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Motilal Oswal Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.68 0.01 0.06 0.27 0.73 1.49 2.90 -- -- -- --
CCIL T Bill Liquidity Weight 1.85 0.00 0.04 0.19 0.43 1.06 2.01 -- -- -- --
Debt: Liquid 2.94 0.01 0.06 0.29 0.79 1.61 3.19 -- -- -- --
Rank within category 36 5 36 33 36 36 36 -- -- -- --
Number of funds in category 37 38 38 38 38 38 37 34 33 32 31

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Regular Plan  | Invest Online
1 star
Dec-18 2.90 -- -- 0.36% 740
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.18 4.80 5.66 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.22 4.84 5.70 0.32% 29,710
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.23 4.80 5.67 0.23% 25,609
Axis Liquid Fund
4 star
Oct-09 3.25 4.83 5.71 0.26% 22,877

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.14 01-Mar-2019 - 10-Mar-2019 0.02 23-Mar-2020 - 30-Mar-2020
Month 0.53 11-Jan-2019 - 11-Feb-2019 0.19 27-Nov-2020 - 27-Dec-2020
Quarter 1.51 07-Jan-2019 - 08-Apr-2019 0.65 04-Nov-2020 - 03-Feb-2021
Year 5.54 20-Dec-2018 - 22-Dec-2019 2.82 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid* 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 7 3 35
Modified Duration (yrs) 0.16 0.16 0.05 --
Average Maturity (yrs) 0.17 0.17 0.06 --
Yield to Maturity (%) 3.63 3.63 2.90 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 20/01/2022 Treasury Bills SOV 0.00 - 46.92 46.92
equal Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 37.02 37.02
equal Reserve Bank of India 91-D 04/11/2021 Treasury Bills SOV 0.00 - 6.75 6.75
new Indusind Bank 25/01/2022 Certificate of Deposit A1+ 0.00 - 3.35 3.35
new Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 3.35 3.35
equal Others CBLO -- - 1.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager


0.01%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 11.2170

IDCW Weekly: ₹ 10.0181

More

IDCW Quarterly: ₹ 10.0603

IDCW Monthly: ₹ 10.0351

IDCW Fortnightly: ₹ 10.0093

IDCW Daily: ₹ 10.0055


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 3.97%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 740 Cr (As on 31-Oct-2021)
Expense: 0.36% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Dec-20210.0007

 30-Nov-20210.0009
 29-Nov-20210.0009
 28-Nov-20210.0016
 26-Nov-20210.0007
 25-Nov-20210.0008
 24-Nov-20210.0012
 23-Nov-20210.0010
 22-Nov-20210.0007
 21-Nov-20210.0025
 18-Nov-20210.0007
 17-Nov-20210.0012
 16-Nov-20210.0002
 15-Nov-20210.0006
 14-Nov-20210.0016
 12-Nov-20210.0014
 11-Nov-20210.0011
 10-Nov-20210.0009
 09-Nov-20210.0010
 08-Nov-20210.0026
 07-Nov-20210.0035
 03-Nov-20210.0006
 02-Nov-20210.0008
 01-Nov-20210.0002
 31-Oct-20210.0017
IDCW Fortnightly26-Nov-20210.0112

 12-Nov-20210.0185
 22-Oct-20210.0106
 08-Oct-20210.0108
 24-Sep-20210.0080
 13-Sep-20210.0126
 27-Aug-20210.0121
 13-Aug-20210.0173
 23-Jul-20210.0117
 09-Jul-20210.0116
 25-Jun-20210.0113
 11-Jun-20210.0110
 28-May-20210.0112
 14-May-20210.0160
 23-Apr-20210.0113
 09-Apr-20210.0102
 26-Mar-20210.0111
 12-Mar-20210.0094
 26-Feb-20210.0128
 12-Feb-20210.0170
 22-Jan-20210.0089
 08-Jan-20210.0083
 28-Dec-20200.0124
 11-Dec-20200.0078
 27-Nov-20200.0110
IDCW Monthly26-Nov-20210.0249

 29-Oct-20210.0264
 24-Sep-20210.0207
 27-Aug-20210.0239
 30-Jul-20210.0290
 25-Jun-20210.0223
 28-May-20210.0219
 30-Apr-20210.0270
 26-Mar-20210.0206
 26-Feb-20210.0245
 29-Jan-20210.0227
 28-Dec-20200.0203
 27-Nov-20200.0206
 02-Nov-20200.0315
 25-Sep-20200.0207
 28-Aug-20200.0221
 31-Jul-20200.0327
 26-Jun-20200.0197
 29-May-20200.0276
 26-Apr-20200.0326
 24-Apr-20200.0326
 27-Mar-20200.0224
 28-Feb-20200.0255
 31-Jan-20200.0306
 27-Dec-20190.0242
IDCW Weekly26-Nov-20210.0037

 22-Nov-20210.0075
 12-Nov-20210.0043
 08-Nov-20210.0094
 29-Oct-20210.0049
 22-Oct-20210.0027
 18-Oct-20210.0079
 08-Oct-20210.0060
 01-Oct-20210.0049
 24-Sep-20210.0050
 17-Sep-20210.0030
 13-Sep-20210.0074
 03-Sep-20210.0052
 27-Aug-20210.0062
 20-Aug-20210.0059
 13-Aug-20210.0060
 06-Aug-20210.0057
 30-Jul-20210.0056
 23-Jul-20210.0061
 16-Jul-20210.0056
 09-Jul-20210.0057
 02-Jul-20210.0059
 25-Jun-20210.0062
 18-Jun-20210.0050
 11-Jun-20210.0057
IDCW Quarterly24-Sep-20210.0742

 25-Jun-20210.0719
 26-Mar-20210.0683
 28-Dec-20200.0730
 25-Sep-20200.0675
 25-Jun-20200.4392

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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