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Unrated

HDFC Fixed Maturity Plan - 1232 Days - November 2018 (1) - Direct Plan


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.04 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.39 -0.01 0.04 0.27 0.94 2.05 4.32 -- -- -- --
CCIL T Bill Liquidity Weight 1.64 0.00 0.02 0.10 0.50 1.05 2.02 -- -- -- --
Debt: FMP 3.94 -0.01 0.04 0.27 1.07 2.31 5.07 -- -- -- --
Rank within category 199 174 158 146 161 218 233 -- -- -- --
Number of funds in category 275 292 292 291 283 277 275 65 3 3 0

As on 26-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Fixed Maturity Plan - 1232 Days - November 2018 (1) - Direct Plan
Unrated
Nov-18 4.32 -- -- 0.05% 629
Kotak FMP Series 252 - 1261 Days - Direct Plan
Unrated
Nov-18 4.47 -- -- -- 1,353
HDFC Fixed Maturity Plan - 1487 Days - August 2018 (1) - Direct Plan
Unrated
Sep-18 9.66 10.24 -- 0.25% 793
Kotak FMP Series 239 - 1330 Days - Direct Plan
Unrated
Aug-18 8.08 9.63 -- -- 783
SBI Fixed Maturity Plan - Series 41 (1498 Days) - Direct Plan
Unrated
Mar-21 -- -- -- 0.15% 756

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.40 24-Mar-2020 - 31-Mar-2020 -1.69 12-Mar-2020 - 19-Mar-2020
Month 3.28 24-Mar-2020 - 23-Apr-2020 -1.95 20-Feb-2020 - 24-Mar-2020
Quarter 6.21 24-Mar-2020 - 24-Jun-2020 -0.19 24-Dec-2019 - 24-Mar-2020
Year 12.54 28-Nov-2018 - 28-Nov-2019 4.29 20-Oct-2020 - 20-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: FMP* 8.47 1.91 2.75 6.51 1.56 5.47
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 18 18 -- 15
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) -- -- -- --
Yield to Maturity (%) -- -- -- --
Avg Credit Rating AAA -- -- --

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bajaj Finance 2022 Zero Coupon Bonds AAA 11.62 - 11.70 11.70
equal LIC Housing Fin. 25/02/2022 Debenture AAA 11.41 - 11.43 11.42
equal 8.39% Rajasthan State 24/02/2026 State Development Loan SOV 9.74 - 10.45 9.74
equal HDB Financial Services 2022 Debenture AAA 8.98 - 9.04 9.04
equal 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 7.81 - 9.42 8.96
up 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 7.32 - 8.08 8.08
equal 8.45% REC 22/03/2022 Debenture AAA 7.13 - 7.68 7.13
equal 8.46% Housing & Urban Development Corporation 15/02/2022 Non Convertible Debenture AAA 5.51 - 5.94 5.51
equal 8.81% SIDBI 25/01/2022 Debenture AAA 5.41 - 5.85 5.41
equal 8.20% Power Grid Corporation 23/01/2022 Bonds/NCDs AAA 4.54 - 4.89 4.54
equal 8.30% Reliance Industries 2022 Debenture AAA 2.53 - 4.48 4.42
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 4.10 - 4.39 4.10
equal 8.66% Power Finance Corporation 27/11/2021 Bonds AAA 2.40 - 2.60 2.40
equal 7.27% Power Finance Corporation 22/12/2021 Debenture AAA 1.84 - 1.97 1.84
equal 8.21% Rajasthan State 31/03/2022 State Development Loan SOV 0.60 - 0.64 0.60
equal Bajaj Housing Finance 2022 Debenture AAA 0.59 - 0.59 0.59
equal 6.99% Ultratech Cement 24/11/2021 Debenture AAA 0.00 - 0.48 0.48
equal 8.21% Haryana State 31/03/2022 State Development Loan SOV 0.32 - 0.35 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Anil Bamboli since 27-Nov-2018

Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Funds Managed:


-0.01%

Change from previous, NAV as on 26-Oct-2021

Growth: ₹ 12.8313

IDCW Quarterly: ₹ 10.2138


Investment Strategy

The Scheme seeks to generate income through investments in Debt / Money Market Instruments and Government Securities maturing on or before the maturity date of the respective Plan(s).

Investment Details

Tenure (Days) 1232
Maturity date 12-Apr-2022

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 28-Nov-2018
Return Since Launch: 8.94%
Benchmark: CRISIL Composite Bond Index
Riskometer: Low to Moderate
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly27-Sep-20210.2129

 25-Jun-20210.2129
 25-Mar-20210.2044
 28-Dec-20200.2201
 25-Sep-20200.2171
 25-Jun-20200.2110
 18-Mar-20200.1396
 26-Dec-20190.1525
 25-Sep-20190.1515
 25-Jun-20190.1542
 25-Mar-20190.1960

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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