Axis Retirement Fund - Conservative Plan - Direct Plan
Value Research Rating
Our Opinion
Riskometer
High
₹17.4417 0.06%
As on 07-May-2026
Returns
Risk
This fund has High risk.
As per SEBI's Riskometer.
Portfolio of Axis Retirement Fund - Conservative Plan - Direct Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Axis Retirement Fund - Conservative Plan - Direct Plan
|
|
|
High
|
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1.25 |
|
 |
|
High
|
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1.07 |
||
 |
|
Moderately High
|
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0.28 |
||
|
|
High
|
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0.95 |
||
|
|
Moderately High
|
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0.60 |
Other details of Axis Retirement Fund - Conservative Plan - Direct Plan
Assets
₹47 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
--
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Axis Retirement Fund - Conservative Plan - Direct Plan
Axis Retirement Fund - Conservative Plan - Direct Plan is a hybrid mutual fund scheme of Axis Mutual Fund. Launched on December 20, 2019, it is currently managed by Devang Shah, Hardik Shah and Jayesh Sundar. The fund has an expense ratio of 1.25% with an overall AUM (Assets Under Management) of ₹47 Cr.
The schemes seeks to generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The schemes seeks to generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities.
Suitability
Conservative Hybrid funds are suitable for investors:
- Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
- Aiming for moderately higher returns than fixed deposits, with limited volatility
- Looking to generate regular income
- With 3-5 year investment horizon
Note:
- Invest preferably through SIP
- The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
- If the mutual fund units are sold after 2 years from the date of investment, gains are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 2 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Axis Retirement Fund - Conservative Plan - Direct Plan
Name change of few schemes of Axis Mutual Fund
1 min read•By News Desk
FAQ for Axis Retirement Fund - Conservative Plan - Direct Plan
How to Invest in Axis Retirement Fund - Conservative Plan - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Axis Retirement Fund - Conservative Plan - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Axis Retirement Fund - Conservative Plan - Direct Plan can be bought from the Axis Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Axis Retirement Fund - Conservative Plan - Direct Plan Today?
The latest declared NAV of Axis Retirement Fund - Conservative Plan - Direct Plan, is ₹17.4417 as of 08-May-2026.
What are the top holdings of Axis Retirement Fund - Conservative Plan - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 24/07/2037 |
33.13
|
|
GOI Sec 7.34 22/04/2064 |
14.84
|
|
GOI Sec 7.10 08/04/2034 |
10.76
|
|
Indus Infra Trust |
1.75
|
What is the return of Axis Retirement Fund - Conservative Plan - Direct Plan in the last 5 years?
Over the past five years, Axis Retirement Fund - Conservative Plan - Direct Plan has delivered an annualised return of 7.96% as of 08-May-2026.
What is the minimum investment required in Axis Retirement Fund - Conservative Plan - Direct Plan?
The minimum investment required to start investing in Axis Retirement Fund - Conservative Plan - Direct Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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