Baroda BNP Paribas Equity Savings Fund - Direct Plan

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Value Research Rating

2 star

Our Opinion

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Riskometer

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Moderately High

₹17.9089 0.48%

As on 18-Mar-2026

Returns

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Calculate SIP Returns of Baroda BNP Paribas Equity Savings Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderately High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Baroda BNP Paribas Equity Savings Fund - Direct Plan

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.

Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Baroda BNP Paribas Equity Savings Fund - Direct Plan
2 star
unlock fund advisor
Moderately High
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1.40
5 star
unlock fund advisor
Low to Moderate
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0.50
4 star
unlock fund advisor
Moderately High
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0.69
4 star
unlock fund advisor
Moderate
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0.65
5 star
unlock fund advisor
Moderate
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0.63

Other details of Baroda BNP Paribas Equity Savings Fund - Direct Plan

Assets

info

₹282 Cr

Exit Load (Days)

info

1.00 (30)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

--

Min. SIP Investment (₹)

250

Min. No of Cheques

6

About Baroda BNP Paribas Equity Savings Fund - Direct Plan

Baroda BNP Paribas Equity Savings Fund - Direct Plan is a hybrid mutual fund scheme of Baroda BNP Paribas Mutual Fund. Launched on July 25, 2019, it is currently managed by Gurvinder Singh Wasan, Pratish Krishnan, Neeraj Saxena and Ankeet Pandya. The fund has an expense ratio of 1.40% with an overall AUM (Assets Under Management) of ₹282 Cr.

Baroda BNP Paribas Equity Savings Fund - Direct Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹250.

Investment Strategy

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Suitability

Equity Savings funds are suitable for investors:

  • Looking to invest about one third each in equity, debt and arbitrage
  • Aiming for moderately higher returns than fixed deposits, with limited volatility
  • Looking to generate regular income
  • With 3-5 year investment horizon

Note:

  • Invest preferably through SIP

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Baroda BNP Paribas Equity Savings Fund - Direct Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Baroda BNP Paribas Equity Savings Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Baroda BNP Paribas Equity Savings Fund - Direct Plan can be bought from the Baroda BNP Paribas Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Baroda BNP Paribas Equity Savings Fund - Direct Plan, is ₹17.9089 as of 19-Mar-2026.

Company Percentage of Portfolio

GOI Sec 7.32 13/11/2030

3.69

GOI Sec 7.18 14/08/2033

3.30

Shriram Finance Ltd SR PPD OP 1 Debenture 8.70 09/04/2028

2.53

Small Industries Devp. Bank of India Ltd SR V Debenture 7.22 10/04/2029

2.49

Power Finance Corporation Ltd SR 258A Debenture 6.92 16/02/2028

2.48
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Over the past five years, Baroda BNP Paribas Equity Savings Fund - Direct Plan has delivered an annualised return of 8.61% as of 19-Mar-2026.

The minimum investment required to start investing in Baroda BNP Paribas Equity Savings Fund - Direct Plan is ₹5,000 for the lump sum option and ₹250 for the SIP (Systematic Investment Plan) option.