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Baroda BNP Paribas Equity Savings Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.00 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.17 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Baroda BNP Paribas Equity Savings Fund Reg-G -3.52 -0.09 0.65 -0.82 -3.13 -3.20 0.47 -- -- -- --
VR MIP TRI -3.38 0.01 0.66 -1.04 -3.32 -3.10 1.67 -- -- -- --
Hybrid: Equity Savings -2.77 0.05 0.70 -0.81 -2.31 -2.49 1.83 -- -- -- --
Rank within category 14 21 13 12 16 14 18 -- -- -- --
Number of funds in category 21 21 21 21 21 21 21 20 13 9 1

As on 28-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda BNP Paribas Equity Savings Fund - Regular Plan
Unrated
Jul-19 0.47 -- -- 2.54% 326
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
May-15 0.82 8.24 7.02 1.19% 2,373
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 5.57 8.38 7.96 2.14% 1,890
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 0.69 7.08 7.40 2.17% 1,229
Mirae Asset Equity Savings Fund - Regular Plan  | Invest Online
5 star
Dec-18 1.67 10.04 -- 1.42% 538

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.21 24-Mar-2020 - 31-Mar-2020 -3.71 16-Mar-2020 - 23-Mar-2020
Month 6.15 23-Mar-2020 - 22-Apr-2020 -8.48 20-Feb-2020 - 23-Mar-2020
Quarter 10.57 24-Mar-2020 - 23-Jun-2020 -7.43 23-Dec-2019 - 23-Mar-2020
Year 21.46 23-Mar-2020 - 23-Mar-2021 -0.93 17-Jun-2021 - 17-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Baroda BNP Paribas Equity Savings Fund Reg-G -- -- -- -- -- --
VR MIP TRI* 7.56 6.88 0.59 0.74 -- --
Hybrid: Equity Savings* 7.54 9.16 0.46 0.50 1.23 -0.94
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 14
Average Maturity (yrs) 3.50
Top 10 Holdings (%) 44.42
Portfolio P/B Ratio 2.91
Portfolio P/E Ratio 23.00

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 6.55 6.55
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.39 4.39
equal 6.18% Indian Bank Additional Tier 2 Bond AAA 0.00 - 2.91 2.91
equal 5.15% GOI 2025 GOI Securities SOV 0.00 - 2.90 2.90
equal 7.70% Shriram City Union Finance 21/12/2022 Non Convertible Debenture AA 0.00 - 2.47 2.47
down 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 4.35 2.05
equal HDFC Bank 28/12/2028 Debenture AAA 1.24 - 1.59 1.59
equal 6.70% Torrent Power 2025 Debenture AA+ 0.00 - 1.50 1.50
equal 6.70% Can Fin Homes 25/02/2025 Non Convertible Debenture AA+ 0.00 - 0.90 0.90
equal 11.00% Motilal Oswal Home Finance 2026 Bonds AA- 0.00 - 0.63 0.63
equal 9.50% Shriram Transport Finance Company 27/02/2023 Non Convertible Debenture AA+ 0.00 - 0.62 0.62
equal 8.50% JSW Steel 2027 Debenture AA 0.00 - 0.62 0.62
equal 5.50% Britannia Inds. 2024 Non Convertible Debenture AAA 0.00 - 0.00 0.00
equal 9.00% Yes Bank Additional Tier 1 Bond D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 19.64 8.48 0.59 8.48
up Reliance Industries Energy 28.19 8.89 2.51 6.22
up Adani Ports and Special Economic Zone Services 30.30 3.72 0.00 3.72
up Infosys Technology 28.17 5.35 0.00 3.37
up Hindustan Unilever Consumer Staples 61.35 4.78 0.18 3.10
down Axis Bank Financial 13.97 4.61 0.90 2.78
equal ICICI Bank Financial 19.67 5.92 1.09 2.71
equal Sun Pharmaceutical Industries Healthcare 61.00 3.43 0.00 2.66
equal Tata Power Company Energy 38.29 4.50 0.00 2.44
down Maruti Suzuki India Automobile 66.09 3.12 0.00 2.42
equal Zee Entertainment Services 21.64 2.23 0.00 2.23
equal Indusind Bank Financial 13.18 2.23 0.00 2.19
up Divi's Laboratories Healthcare 32.35 2.18 0.00 2.18
equal Tata Consultancy Services Technology 31.69 4.62 0.24 1.53
up HDFC Financial 17.52 7.49 0.77 1.53
up Bajaj Finance Financial 48.03 4.03 0.00 1.35
down Tata Steel Metals & Mining 2.68 5.41 0.00 1.32
equal Grasim Industries Materials 11.72 2.06 0.00 1.19
equal State Bank of India Financial 11.72 4.84 0.15 1.11
down Punjab National Bank Financial 8.48 1.27 0.00 1.05
up HCL Technologies Technology 20.15 1.43 0.00 1.01
up Ultratech Cement Materials 21.91 1.00 0.00 1.00
equal Larsen & Toubro Construction 25.15 1.64 0.00 0.97
equal Bharti Airtel Communication 94.18 5.90 0.29 0.86
up Titan Company Consumer Discretionary 80.41 1.62 0.19 0.80

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Mayank Prakash since 14-Mar-2022

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:

— Pratish Krishnan since 05-Sep-2019

Education: Mr. Krishnan has done MMS in Finance

Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Funds Managed:


-0.09%

Change from previous, NAV as on 28-Jun-2022

Growth: ₹ 11.9158

IDCW: ₹ 11.1912


Investment Strategy

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda BNP Paribas Mutual Fund
Launch Date: 25-Jul-2019
Return Since Launch: 6.17%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 326 Cr (As on 31-May-2022)
Expense: 2.54% (As on 31-May-2022)
Risk Grade: --
Return Grade: --
Turnover: 604.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW28-Mar-20220.7500

Contact Information

AMC: Baroda BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Website: https://www.barodabnpparibasmf.in/

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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