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Motilal Oswal Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.98 0.01 0.05 0.24 0.83 1.88 4.42 -- -- -- --
CCIL T Bill Liquidity Weight 2.04 0.01 0.05 0.23 0.93 1.94 3.95 -- -- -- --
Debt: Liquid 2.46 0.01 0.06 0.30 1.02 2.35 5.18 -- -- -- --
Rank within category 37 33 33 38 36 37 37 -- -- -- --
Number of funds in category 40 40 40 40 40 40 40 36 35 34 30

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Regular Plan  | Invest Online
1 star
Dec-18 4.42 -- -- 0.36 610
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 5.54 6.62 6.96 0.32 57,566
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 5.60 6.67 7.00 0.30 43,090
Nippon India Liquid Fund  | Invest Online
5 star
Dec-03 5.56 6.68 6.99 0.27 31,728
Axis Liquid Fund  | Invest Online
4 star
Oct-09 5.55 6.67 6.99 0.22 29,605

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.14 (01-Mar-2019 - 10-Mar-2019) 0.02 (23-Mar-2020 - 30-Mar-2020)
Month 0.53 (11-Jan-2019 - 11-Feb-2019) 0.23 (27-May-2020 - 26-Jun-2020)
Quarter 1.51 (07-Jan-2019 - 08-Apr-2019) 0.83 (23-Mar-2020 - 22-Jun-2020)
Year 5.54 (20-Dec-2018 - 22-Dec-2019) 4.44 (04-Jul-2019 - 03-Jul-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid* 6.19 0.50 3.21 4.32 0.56 1.58
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 5 1 51
Modified Duration (yrs) 0.15 0.17 0.01 --
Average Maturity (yrs) 0.15 0.17 0.01 --
Yield to Maturity (%) 3.38 6.16 3.38 --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 25/06/2020 Treasury Bills SOV 0.00 - 37.01 28.63
equal Reserve Bank of India 91-D 11/06/2020 Treasury Bills SOV 0.00 - 31.77 24.57
equal Reserve Bank of India 364-D 02/07/2020 Treasury Bills SOV 0.00 - 9.33 8.17
new Axis Bank 24/07/2020 Certificate of Deposit A1+ 0.00 - 4.08 4.08
new National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 4.07 4.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Abhiroop Mukherjee since 11-Dec-2018

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


0.01%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 10.7782

Dividend Weekly: ₹ 10.0167

More

Dividend Quarterly: ₹ 10.0109

Dividend Monthly: ₹ 10.0448

Dividend Fortnightly: ₹ 10.0194

Dividend Daily: ₹ 10.0055


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 4.95%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 610 Cr (As on 31-May-2020)
Expense: 0.36% (As on 31-May-2020)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily07-Jul-20200.0018

 06-Jul-20200.0017
 05-Jul-20200.0028
 03-Jul-20200.0017
 02-Jul-20200.0018
 01-Jul-20200.0018
 30-Jun-20200.0010
 29-Jun-20200.0005
 28-Jun-20200.0018
 25-Jun-20200.0008
 24-Jun-20200.0009
 23-Jun-20200.0006
 22-Jun-20200.0007
 21-Jun-20200.0015
 19-Jun-20200.0007
 18-Jun-20200.0008
 17-Jun-20200.0008
 16-Jun-20200.0007
 15-Jun-20200.0009
 14-Jun-20200.0015
 12-Jun-20200.0010
 11-Jun-20200.0013
 10-Jun-20200.0007
 09-Jun-20200.0009
 08-Jun-20200.0007
Dividend Weekly03-Jul-20200.0141

 26-Jun-20200.0043
 19-Jun-20200.0055
 12-Jun-20200.0063
 05-Jun-20200.0042
 29-May-20200.0039
 22-May-20200.0062
 15-May-20200.0062
 08-May-20200.0029
 04-May-20200.0074
 24-Apr-20200.0090
 17-Apr-20200.0068
 13-Apr-20200.0094
 03-Apr-20200.0051
 27-Mar-20200.0036
 20-Mar-20200.0061
 13-Mar-20200.0063
 06-Mar-20200.0063
 28-Feb-20200.0035
 24-Feb-20200.0091
 14-Feb-20200.0063
 07-Feb-20200.0066
 31-Jan-20200.0063
 24-Jan-20200.0064
 17-Jan-20200.0049
Dividend Fortnightly26-Jun-20200.0094

 12-Jun-20200.0162
 22-May-20200.0116
 08-May-20200.0135
 24-Apr-20200.0119
 14-Apr-20200.0151
 13-Apr-20200.0151
 27-Mar-20200.0097
 13-Mar-20200.0125
 28-Feb-20200.0126
 14-Feb-20200.0192
 24-Jan-20200.0113
 10-Jan-20200.0129
 27-Dec-20190.0121
 13-Dec-20190.0186
 22-Nov-20190.0128
 08-Nov-20190.0124
 25-Oct-20190.0136
 11-Oct-20190.0142
 27-Sep-20190.0130
 13-Sep-20190.0205
 23-Aug-20190.0134
 09-Aug-20190.0168
 26-Jul-20190.0142
 12-Jul-20190.0145
Dividend Monthly26-Jun-20200.0197

 29-May-20200.0276
 26-Apr-20200.0326
 24-Apr-20200.0326
 27-Mar-20200.0224
 28-Feb-20200.0255
 31-Jan-20200.0306
 27-Dec-20190.0242
 29-Nov-20190.0319
 25-Oct-20190.0279
 27-Sep-20190.0268
 30-Aug-20190.0380
 26-Jul-20190.0287
 28-Jun-20190.0294
 31-May-20190.0394
 26-Apr-20190.0327
 29-Mar-20190.0620
Dividend Quarterly25-Jun-20200.4392

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: mf[email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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