Our Opinion
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Clear AllValue Research Rating
Our Opinion
Riskometer
Very High
₹36.2200 -2.16%
As on 19-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
|
|
|
Very High
|
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2.13 |
|
 |
|
Very High
|
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1.52 |
||
|
|
Very High
|
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1.75 |
||
|
|
Very High
|
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1.73 |
||
|
|
Very High
|
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1.87 |
₹1,360 Cr
1.00 (90)
5,000
1,000
1,000
6
About Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan is a hybrid mutual fund scheme of Bank of India Mutual Fund. Launched on July 20, 2016, it is currently managed by Alok Singh. The fund has an expense ratio of 2.13% with an overall AUM (Assets Under Management) of ₹1,360 Cr.
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan invests 65-80 per cent of its assets in equity stocks and the remaining 20-35 per cent in bonds. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities.
Suitability
Aggressive Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan can be bought from the Bank of India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan, is ₹36.2200 as of 20-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
1.49
|
|
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030 |
1.48
|
|
Manappuram Finance Ltd CP 365-D 03/12/2026 |
1.45
|
|
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029 |
1.33
|
|
GOI GOI Sec 7.10 18/04/2029 |
1.25
|
Over the past five years, Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan has delivered an annualised return of 16.27% as of 20-Mar-2026.
The minimum investment required to start investing in Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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