DSP Healthcare Fund - Regular Plan

Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Very High

₹37.9680 -0.14%

As on 12-Feb-2025

Returns

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Calculate SIP Returns of DSP Healthcare Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Very High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of DSP Healthcare Fund - Regular Plan

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
VR Opinion
Risk info
Return (%)
Expense Ratio (%) info
DSP Healthcare Fund - Regular Plan
3 star
unlock fund advisor
Very High
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1.91
5 star
unlock fund advisor
Very High
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1.93
4 star
unlock fund advisor
Very High
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1.94
4 star
unlock fund advisor
Very High
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2.16
3 star
unlock fund advisor
Very High
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1.82

Other details of DSP Healthcare Fund - Regular Plan

Assets

info

₹3,198 Cr

Exit Load (Days)

info

0.50 (30)

Min. Investment (₹)

100

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

BLAHBLAH

Investment Strategy

The scheme seeks to generate consistent returns by predominantly investing in equity and equity related securities of pharmaceutical and healthcare companies.

Suitability

This is a fund that invests mainly in shares of pharmaceutical and healthcare companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other pharma sector fund, if you need to redeem your investment in less than seven years.

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for DSP Healthcare Fund - Regular Plan

DSP Healthcare Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in the shares of pharmaceutical and healthcare companies.

Mutual funds can be bought directly from the website of the fund house. For instance, DSP Healthcare Fund - Regular Plan fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of DSP Healthcare Fund - Regular Plan is ₹37.9680 as of 13-Feb-2025.

The AUM of DSP Healthcare Fund - Regular Plan Fund is ₹3,198 Cr as of 31-Jan-2025

The riskometer level of DSP Healthcare Fund - Regular Plan is Very High. See More

As of 31-Jan-2025, DSP Healthcare Fund - Regular Plan had invested 99.2% in Equity and 0.8% in Cash & Cash Eq. See More

DSP Healthcare Fund - Regular Plan is 6 years 2 months old. It has delivered 23.97% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
18.06%
19.98%
25.64%
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--
23.97%

No, There is no lock in period in DSP Healthcare Fund - Regular Plan.

The expense ratio of DSP Healthcare Fund - Regular Plan is 1.91.