Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
Value Research Rating
Our Opinion
Riskometer
Low to Moderate
₹10.7699
As on 22-May-2026
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
|
|
Low to Moderate
|
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0.20 |
||
|
|
Low to Moderate
|
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0.12 |
|||
|
|
Low to Moderate
|
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0.12 |
|||
|
|
Low to Moderate
|
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0.10 |
|||
 |
|
Low to Moderate
|
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0.42 |
Other details of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
Assets
₹1,576 Cr
Exit Load (Days)
--
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
100
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan is a debt mutual fund scheme of Aditya Birla Sun Life Mutual Fund. Launched on March 21, 2025, it is currently managed by Mohit Sharma and Sanjay Pawar. The fund has an expense ratio of 0.20% with an overall AUM (Assets Under Management) of ₹1,576 Cr.
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. Being passively managed, it replicates the portfolio of its chosen benchmark index. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 9-12 Months Debt Index before expenses, subject to tracking errors.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
- They are meant to keep your capital safe while earning low returns. This investing need is better served by Liquid funds
- There are too many types of debt funds with little differentiation, making choice difficult for investors. Low Duration funds are one of them
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
FAQ for Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan
How to Invest in Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan can be bought from the Aditya Birla Sun Life Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan Today?
The latest declared NAV of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan, is ₹10.7699 as of 23-May-2026.
What are the top holdings of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
National Bank For Agriculture & Rural Development CD 10/03/2027 |
8.96
|
|
Mahindra & Mahindra Financial Services Ltd CP 365-D 05/03/2027 |
8.95
|
|
HDFC Bank Ltd CD 09/03/2027 |
8.66
|
|
Bajaj Housing Finance Ltd CP 365-D 12/03/2027 |
7.46
|
|
Small Industries Devp. Bank of India Ltd CD 18/02/2027 |
5.99
|
What is the return of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan in the last 5 years?
Over the past five years, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan has delivered an annualised return of --% as of 23-May-2026.
What is the minimum investment required in Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan?
The minimum investment required to start investing in Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Direct Plan is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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