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Unrated

ICICI Prudential Retirement Fund - Pure Equity Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.59 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.53 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 32.85 0.32 1.70 4.58 16.16 20.02 59.12 -- -- -- --
S&P BSE 500 TRI 32.51 0.54 1.80 7.35 12.08 21.47 58.75 -- -- -- --
Equity: Flexi Cap 31.75 0.46 1.71 6.57 12.73 21.33 55.30 -- -- -- --
Rank within category 29 49 33 59 4 40 22 -- -- -- --
Number of funds in category 56 64 64 61 60 59 54 41 35 30 25

As on 16-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Retirement Fund - Pure Equity Plan  | Invest Now
Unrated
Feb-19 59.12 -- -- 2.54 118
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 50.32 15.53 15.10 1.59 38,626
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 66.90 21.78 19.11 2.01 22,592
Axis Focused 25 Fund
4 star
Jun-12 58.57 18.20 19.01 1.86 19,736
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 61.54 20.19 17.80 1.81 19,429

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.85 01-Apr-2020 - 09-Apr-2020 -17.42 16-Mar-2020 - 23-Mar-2020
Month 17.70 23-Mar-2020 - 22-Apr-2020 -35.37 20-Feb-2020 - 23-Mar-2020
Quarter 31.74 15-Oct-2020 - 14-Jan-2021 -35.80 23-Dec-2019 - 23-Mar-2020
Year 88.05 23-Mar-2020 - 23-Mar-2021 -33.98 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 16.64 22.81 0.55 0.63 -- --
Equity: Flexi Cap* 16.02 22.18 0.54 0.60 0.94 0.11
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 62.45
Top 5 Stocks (%) 36.41
Top 3 Sectors (%) 58.23
Portfolio P/B Ratio 3.82
Portfolio P/E Ratio 29.57

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,54,045 1,51,964
Giant (%) 57.93 52.49
Large (%) 26.83 18.76
Mid (%) 8.21 22.32
Small (%) 7.03 6.97
Tiny (%) -- 0.23

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Bharti Airtel Communication 352.93 10.00 0.00 8.74
down Infosys Technology 35.02 11.71 0.00 7.77
equal HDFC Bank Financial 26.70 9.89 0.00 7.23
equal HCL Technologies Technology 30.04 6.65 0.00 6.36
equal Axis Bank Financial 29.30 7.37 0.00 6.31
equal ICICI Bank Financial 24.94 6.71 0.00 6.00
new Dr. Reddy's Lab Healthcare 46.83 5.89 0.00 5.89
new Cipla Healthcare 30.28 5.05 0.00 5.05
equal Tech Mahindra Technology 29.29 7.71 0.00 4.83
equal G R Infraprojects Construction 16.01 5.00 0.00 4.27
equal SBI Life Insurance Company Insurance 93.05 4.74 0.00 3.88
up Ultratech Cement Construction 35.34 3.84 0.00 3.84
equal Kotak Mahindra Bank Financial 40.00 3.77 0.00 2.76
up State Bank of India Financial 16.20 8.99 0.00 2.46
equal Voltamp Transformers Engineering 18.90 2.59 0.00 2.21
equal Larsen & Toubro Construction 19.35 5.89 0.00 2.00
equal Mahindra & Mahindra Automobile 40.27 6.31 0.00 1.85
equal INOX Leisure Services -- 2.27 0.00 1.69
equal Avenue Supermarts Services 237.95 1.20 0.00 1.20
equal Sunteck Realty Construction 128.26 1.33 0.00 1.19
new Gland Pharma Healthcare 64.77 1.02 0.00 1.02
up Bharat Petroleum Corporation Energy 5.56 1.00 0.00 1.00
up Indus Towers Communication 16.11 0.98 0.00 0.98
equal LIC Housing Fin. Financial 11.22 2.19 0.00 0.97
equal AIA Engineering Metals 34.97 1.14 0.00 0.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Ashwin Jain since 07-Feb-2019

Education: Mr. Jain is a B.E. and PGDM.

Experience: Prior to joining ICICI Prudential Asset Management Co. Ltd. he has worked with HCL Technologies, Irevana and Merill Lynch.

Funds Managed:

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:


0.32%

Change from previous, NAV as on 16-Sep-2021

Growth: ₹ 15.5300

IDCW: ₹ 15.5400


Investment Strategy

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Return Since Launch: 18.81%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 118 Cr (As on 31-Aug-2021)
Expense: 2.54% (As on 31-Jul-2021)
Risk Grade: --
Return Grade: --
Turnover: 48.00%

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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