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Mahindra Manulife Liquid Fund - Regular Plan download report

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Debt: Liquid

Analysts' Choiceunlock it

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Mahindra Manulife Liquid Reg-G 1.39 0.01 0.09 0.29 0.88 1.77 3.45 4.25 5.41 -- --
CCIL T Bill Liquidity Weight 0.57 -0.01 0.02 -0.06 0.27 0.84 1.87 2.75 3.34 -- --
Debt: Liquid 1.36 0.01 0.09 0.28 0.85 1.71 3.34 4.01 5.24 -- --
Rank within category 8 15 22 11 10 5 8 4 4 -- --
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 23-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Liquid Fund - Regular Plan
5 star
 Jul-16 3.45 4.25 5.41 0.25% 1,607
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.44 4.17 5.37 0.24% 30,885
Axis Liquid Fund
4 star
 Oct-09 3.46 4.21 5.40 0.23% 28,934
Baroda BNP Paribas Liquid Fund
4 star
 Feb-09 3.48 4.18 5.38 0.26% 6,968
Mirae Asset Cash Management Fund  | Invest Online
4 star
 Jan-09 3.45 4.17 5.36 0.27% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.52 24-Mar-2020 - 31-Mar-2020 -0.22 17-Mar-2020 - 24-Mar-2020
Month 0.88 24-Mar-2020 - 23-Apr-2020 0.10 23-Feb-2020 - 24-Mar-2020
Quarter 1.89 26-Sep-2018 - 26-Dec-2018 0.74 23-Oct-2020 - 22-Jan-2021
Year 7.60 27-Apr-2018 - 29-Apr-2019 3.22 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Mahindra Manulife Liquid Reg-G 4.25 0.38 1.87 9.39 0.93 1.34
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.02 0.37 1.27 6.61 0.86 1.07
Rank within category 4 22 3 8 23 8
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 34 34 21 47
Modified Duration (yrs) 0.09 0.13 0.05 0.10
Average Maturity (yrs) 0.09 0.13 0.05 0.09
Yield to Maturity (%) 4.08 4.08 3.33 4.02
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 8.15% GOI 2022 Central Government Loan SOV 0.00 - 6.25 6.25
equal Reserve Bank of India 364-D 09/06/2022 Treasury Bills SOV 0.00 - 6.20 6.20
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 4.65 4.65
equal Reserve Bank of India 91-D 23/06/2022 Treasury Bills SOV 0.00 - 4.64 4.64
equal Motilal Oswal Financial Ser. 91-D 23/05/2022 Commercial Paper A1+ 0.00 - 3.41 3.41
equal Bank of Baroda 2022 Certificate of Deposit A1+ 0.00 - 3.11 3.11
new Bharat Petroleum Corporation 27-D 17/05/2022 Commercial Paper A1+ 0.00 - 3.11 3.11
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.11 3.11
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.11 3.11
equal ICICI Securities 91-D 17/05/2022 Commercial Paper A1+ 0.00 - 3.11 3.11
new Reserve Bank of India 364-D 02/06/2022 Treasury Bills SOV 0.00 - 3.10 3.10
equal National Bank Agr. Rur. Devp 63-D 30/05/2022 Commercial Paper A1+ 0.00 - 3.10 3.10
equal JM Financial Products 61-D 23/05/2022 Commercial Paper A1+ 0.00 - 3.10 3.10
equal HDFC Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 3.10 3.10
equal Reserve Bank of India 91-D 09/06/2022 Treasury Bills SOV 0.00 - 3.10 3.10
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 3.10 3.10
equal Indian Bank 20/05/2022 Certificate of Deposit A1+ 0.00 - 3.10 3.10
new The Ramco Cements 57-D 02/06/2022 Commercial Paper A1+ 0.00 - 3.10 3.10
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 3.10 3.10
equal Tata Cleantech Capital 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
new Berger Paints India 61-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
up Reliance Jio Infocomm 164-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
new HDFC Bank 25/07/2022 Certificate of Deposit A1+ 0.00 - 3.08 3.08
equal IIFL Wealth Prime 91-D 30/05/2022 Commercial Paper A1+ 0.00 - 2.79 2.79
equal SIDBI 2022 Commercial Paper A1+ 0.00 - 1.86 1.86

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Rahul Pal since 04-Jul-2016

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:

— Amit Garg since 08-Jun-2020

Education: Mr Garg is a B.Com, MMS Finance, CFA

Experience: Prior to joining Mahindra Manulife Investment Management Pvt. Ltd., he has worked with Darashaw & Co. and Daiwa Asset Management (India) Pvt. Ltd.

Funds Managed:

0.01%

Change from previous, NAV as on 23-May-2022

Growth: ₹ 1,381.5125

IDCW Weekly: ₹ 1,009.9425

IDCW Daily: ₹ 1,000.3545

Investment Strategy

The scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 04-Jul-2016
Return Since Launch: 5.64%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,607 Cr (As on 30-Apr-2022)
Expense: 0.25% (As on 30-Apr-2022)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily23-May-20220.1211

 22-May-20220.1194
 21-May-20220.1195
 20-May-20220.1304
 19-May-20220.1120
 18-May-20220.1273
 17-May-20220.1273
 16-May-20220.1185
 15-May-20220.1185
 14-May-20220.1184
 13-May-20220.1185
 12-May-20220.1247
 11-May-20220.1226
 10-May-20220.1124
 09-May-20220.0870
 08-May-20220.1182
 07-May-20220.1179
 06-May-20220.1375
 03-May-20220.1036
 02-May-20220.1305
 01-May-20220.1048
 30-Apr-20220.1047
 29-Apr-20220.0649
 28-Apr-20220.0779
 27-Apr-20220.0868
IDCW Weekly20-May-20220.8595

 13-May-20221.1073
 29-Apr-20220.5904
 22-Apr-20220.9747
 13-Apr-20220.4911
 08-Apr-20220.7914
 31-Mar-20220.7067
 25-Mar-20220.7897
 17-Mar-20220.6334
 11-Mar-20220.6604
 04-Mar-20220.6316
 25-Feb-20220.6665
 18-Feb-20220.6813
 11-Feb-20220.7224
 04-Feb-20220.6801
 28-Jan-20220.6923
 21-Jan-20220.5330
 14-Jan-20220.9004
 07-Jan-20220.4918
 31-Dec-20210.7472
 24-Dec-20210.6936
 17-Dec-20210.6501
 10-Dec-20210.6598
 03-Dec-20210.6445
 26-Nov-20210.7340

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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