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Unrated

SBI Capital Protection Oriented Fund - Series A (Plan 6) - Regular Plan


Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.07 -0.17 0.08 -3.68 -3.36 -- -- -- -- -- --
VR MIP TRI -8.16 0.95 3.06 -6.83 -8.16 -- -- -- -- -- --
Hybrid: Conservative Hybrid -3.95 -0.48 -0.52 -3.94 -4.14 -- -- -- -- -- --
Rank within category 40 25 3 44 43 -- -- -- -- -- --
Number of funds in category 83 85 84 84 83 82 78 46 3 0 0

As on 03-Apr-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.37 (24-Mar-2020 - 31-Mar-2020) -3.90 (11-Mar-2020 - 18-Mar-2020)
Month 1.75 (14-Oct-2019 - 13-Nov-2019) -8.39 (22-Feb-2020 - 23-Mar-2020)
Quarter 2.85 (14-Oct-2019 - 13-Jan-2020) -6.83 (23-Dec-2019 - 23-Mar-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 4.76 5.99 -0.13 -0.13 -- --
Hybrid: Conservative Hybrid* 3.77 4.41 -0.41 -0.44 0.59 -1.32
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Mar-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Number of Bonds 11
Average Maturity (yrs) * --
Top 10 Holdings (%) 71.72
Portfolio P/B Ratio 2.73
Portfolio P/E Ratio 21.90

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.80% HPCL 15/12/2022 Debenture AAA 8.59 - 8.68 8.68
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 7.81 - 7.91 7.90
equal 9.00% LIC Housing Fin. 2023 Debenture AAA 7.77 - 7.90 7.82
equal 7.34% HUDCO 16/09/2022 Debenture AAA 7.58 - 7.68 7.64
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 7.54 - 7.61 7.60
equal 6.99% Air India Assets Holdings 16/12/2022 Debenture AAA 7.51 - 7.59 7.57
equal 7.09% REC 17/10/2022 Debenture AAA 7.48 - 7.54 7.53
equal 9.33% Power Grid Corporation 15/12/2022 Bonds AAA 6.88 - 6.97 6.91
equal 9.15% Export-Import Bank 2022 Bonds AAA 0.00 - 5.71 5.71
equal 8.45% Tata Capital Financial Services 26/08/2022 Debenture AAA 4.32 - 4.36 4.36
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 2.21 2.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal SBI Life Insurance Company Financial 48.22 0.86 0.77 0.77
equal Dabur India FMCG 49.33 0.66 0.61 0.66
equal Shree Cement Construction 42.50 0.65 0.57 0.65
equal HDFC Life Insurance Financial 63.12 0.74 0.64 0.64
equal Divi's Laboratories Healthcare 39.72 0.63 0.53 0.63
equal Avenue Supermarts Services 110.69 0.58 0.45 0.58
equal Pidilite Industries Chemicals 51.75 0.54 0.47 0.54
equal Godrej Consumer Products FMCG 24.65 0.66 0.50 0.50
equal United Spirits FMCG 46.83 0.48 0.42 0.48
equal Shriram Transport Finance Financial 3.89 0.47 0.40 0.47
equal ICICI Lombard General Insurance Financial 41.63 0.52 0.46 0.46
equal Petronet LNG Energy 10.50 0.51 0.43 0.43
equal Bajaj Holdings & Inv Financial 6.27 0.44 0.41 0.41
equal Colgate-Palmolive FMCG 41.97 0.49 0.40 0.40
equal ICICI Prudential Life Insurance Co. Ltd. Financial 42.32 0.43 0.40 0.40
equal Piramal Enterprises Healthcare 9.41 0.45 0.36 0.36
equal Havells India Engineering 38.96 0.41 0.35 0.36
equal Lupin Healthcare -- 0.45 0.36 0.36
equal Marico FMCG 27.45 0.44 0.36 0.36
equal Ambuja Cements Construction 14.51 0.35 0.34 0.35
equal HPCL Energy 10.40 0.57 0.35 0.35
equal Aurobindo Pharma Healthcare 8.73 0.33 0.30 0.33
equal Container Corp. Services 40.92 0.38 0.33 0.33
equal Berger Paints India Chemicals 65.45 0.32 0.28 0.32
equal United Breweries FMCG 51.61 0.33 0.32 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Ruchit Mehta since 12-Sep-2019

Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.

Funds Managed:

— Rajeev Radhakrishnan since 12-Sep-2019

Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

Funds Managed:


-0.17%

Change from previous, NAV as on 03-Apr-2020

Growth: ₹ 9.9400


Investment Strategy

The scheme seeks to protect the capital by investing in high quality fixed income securities that are maturing on or before the maturity of the Scheme as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective.

Tenure (Days) 1350
Maturity date 14-Jun-2023

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 04-Oct-2019
Return Since Launch: -0.60%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

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