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Mahindra Manulife Liquid Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.68 0.01 0.07 0.30 0.86 1.88 4.75 6.33 -- -- --
CCIL T Bill Liquidity Weight 2.74 0.03 0.07 0.27 0.61 1.26 3.37 3.98 -- -- --
Debt: Liquid 3.39 0.01 0.06 0.28 0.81 1.72 4.36 6.00 -- -- --
Rank within category 11 3 4 4 4 6 4 7 -- -- --
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Liquid Fund - Regular Plan
4 star
 Jul-16 4.75 6.33 -- 0.26 2,062
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.71 6.29 6.68 0.32 44,170
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 4.74 6.35 6.72 0.31 32,611
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 4.70 6.35 6.72 0.30 24,930
Axis Liquid Fund
4 star
 Oct-09 4.72 6.34 6.71 0.25 24,817

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.52 (24-Mar-2020 - 31-Mar-2020) -0.22 (17-Mar-2020 - 24-Mar-2020)
Month 0.88 (24-Mar-2020 - 23-Apr-2020) 0.10 (23-Feb-2020 - 24-Mar-2020)
Quarter 1.89 (26-Sep-2018 - 26-Dec-2018) 0.83 (01-Jul-2020 - 30-Sep-2020)
Year 7.60 (27-Apr-2018 - 29-Apr-2019) 4.71 (26-Oct-2019 - 25-Oct-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.23 0.37 3.15 3.94 0.67 1.94
CCIL T Bill Liquidity Weight 3.90 0.32 -3.63 -6.95 -- --
Debt: Liquid 5.91 0.56 2.34 3.12 0.78 1.75
Rank within category 7 5 4 4 7 17
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 30 53 30 36
Modified Duration (yrs) 0.15 0.15 0.00 0.10
Average Maturity (yrs) 0.15 0.15 0.06 0.09
Yield to Maturity (%) 3.55 5.71 3.40 3.38
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 26/11/2020 Treasury Bills SOV 0.00 - 9.65 9.65
up National Bank Agr. Rur. Devp 89-D 10/11/2020 Commercial Paper A1+ 0.00 - 6.04 6.04
new Axis Bank 17/11/2020 Certificate of Deposit A1+ 0.00 - 4.83 4.83
new HDFC 72-D 10/12/2020 Commercial Paper A1+ 0.00 - 4.82 4.82
new Export-Import Bank 2020 Certificate of Deposit A1+ 0.00 - 4.82 4.82
new Reserve Bank of India 91-D 24/12/2020 Treasury Bills SOV 0.00 - 4.81 4.81
equal Reserve Bank of India 182-D 19/11/2020 Treasury Bills SOV 0.00 - 4.78 4.78
equal ICICI Securities 90-D 17/11/2020 Commercial Paper A1+ 0.00 - 3.62 3.62
new Larsen & Toubro 270-D 15/12/2020 Commercial Paper A1+ 0.00 - 3.13 3.13
new IIFL Wealth Management 19-D 13/10/2020 Commercial Paper A1+ 0.00 - 2.66 2.66
new LIC Housing Fin. 356-D 11/11/2020 Commercial Paper A1+ 0.00 - 2.42 2.42
equal Indian Oil Corp. 49-D 19/10/2020 Commercial Paper A1+ 0.00 - 2.42 2.42
equal Chambal Fertilisers & Chem. 90-D 24/11/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
new Reserve Bank of India 91-D 17/12/2020 Treasury Bills SOV 0.00 - 2.41 2.41
new Muthoot Finance 91-D 15/12/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
new Ultratech Cement 88-D 20/11/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
equal NTPC 88-D 27/11/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
new Reliance Industries 91-D 16/12/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
new The Ramco Cements 90-D 14/12/2020 Commercial Paper A1+ 0.00 - 2.41 2.41
new Kotak Mahindra Bank 2020 Certificate of Deposit A1+ 0.00 - 2.41 2.41
new ICICI Bank 18/12/2020 Certificate of Deposit A1+ 0.00 - 2.41 2.41
equal Reliance Jio Infocomm 91-D 23/10/2020 Commercial Paper A1+ 0.00 - 1.95 1.94
equal Muthoot Finance 90-D 20/10/2020 Commercial Paper A1+ 0.00 - 1.95 1.94
new SAIL 91-D 04/12/2020 Commercial Paper A1+ 0.00 - 1.93 1.93
new IDFC First Bank 23/12/2020 Certificate of Deposit A1+ 0.00 - 1.92 1.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Rahul Pal since 04-Jul-2016

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:

— Amit Garg since 08-Jun-2020

Education: Mr Garg has a B.Com degree and has also done his MBA in Finance.

Experience: Mr Garg has over 8 years of experience. He has worked previously with Darashaw & Co. in investment banking sales and with Daiwa Asset Management as a Junior Fund Manager and Dealer.

Funds Managed:

--

Change from previous, NAV as on 25-Oct-2020

Growth: ₹ 1,311.5621

Dividend Weekly: ₹ 1,009.7463

Dividend Daily: ₹ 1,000.9099

Investment Strategy

The scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 04-Jul-2016
Return Since Launch: 6.50%
Benchmark: CRISIL Liquid TRI
Riskometer: Low
Type: Open-ended
Assets: ₹ 2,062 Cr (As on 30-Sep-2020)
Expense: 0.26% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily24-Oct-20200.0844

 23-Oct-20200.1011
 22-Oct-20200.0956
 21-Oct-20200.0934
 20-Oct-20200.1031
 19-Oct-20200.0993
 18-Oct-20200.0841
 17-Oct-20200.0841
 16-Oct-20200.1011
 15-Oct-20200.1056
 14-Oct-20200.1152
 13-Oct-20200.1087
 12-Oct-20200.0846
 11-Oct-20200.0883
 10-Oct-20200.0883
 09-Oct-20200.0967
 08-Oct-20200.1063
 07-Oct-20200.1082
 06-Oct-20200.1064
 05-Oct-20200.0949
 04-Oct-20200.0885
 03-Oct-20200.0884
 02-Oct-20200.0885
 01-Oct-20200.0903
 30-Sep-20200.1717
Dividend Weekly23-Oct-20200.6598

 16-Oct-20200.6962
 09-Oct-20200.7843
 01-Oct-20200.6449
 25-Sep-20200.6033
 18-Sep-20200.6173
 11-Sep-20200.5239
 04-Sep-20200.6332
 28-Aug-20200.6304
 21-Aug-20200.7105
 14-Aug-20200.7029
 07-Aug-20200.6770
 31-Jul-20200.6176
 24-Jul-20200.6272
 17-Jul-20200.6309
 10-Jul-20200.6400
 03-Jul-20200.7638
 26-Jun-20200.7475
 19-Jun-20200.8229
 12-Jun-20200.8254
 05-Jun-20200.6606
 29-May-20200.7267
 22-May-20200.9186
 15-May-20201.1763
 08-May-20201.2020

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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