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Motilal Oswal Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.63 0.01 0.06 0.25 0.70 1.57 3.85 -- -- -- --
CCIL T Bill Liquidity Weight 2.47 0.00 0.03 0.12 0.49 1.42 3.34 -- -- -- --
Debt: Liquid 3.20 0.01 0.07 0.27 0.81 1.91 4.56 -- -- -- --
Rank within category 36 15 32 36 37 36 36 -- -- -- --
Number of funds in category 38 38 38 38 38 38 38 34 33 32 29

As on 29-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Regular Plan  | Invest Online
1 star
Dec-18 3.85 -- -- 0.36 728
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.88 6.36 6.73 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 4.90 6.41 6.78 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.89 6.40 6.77 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.78 6.36 6.73 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.14 (01-Mar-2019 - 10-Mar-2019) 0.02 (23-Mar-2020 - 30-Mar-2020)
Month 0.53 (11-Jan-2019 - 11-Feb-2019) 0.22 (01-Jul-2020 - 31-Jul-2020)
Quarter 1.51 (07-Jan-2019 - 08-Apr-2019) 0.68 (25-Jun-2020 - 24-Sep-2020)
Year 5.54 (20-Dec-2018 - 22-Dec-2019) 3.85 (26-Sep-2019 - 25-Sep-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid* 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 7 7 1 42
Modified Duration (yrs) 0.02 0.17 0.02 0.08
Average Maturity (yrs) 0.09 0.17 0.03 0.08
Yield to Maturity (%) 3.33 5.25 3.27 3.31
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 24.19 20.58
new Reserve Bank of India 182-D 19/11/2020 Treasury Bills SOV 0.00 - 17.04 17.04
equal Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 14.33 13.70
equal Reserve Bank of India 364-D 01/10/2020 Treasury Bills SOV 0.00 - 14.32 13.69
equal Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 14.29 13.67
equal Bank of Baroda 16/10/2020 Certificate of Deposit A1+ 0.00 - 3.57 3.42
new Axis Bank 28/10/2020 Certificate of Deposit A1+ 0.00 - 3.42 3.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Abhiroop Mukherjee since 11-Dec-2018

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


0.01%

Change from previous, NAV as on 29-Sep-2020

Growth: ₹ 10.8465

Dividend Weekly: ₹ 10.0170

More

Dividend Quarterly: ₹ 10.0074

Dividend Monthly: ₹ 10.0340

Dividend Fortnightly: ₹ 10.0082

Dividend Daily: ₹ 10.0055


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 4.68%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 728 Cr (As on 31-Aug-2020)
Expense: 0.36% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily28-Sep-20200.0011

 27-Sep-20200.0019
 25-Sep-20200.0005
 24-Sep-20200.0006
 23-Sep-20200.0009
 22-Sep-20200.0006
 21-Sep-20200.0008
 20-Sep-20200.0016
 18-Sep-20200.0008
 17-Sep-20200.0008
 16-Sep-20200.0008
 15-Sep-20200.0007
 14-Sep-20200.0010
 13-Sep-20200.0016
 11-Sep-20200.0001
 10-Sep-20200.0008
 09-Sep-20200.0006
 08-Sep-20200.0005
 07-Sep-20200.0007
 06-Sep-20200.0015
 04-Sep-20200.0006
 03-Sep-20200.0008
 02-Sep-20200.0009
 01-Sep-20200.0012
 31-Aug-20200.0009
Dividend Fortnightly25-Sep-20200.0106

 11-Sep-20200.0100
 28-Aug-20200.0105
 14-Aug-20200.0164
 24-Jul-20200.0102
 10-Jul-20200.0179
 26-Jun-20200.0094
 12-Jun-20200.0162
 22-May-20200.0116
 08-May-20200.0135
 24-Apr-20200.0119
 13-Apr-20200.0151
 27-Mar-20200.0097
 13-Mar-20200.0125
 28-Feb-20200.0126
 14-Feb-20200.0192
 24-Jan-20200.0113
 10-Jan-20200.0129
 27-Dec-20190.0121
 13-Dec-20190.0186
 22-Nov-20190.0128
 08-Nov-20190.0124
 25-Oct-20190.0136
 11-Oct-20190.0142
 27-Sep-20190.0130
Dividend Monthly25-Sep-20200.0207

 28-Aug-20200.0221
 31-Jul-20200.0327
 26-Jun-20200.0197
 29-May-20200.0276
 26-Apr-20200.0326
 24-Apr-20200.0326
 27-Mar-20200.0224
 28-Feb-20200.0255
 31-Jan-20200.0306
 27-Dec-20190.0242
 29-Nov-20190.0319
 25-Oct-20190.0279
 27-Sep-20190.0268
 30-Aug-20190.0380
 26-Jul-20190.0287
 28-Jun-20190.0294
 31-May-20190.0394
 26-Apr-20190.0327
 29-Mar-20190.0620
Dividend Quarterly25-Sep-20200.0675

 25-Jun-20200.4392
Dividend Weekly25-Sep-20200.0049

 18-Sep-20200.0057
 11-Sep-20200.0041
 04-Sep-20200.0059
 28-Aug-20200.0049
 21-Aug-20200.0056
 14-Aug-20200.0060
 07-Aug-20200.0056
 31-Jul-20200.0048
 24-Jul-20200.0056
 17-Jul-20200.0047
 10-Jul-20200.0052
 03-Jul-20200.0141
 26-Jun-20200.0043
 19-Jun-20200.0055
 12-Jun-20200.0063
 05-Jun-20200.0042
 29-May-20200.0039
 22-May-20200.0062
 15-May-20200.0062
 08-May-20200.0029
 04-May-20200.0074
 24-Apr-20200.0090
 17-Apr-20200.0068
 13-Apr-20200.0094

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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