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IDBI Hybrid Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.75 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.01 0.16 1.12 3.15 3.37 5.44 4.48 6.06 -- -- --
Hybrid: Aggressive Hybrid 2.00 0.11 1.14 2.41 6.06 6.34 11.29 10.24 -- -- --
Rank within category 18 18 25 7 43 24 37 31 -- -- --
Number of funds in category 44 44 44 43 43 41 39 32 25 22 0

As on 17-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 7.32 (26-Dec-2016 - 25-Jan-2017) -12.84 (07-Sep-2018 - 09-Oct-2018)
Quarter 11.31 (26-Dec-2016 - 27-Mar-2017) -11.67 (27-Jul-2018 - 26-Oct-2018)
Year 26.97 (26-Dec-2016 - 26-Dec-2017) -11.95 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.92 10.91 0.11 0.14 0.87 -5.70
Hybrid: Aggressive Hybrid 10.72 9.98 0.51 0.79 0.86 -1.78
Rank within category 31 27 31 31 21 30
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Top 10 Holdings (%) 48.00
Top 5 Holdings (%) 31.42
Top 3 Sectors (%) 43.70
Portfolio P/B Ratio 4.85
Portfolio P/E Ratio 31.59

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.65% Bank of Baroda 2022 Debenture AA+ 5.78 - 8.51 8.51
down 8.37% HUDCO 25/03/2029 Debenture AAA 0.00 - 7.22 7.22
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 0.00 - 6.92 6.92
equal 9.21% Punjab National Bank Bonds A 0.00 - 3.84 3.84
equal 8.65% Reliance Industries 2028 Non Convertible Debenture AAA 0.00 - 6.38 3.05
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 1.32 - 1.95 1.95
equal 8.90% Dewan Housing Fin. Corpn. 2021 Debenture D 0.00 - 0.85 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 26.64 8.78 2.40 4.93
down HDFC Financial 34.95 4.03 0.00 3.74
equal Godrej Consumer Products FMCG 34.87 4.71 0.00 3.43
equal Aarti Industries Chemicals 27.90 3.56 1.18 3.23
equal Supreme Industries Chemicals 37.96 3.32 0.00 3.13
down Hindustan Unilever FMCG 67.70 4.40 0.00 2.98
equal Larsen & Toubro Construction 19.36 3.41 0.00 2.92
equal Sanofi India Healthcare 39.11 2.90 0.00 2.90
down Pidilite Industries Chemicals 68.68 4.15 2.32 2.69
down Tata Consultancy Services Technology 25.67 3.08 0.00 2.51
equal Reliance Industries Energy 23.10 2.35 0.00 2.35
equal Kansai Nerolac Paints Chemicals 50.86 2.21 0.81 2.21
equal Divi's Laboratories Healthcare 39.20 2.15 0.00 2.15
equal Nestle India FMCG 80.99 3.93 1.71 2.10
equal Axis Bank Financial 46.94 2.08 0.00 2.08
equal Maruti Suzuki India Automobile 37.39 3.61 0.00 2.00
equal Exide Industries Engineering 20.19 1.95 1.24 1.95
equal HDFC Life Insurance Financial 91.33 1.94 0.00 1.94
equal Atul Chemicals 22.88 1.57 0.00 1.57
equal Bajaj Auto Automobile 17.46 1.48 0.00 1.48
down ITC FMCG 21.23 2.36 0.00 1.47
equal ICICI Lombard General Insurance Financial 56.28 1.34 0.00 1.34
equal UPL Chemicals 48.18 3.10 0.00 1.34
equal ICICI Bank Financial 66.86 2.38 0.00 1.33
equal Timken India Engineering 37.86 1.18 0.53 1.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:

— Uma Venkatraman since 01-Jul-2018

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:


0.16%

Change from previous, NAV as on 17-Jan-2020

Growth: ₹ 12.3271

Dividend: ₹ 11.7225


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities).

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Oct-2016
Return Since Launch: 6.71%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 258 Cr (As on 31-Dec-2019)
Expense: 1.69% (As on 31-Dec-2019)
Risk Grade: Above Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Oct-20170.2000

 31-Aug-20170.4000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM