Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Very High
₹18.5800 -0.20%
As on 18-May-2026
Returns
Risk
This fund has Very High risk.
As per SEBI's Riskometer.
Portfolio of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
|
|
|
Very High
|
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2.42 |
|
 |
|
Very High
|
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1.31 |
||
 |
|
Very High
|
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1.49 |
||
|
|
Very High
|
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1.74 |
||
|
|
Very High
|
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1.80 |
Other details of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
Assets
₹113 Cr
Exit Load (Days)
--
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
500
Min. No of Cheques
6
About Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan is a hybrid mutual fund scheme of Aditya Birla Sun Life Mutual Fund. Launched on March 11, 2019, it is currently managed by Mohit Sharma and Harshil Suvarnkar. The fund has an expense ratio of 2.42% with an overall AUM (Assets Under Management) of ₹113 Cr.
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.
Suitability
Aggressive Hybrid funds are suitable for investors:
- Looking to invest mostly in equity (~75%) with a small debt allocation (~25%) for moderately high returns
- Aiming for long-term wealth creation
- With a 5-8 year investment horizon
- Who are new/unfamiliar with market's ups and downs
Note:
- Invest only through SIP
- The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
FAQ for Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan
How to Invest in Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan can be bought from the Aditya Birla Sun Life Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan Today?
The latest declared NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan, is ₹18.5800 as of 19-May-2026.
What are the top holdings of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.48 06/10/2035 |
6.39
|
|
GOI Sec 7.34 22/04/2064 |
2.97
|
|
GOI Sec 7.17 17/04/2030 |
1.81
|
|
HDFC Bank Ltd SR V004 Debenture 8.55 27/03/2029 |
0.90
|
|
GOI Sec 7.26 06/02/2033 |
0.90
|
What is the return of Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan in the last 5 years?
Over the past five years, Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan has delivered an annualised return of 8.82% as of 19-May-2026.
What is the minimum investment required in Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan?
The minimum investment required to start investing in Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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