214.2209
 19-Jul-20213.7789
 21-Jun-20214.0889
 19-May-20214.4099
 19-Apr-20215.7754
 19-Mar-20212.9369
 22-Feb-20211.2217
 19-Jan-20211.7491
 21-Dec-20202.6629
 19-Nov-20204.7157
 19-Oct-20205.5319
 21-Sep-20202.6689
 19-Aug-20203.2417
 20-Jul-20209.2547
 19-Jun-20208.2268
 20-Apr-202013.3881
IDCW Quarterly20-Jun-20223.1366

 21-Mar-20229.0830
 20-Dec-20218.1040
 20-Sep-202112.0983
 21-Jun-202116.3413
 19-Mar-20216.8237
 21-Dec-202012.7462
 21-Sep-202018.7683
 19-Jun-202026.2556
 19-Mar-20205.1690
 19-Dec-201915.0700
 19-Sep-201918.6673
 19-Jun-20193.7097
 19-Mar-201915.4006
 19-Dec-201815.2320
 19-Sep-201812.9532
 19-Jun-20189.3816
 19-Mar-201810.7298
 19-Dec-201710.3844
 19-Sep-201713.2586
 19-Jun-201713.8045
 20-Mar-201712.2348
 19-Dec-201614.8104
 19-Sep-201614.3459
 20-Jun-201614.8818
IDCW19-Sep-201457.8673

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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