VR Logo
4 star

Mahindra Manulife Liquid Fund - Regular Plan

Add to watchlist
Add to My Investments
Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.68 0.01 0.06 0.32 1.14 2.54 5.55 6.64 -- -- --
CCIL T Bill Liquidity Weight 2.07 0.03 0.05 0.26 0.89 1.91 3.96 4.16 -- -- --
Debt: Liquid 2.44 0.01 0.06 0.29 1.00 2.31 5.11 6.32 -- -- --
Rank within category 11 7 7 10 7 11 5 8 -- -- --
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Liquid Fund - Regular Plan
4 star
 Jul-16 5.55 6.64 -- 0.25 2,144
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 5.52 6.61 6.95 0.32 57,335
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 5.58 6.66 6.99 0.30 36,679
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 5.54 6.67 6.99 0.28 30,604
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 5.53 6.66 6.98 0.22 27,032

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.52 (24-Mar-2020 - 31-Mar-2020) -0.22 (17-Mar-2020 - 24-Mar-2020)
Month 0.88 (24-Mar-2020 - 23-Apr-2020) 0.10 (23-Feb-2020 - 24-Mar-2020)
Quarter 1.89 (26-Sep-2018 - 26-Dec-2018) 0.97 (24-Dec-2019 - 24-Mar-2020)
Year 7.60 (27-Apr-2018 - 29-Apr-2019) 5.51 (13-Jul-2019 - 12-Jul-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.48 0.27 4.34 5.82 0.38 1.65
CCIL T Bill Liquidity Weight 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid 6.19 0.50 3.21 4.32 0.56 1.58
Rank within category 8 3 5 6 7 21
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 38 59 34 40
Modified Duration (yrs) 0.00 0.00 0.00 --
Average Maturity (yrs) 0.06 0.13 0.06 --
Yield to Maturity (%) 4.00 7.15 4.00 --

Value Research Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 6.97 6.97
new National Housing Bank 90-D 28/09/2020 Commercial Paper A1+ 0.00 - 4.63 4.63
up HDFC 351-D 13/08/2020 Commercial Paper A1+ 0.00 - 3.49 3.49
new Godrej Properties 91-D 23/09/2020 Commercial Paper A1+ 0.00 - 3.22 3.22
new Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 2.78 2.78
equal Tata Power 90-D 25/08/2020 Commercial Paper A1+ 0.00 - 2.55 2.55
new Tata Cleantech Capital 91-D 25/09/2020 Commercial Paper A1+ 0.00 - 2.54 2.54
new ICICI Securities 90-D 17/09/2020 Commercial Paper A1+ 0.00 - 2.54 2.54
new 8.20% Power Finance Corp. 14/09/2020 Bonds/NCDs AAA 0.00 - 2.36 2.36
equal Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 2.33 2.33
equal BPCL 90-D 04/08/2020 Commercial Paper A1+ 0.00 - 2.33 2.33
equal Tata Capital Financial Services 180-D 28/07/2020 Commercial Paper A1+ 0.00 - 2.33 2.33
new NTPC 91-D 03/08/2020 Commercial Paper A1+ 0.00 - 2.33 2.33
equal Power Finance Corp. 90-D 28/07/2020 Commercial Paper A1+ 0.00 - 2.33 2.33
new National Bank Agr. Rur. Devp 170-D 31/07/2020 Commercial Paper A1+ 0.00 - 2.33 2.33
equal Bajaj Finance 91-D 17/08/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new National Housing Bank 88-D 11/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 2.32 2.32
new Axis Bank 19/08/2020 Certificate of Deposit A1+ 0.00 - 2.32 2.32
new NTPC 91-D 31/08/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new NTPC 91-D 22/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new Reliance Jio Infocomm 90-D 10/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new Reliance Industries 91-D 16/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new LIC Housing Fin. 329-D 11/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new Ultratech Cement 90-D 24/09/2020 Commercial Paper A1+ 0.00 - 2.31 2.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Rahul Pal since 04-Jul-2016

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:

— Amit Garg since 08-Jun-2020

Education: Mr Garg has a B.Com degree and has also done his MBA in Finance.

Experience: Mr Garg has over 8 years of experience. He has worked previously with Darashaw & Co. in investment banking sales and with Daiwa Asset Management as a Junior Fund Manager and Dealer.

Funds Managed:

0.01%

Change from previous, NAV as on 13-Jul-2020

Growth: ₹ 1,299.0604

Dividend Weekly: ₹ 1,009.8522

Dividend Daily: ₹ 1,000.9099

Investment Strategy

The scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 04-Jul-2016
Return Since Launch: 6.72%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 2,144 Cr (As on 30-Jun-2020)
Expense: 0.25% (As on 31-May-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily12-Jul-20200.0891

 11-Jul-20200.0891
 10-Jul-20200.0922
 09-Jul-20200.1049
 08-Jul-20200.1080
 07-Jul-20200.0875
 06-Jul-20200.0638
 05-Jul-20200.0887
 04-Jul-20200.0887
 03-Jul-20200.0749
 02-Jul-20200.0856
 01-Jul-20200.1917
 30-Jun-20200.0892
 29-Jun-20200.1363
 28-Jun-20200.0903
 27-Jun-20200.0901
 26-Jun-20200.1013
 25-Jun-20200.1235
 24-Jun-20200.0995
 23-Jun-20200.1103
 22-Jun-20200.1295
 21-Jun-20200.0885
 20-Jun-20200.0885
 19-Jun-20200.1414
 18-Jun-20200.0952
Dividend Weekly10-Jul-20200.6400

 03-Jul-20200.7638
 26-Jun-20200.7475
 19-Jun-20200.8229
 12-Jun-20200.8254
 05-Jun-20200.6606
 29-May-20200.7267
 22-May-20200.9186
 15-May-20201.1763
 08-May-20201.2020
 30-Apr-20200.4124
 24-Apr-20201.3088
 17-Apr-20201.3488
 09-Apr-20200.5792
 03-Apr-20201.5890
 27-Mar-20201.7884
 13-Mar-20200.6877
 06-Mar-20200.8220
 28-Feb-20200.7804
 20-Feb-20200.6155
 14-Feb-20200.7591
 07-Feb-20200.7354
 31-Jan-20200.7466
 24-Jan-20200.7461
 17-Jan-20200.6941

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM

Reserve your Spot