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Unrated

HDFC Fixed Maturity Plan - 1487 Days - August 2018 (1) - Direct Plan


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.10 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.13 0.00 0.12 0.49 1.55 4.09 9.75 10.23 -- -- --
CCIL T Bill Liquidity Weight 1.64 0.03 0.00 0.11 0.53 1.08 2.06 3.34 -- -- --
Debt: FMP 3.92 0.01 0.06 0.25 1.11 2.39 5.13 8.81 -- -- --
Rank within category 10 271 15 3 24 3 10 2 -- -- --
Number of funds in category 277 294 294 292 285 279 277 60 3 3 0

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Fixed Maturity Plan - 1487 Days - August 2018 (1) - Direct Plan
Unrated
Sep-18 9.75 10.23 -- 0.25% 793
Kotak FMP Series 252 - 1261 Days - Direct Plan
Unrated
Nov-18 4.51 -- -- -- 1,353
Kotak FMP Series 239 - 1330 Days - Direct Plan
Unrated
Aug-18 8.12 9.61 -- -- 783
SBI Fixed Maturity Plan - Series 41 (1498 Days) - Direct Plan
Unrated
Mar-21 -- -- -- 0.15% 756
Kotak FMP Series 251 - 1265 Days - Direct Plan
Unrated
Nov-18 4.37 -- -- -- 743

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.89 24-Mar-2020 - 31-Mar-2020 -1.97 12-Mar-2020 - 19-Mar-2020
Month 2.88 24-Mar-2020 - 23-Apr-2020 -2.83 25-Feb-2020 - 26-Mar-2020
Quarter 4.65 04-May-2020 - 03-Aug-2020 -0.59 10-Feb-2020 - 11-May-2020
Year 14.72 24-Mar-2020 - 25-Mar-2021 6.76 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.80 2.08 2.81 3.14 -0.81 5.36
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: FMP 8.47 1.91 2.75 6.51 1.56 5.47
Rank within category 1 47 37 49 7 39
Number of funds in category 57 57 57 57 57 57

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 24 -- 15
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) -- -- -- --
Yield to Maturity (%) -- -- -- --
Avg Credit Rating AA -- -- --

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal G R Infraprojects 29/09/2022 Zero Coupon Bonds AA 9.41 - 9.53 9.52
equal 4.00% HPCL Mittal Energy 2022 Debenture AA+ 8.96 - 9.29 8.96
equal Kalpataru Power Trans 2022 Zero Coupon Bonds AA 8.41 - 8.54 8.46
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA- 4.28 - 8.33 8.11
equal Shriram City Union Finance 29/09/2022 Zero Coupon Bonds AA 7.67 - 9.19 7.89
equal 7.50% Tata Motors 22/06/2022 Debenture AA- 7.53 - 8.14 7.53
equal 9.60% Hindalco Inds. 2022 Bonds/NCDs AA+ 0.00 - 7.16 7.01
equal IIFL Home Finance 29/09/2022 Zero Coupon Bonds AA 6.54 - 6.68 6.68
equal 7.10% Power Finance Corporation 2022 Bonds/NCDs AAA 6.44 - 7.16 6.44
equal JM Fin Asset Reconstruction co 29/09/2022 Zero Coupon Bonds AA- 5.75 - 6.08 6.08
equal JM Financial Products 29/09/2022 Zero Coupon Bonds AA 5.06 - 5.32 5.32
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.33 - 2.95 2.90
equal 11.95% Gera Developments Pvt. 16/09/2022 Non Convertible Debenture AA- 2.41 - 2.65 2.41
equal 2.00% Tata Steel 23/04/2022 Debenture AA+ 0.00 - 1.72 1.72
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 1.30 1.29
equal 7.03% REC 2022 Non Convertible Debenture AAA 1.29 - 1.43 1.29
equal NUVOCO Vistas Corp. 31/03/2022 Debenture AA 0.00 - 1.31 1.27
equal 11.50% Gateway Distriparks 2022 Non Convertible Debenture AA- 1.27 - 1.40 1.27
equal Kalpataru Power Trans 2022 Zero Coupon Bonds AA 1.00 - 1.01 1.00
equal 9.17% LIC Housing Fin. 24/03/2022 Debenture AAA 0.84 - 0.95 0.84
equal 8.35% REC 13/03/2022 Debenture AAA 0.64 - 0.72 0.64
equal 9.55% Hindalco Inds. 25/04/2022 Bonds/NCDs AA+ 0.00 - 0.53 0.52
equal 8.15% REC 2022 Non Convertible Debenture AAA 0.27 - 0.30 0.27
equal 8.23% Housing & Urban Development Corporation 15/04/2022 Non Convertible Debenture AAA 0.14 - 0.16 0.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Anupam Joshi since 31-Aug-2018

Education: Mr. Joshi is a PGDM in Business Management.

Experience: Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Funds Managed:


0.00%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 13.4286

IDCW Quarterly: ₹ 10.5650

IDCW: ₹ 13.4286


Investment Strategy

The Scheme seeks to generate income through investments in Debt / Money Market Instruments and Government Securities maturing on or before the maturity date of the respective Plan(s).

Investment Details

Tenure (Days) 1487
Maturity date 29-Sep-2022

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 04-Sep-2018
Return Since Launch: 9.86%
Benchmark: CRISIL Composite Bond Index
Riskometer: High
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly27-Sep-20210.2150

 25-Jun-20210.2215
 25-Mar-20210.1975
 28-Dec-20200.2129
 25-Sep-20200.2054
 25-Jun-20200.3019
 18-Mar-20200.1224
 26-Dec-20190.1346
 25-Sep-20190.1337
 25-Jun-20190.1328
 25-Mar-20190.1361
 26-Dec-20180.1501

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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