ICICI Prudential Retirement Fund - Hybrid Conservative Plan
Value Research Rating
Our Opinion
Riskometer
Moderately High
₹17.8128 -0.08%
As on 18-May-2026
Returns
Risk
This fund has Moderately High risk.
As per SEBI's Riskometer.
Portfolio of ICICI Prudential Retirement Fund - Hybrid Conservative Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
|
|
|
Moderately High
|
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2.13 |
|
|
|
High
|
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1.50 |
||
 |
|
Moderately High
|
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0.62 |
||
|
|
High
|
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1.67 |
||
|
|
Moderately High
|
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1.67 |
Other details of ICICI Prudential Retirement Fund - Hybrid Conservative Plan
Assets
₹90 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About ICICI Prudential Retirement Fund - Hybrid Conservative Plan
ICICI Prudential Retirement Fund - Hybrid Conservative Plan is a hybrid mutual fund scheme of ICICI Prudential Mutual Fund. Launched on February 27, 2019, it is currently managed by Darshil Dedhia, Rohit Lakhotia and Manasvi Shah. The fund has an expense ratio of 2.13% with an overall AUM (Assets Under Management) of ₹90 Cr.
The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.
Suitability
Conservative Hybrid funds are suitable for investors:
- Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
- Aiming for moderately higher returns than fixed deposits, with limited volatility
- Looking to generate regular income
- With 3-5 year investment horizon
Note:
- Invest preferably through SIP
- The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on ICICI Prudential Retirement Fund - Hybrid Conservative Plan
FAQ for ICICI Prudential Retirement Fund - Hybrid Conservative Plan
How to Invest in ICICI Prudential Retirement Fund - Hybrid Conservative Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Retirement Fund - Hybrid Conservative Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Retirement Fund - Hybrid Conservative Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Today?
The latest declared NAV of ICICI Prudential Retirement Fund - Hybrid Conservative Plan, is ₹17.8128 as of 18-May-2026.
What are the top holdings of ICICI Prudential Retirement Fund - Hybrid Conservative Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.48 06/10/2035 |
8.74
|
|
GOI Sec 7.34 22/04/2064 |
6.39
|
|
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028 |
5.56
|
|
Summit Digitel Infrastructure Pvt. Ltd Debenture 6.59 16/06/2026 |
5.56
|
|
Power Finance Corporation Ltd SR 205-B Debenture 7.20 10/08/2035 |
5.39
|
What is the return of ICICI Prudential Retirement Fund - Hybrid Conservative Plan in the last 5 years?
Over the past five years, ICICI Prudential Retirement Fund - Hybrid Conservative Plan has delivered an annualised return of 7.96% as of 18-May-2026.
What is the minimum investment required in ICICI Prudential Retirement Fund - Hybrid Conservative Plan?
The minimum investment required to start investing in ICICI Prudential Retirement Fund - Hybrid Conservative Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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