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Unrated

SBI Dual Advantage Fund Series XVIII - Direct Plan


1 Lakh

Investment Grown to
₹ 1.12 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.46 0.08 0.11 0.58 -0.50 1.88 -0.87 3.76 -- -- --
VR MIP TRI 0.49 0.23 -0.14 0.45 2.86 4.24 10.08 8.76 -- -- --
Hybrid: Conservative Hybrid 0.72 0.13 0.10 0.77 2.53 4.81 8.04 7.16 -- -- --
Rank within category 64 60 45 56 85 83 76 36 -- -- --
Number of funds in category 85 85 85 85 85 83 77 37 2 0 0

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.21 (26-Oct-2018 - 02-Nov-2018) -3.57 (23-Apr-2019 - 30-Apr-2019)
Month 2.30 (08-Jan-2017 - 07-Feb-2017) -4.62 (16-Apr-2019 - 16-May-2019)
Quarter 3.95 (10-Mar-2017 - 09-Jun-2017) -4.77 (16-Apr-2019 - 16-Jul-2019)
Year 11.46 (30-Dec-2016 - 30-Dec-2017) -1.23 (20-Dec-2018 - 20-Dec-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.15 4.15 -0.38 -0.38 0.58 -3.37
VR MIP TRI 8.83 4.11 0.76 1.17 -- --
Hybrid: Conservative Hybrid 7.19 3.90 0.52 0.78 0.73 -0.81
Rank within category 36 27 37 37 18 34
Number of funds in category 37 37 37 37 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Essel Mining Industries 13/04/2020 Debenture AA- 8.54 - 9.05 8.99
up Federal Bank 2020 Certificate of Deposit A1+ 0.00 - 8.38 8.38
equal 6.81% HUDCO 13/01/2020 Bonds AAA 6.57 - 6.94 6.87
equal TMF Holdings 15/04/2020 Debenture AA- 0.00 - 6.80 6.80
equal 7.59% REC 13/03/2020 Debenture AAA 0.00 - 5.87 5.83
equal 8.36% Power Finance Corp. 26/02/2020 Bonds AAA 5.11 - 5.37 5.31
equal 7.78% HDFC 24/03/2020 Debenture AAA 0.00 - 5.36 5.31
equal 8.18% National Bank Agr. Rur. Devp 2020 Bonds/NCDs AAA 5.12 - 5.38 5.30
equal IDFC First Bank 2020 Certificate of Deposit A1+ 0.00 - 5.23 5.23
new Equitas Small Finance Bank 26/03/2020 Certificate of Deposit A1+ 0.00 - 5.21 5.21
equal 8.32% Uttar Pradesh State 21/03/2020 State Development Loan SOV 4.11 - 4.33 4.25
equal National Bank Agr. Rur. Devp 18/03/2020 Commercial Paper A1+ 0.00 - 4.18 4.18
equal JSW Steel 181-D 11/03/2020 Commercial Paper A1+ 0.00 - 4.17 4.17
new 7.70% HUDCO 19/03/2020 Debenture AAA 0.00 - 2.65 2.65
equal 8.82% Power Finance Corp. 20/02/2020 Bonds AAA 2.56 - 2.69 2.65
new Bank of Baroda 17/03/2020 Certificate of Deposit A1+ 0.00 - 2.61 2.61
equal 8.75% Nabha Power 28/02/2020 Debenture AAA 0.00 - 2.15 2.12
equal Federal Bank 2020 Certificate of Deposit A1+ 0.00 - 1.24 1.15
equal Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 1.05 1.05
equal HDFC Bank 2020 Certificate of Deposit A1+ 0.00 - 0.63 0.63
equal IDFC First Bank 20/03/2020 Certificate of Deposit A1+ 0.00 - 0.42 0.42
equal 8.78% NTPC 2020 Bonds/NCDs AAA 0.21 - 0.22 0.21
equal 8.90% Reliance Home Finance 2020 Debenture D 0.00 - 2.24 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.94 1.46 0.00 1.45
equal Axis Bank Financial 43.43 1.03 0.00 0.96
equal ACC Construction 16.00 0.72 0.00 0.54
equal Cummins India Engineering 25.28 0.62 0.00 0.44
equal Marico FMCG 36.52 0.40 0.00 0.35
equal Hindalco Inds. Metals 79.00 0.43 0.00 0.34
equal Mahindra & Mahindra Automobile 12.95 0.48 0.00 0.27
equal Exide Industries Engineering 21.00 0.39 0.00 0.26
equal Strides Pharma Science Healthcare 7.62 0.86 0.21 0.25
equal Larsen & Toubro Construction 19.54 0.23 0.00 0.19
equal Tata Motors Automobile -- 0.37 0.00 0.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Rajeev Radhakrishnan since 07-Dec-2016

Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

Funds Managed:

— Ruchit Mehta since 07-Dec-2016


0.08%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 11.3721

Dividend: ₹ 11.2799


Investment Strategy

The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme.

Tenure (Days) 1211
Maturity date 16-Apr-2020

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 23-Dec-2016
Return Since Launch: 4.25%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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