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Unrated

SBI Capital Protection Oriented Fund - Series A (Plan 3) - Direct Plan


1 Lakh

Investment Grown to
₹ 1.13 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.68 -0.16 0.23 1.86 3.28 7.20 12.84 -- -- -- --
VR MIP TRI 10.92 0.29 0.74 3.39 5.46 8.85 19.62 -- -- -- --
Hybrid: Conservative Hybrid 8.61 -0.13 0.32 1.75 3.55 7.16 14.80 -- -- -- --
Rank within category 11 14 9 7 8 8 12 -- -- -- --
Number of funds in category 17 17 17 17 17 17 17 4 0 0 0

As on 17-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Capital Protection Oriented Fund - Series A (Plan 3) - Direct Plan
Unrated
May-19 12.84 -- -- 0.47 123
ICICI Prudential Capital Protection Oriented Fund Series XIV Plan A 1275 Days - Direct Plan
Unrated
Nov-18 11.55 -- -- -- 526
SBI Dual Advantage Fund Series XXX - Direct Plan
Unrated
Oct-18 12.91 -- -- 0.61 501

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.43 24-Mar-2020 - 31-Mar-2020 -3.39 16-Mar-2020 - 23-Mar-2020
Month 5.83 23-Mar-2020 - 22-Apr-2020 -7.33 22-Feb-2020 - 23-Mar-2020
Quarter 10.12 24-Mar-2020 - 23-Jun-2020 -5.53 23-Dec-2019 - 23-Mar-2020
Year 19.11 23-Mar-2020 - 23-Mar-2021 7.39 01-Jun-2019 - 31-May-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 9.70 7.04 0.80 0.99 -- --
Hybrid: Conservative Hybrid* 9.83 3.76 1.55 2.08 0.45 3.24
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Number of Bonds 12
Average Maturity (yrs) * --
Top 10 Holdings (%) 72.92
Portfolio P/B Ratio 4.15
Portfolio P/E Ratio 27.48

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.64% Andhra Pradesh State 2023 State Development Loan SOV 21.58 - 24.45 21.58
equal 7.99% REC 23/02/2023 Debenture AAA 8.09 - 9.08 8.09
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 7.97 - 8.98 7.97
equal 8.58% HDFC 18/03/2022 Debenture AAA 7.90 - 9.05 7.90
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 7.71 - 8.75 7.71
equal 6.30% GOI 2023 GOI Securities SOV 0.00 - 5.17 5.03
equal 8.83% Indian Railway Finance Corporation 25/03/2023 Bonds AAA 4.33 - 4.93 4.33
equal 8.90% Power Finance Corporation 18/03/2023 Bonds AAA 4.32 - 4.87 4.32
equal 8.25% Andhra Pradesh State 25/04/2023 State Development Loan SOV 3.87 - 4.36 3.87
equal 7.25% Larsen & Toubro 24/04/2023 Non Convertible Debenture AAA 2.12 - 2.37 2.12
equal 8.02% Larsen & Toubro 22/05/2022 Non Convertible Debenture AAA 2.09 - 2.38 2.09
equal 8.80% Export-Import Bank 15/03/2023 Bonds AAA 1.73 - 1.96 1.73

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Apollo Hospitals Healthcare 468.86 0.82 0.00 0.82
equal Info Edge (India) Services 58.08 0.79 0.00 0.79
equal Avenue Supermarts Services 237.95 0.84 0.20 0.77
equal Adani Enterprises Services 139.79 0.72 0.00 0.72
equal Godrej Consumer Products FMCG 64.06 0.68 0.38 0.68
equal Vedanta Metals 7.59 0.64 0.00 0.63
equal Dabur India FMCG 64.63 0.60 0.32 0.58
equal Pidilite Industries Chemicals 90.90 0.58 0.28 0.57
equal ICICI Lombard General Insurance Company Insurance 64.10 0.58 0.27 0.57
equal Adani Transmission Energy 164.66 0.74 0.00 0.56
equal Adani Green Energy Engineering 466.50 0.58 0.00 0.54
equal Havells India Engineering 75.78 0.52 0.26 0.52
equal Piramal Enterprises Healthcare 45.64 0.51 0.24 0.51
equal Ambuja Cements Construction 26.24 0.51 0.25 0.51
equal Jubilant FoodWorks Services 144.42 0.50 0.00 0.50
equal Marico FMCG 63.14 0.47 0.28 0.46
equal GAIL Energy 8.98 0.45 0.00 0.43
equal Motherson Sumi Systems Automobile 32.91 0.52 0.16 0.43
equal ICICI Prudential Life Insurance Co. Ltd. Insurance 208.84 0.42 0.17 0.42
equal L&T Infotech Technology 49.64 0.40 0.00 0.40
equal Lupin Healthcare 26.13 0.53 0.26 0.38
equal Colgate-Palmolive FMCG 44.00 0.45 0.22 0.37
equal United Spirits FMCG 79.16 0.44 0.24 0.35
equal ACC Construction 22.84 0.34 0.18 0.34
equal Aurobindo Pharma Healthcare 8.21 0.51 0.25 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Ranjana Gupta since 30-Jun-2021

Education: She is a Commerce graduate from Mumbai University

Experience: Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.

Funds Managed:


-0.16%

Change from previous, NAV as on 17-Sep-2021

Growth: ₹ 12.7732


Investment Strategy

The scheme seeks to protect the capital by investing in high quality fixed income securities that are maturing on or before the maturity of the Scheme as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective.

Investment Details

Tenure (Days) 1441
Maturity date 02-May-2023

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 23-May-2019
Return Since Launch: 11.11%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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