Unrated

Tata India Consumer Fund - Regular Plan

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Equity: Thematic-Consumption

1 Lakh

Investment Grown to

₹ 1.12 Lakh

₹ 10000

Monthly SIP Declined to

₹ 3.57 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	-4.01	-0.81	-0.62	4.83	10.40	-6.79	2.63	3.96	--	--	--
S&P BSE 500 TRI	-11.23	-1.58	-1.67	6.30	18.53	-13.06	-6.56	1.55	--	--	--
Equity: Thematic-Consumption	-6.75	-1.04	-1.11	4.79	12.63	-8.64	0.91	2.12	--	--	--
Rank within category	5	2	4	5	10	5	5	3	--	--	--
Number of funds in category	12	12	12	12	12	12	12	9	8	7	6

As on 14-Jul-2020

Peer Comparison

Fund name	Rating	Launch Date	1-Year Return	3-Year Return	5-Year Return	Expense Ratio	Assets (Cr)
Tata India Consumer Fund - Regular Plan \| Invest Online	Unrated	Dec-15	2.63	3.96	--	2.31	1,131
Sundaram Rural and Consumption Fund - Regular Plan	Unrated	May-06	-4.82	-2.22	7.65	2.28	1,485
Aditya Birla Sun Life India GenNext Fund \| Invest Online	Unrated	Aug-05	-1.11	3.31	7.87	2.40	1,429
Mirae Asset Great Consumer Fund - Regular Plan \| Invest Online	Unrated	Mar-11	-1.38	4.34	8.34	2.21	940
SBI Consumption Opportunities Fund \| Invest Online	Unrated	Jul-99	-11.92	-2.67	5.49	2.65	542

Best & Worst Performance

	Best (Period)	Worst (Period)
Week	9.89 (24-Mar-2020 - 31-Mar-2020)	-15.65 (11-Mar-2020 - 18-Mar-2020)
Month	19.87 (23-Mar-2020 - 22-Apr-2020)	-30.72 (20-Feb-2020 - 23-Mar-2020)
Quarter	26.31 (26-Dec-2016 - 27-Mar-2017)	-24.99 (23-Dec-2019 - 23-Mar-2020)
Year	79.68 (26-Dec-2016 - 26-Dec-2017)	-24.60 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	6.60	18.62	0.07	0.08	0.72	5.80
S&P BSE 500 TRI	4.28	21.61	-0.05	-0.05	--	--
Equity: Thematic-Consumption	4.23	19.98	-0.05	-0.06	0.77	3.73
Rank within category	3	2	3	3	3	3
Number of funds in category	10	10	10	10	10	10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks	30
Top 10 Stocks (%)	53.01
Top 5 Stocks (%)	32.75
Top 3 Sectors (%)	69.93
Portfolio P/B Ratio	6.13
Portfolio P/E Ratio	41.80

Portfolio Aggregates

	Fund	Category
Average Mkt Cap (Rs Cr)	44,265	63,610
Giant (%)	25.03	40.61
Large (%)	27.94	24.08
Mid (%)	36.64	25.02
Small (%)	10.39	10.98
Tiny (%)	--	1.38

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company	Sector	P/E	3Y High	3Y Low	% Assets
Hindustan Unilever	FMCG	77.74	15.14	0.00	9.85
Dabur India	FMCG	58.60	6.26	0.00	6.18
Tata Consumer Products	FMCG	83.49	6.01	0.00	6.01
Nestle India	FMCG	80.18	6.58	0.00	6.00
Titan Company	Cons Durable	57.57	6.36	0.00	4.73
Jubilant FoodWorks	Services	77.86	5.29	0.00	4.27
United Spirits	FMCG	68.32	4.56	0.00	4.10
MRF	Automobile	19.19	4.07	0.00	4.07
Asian Paints	Chemicals	59.87	5.13	0.00	4.03
Kansai Nerolac Paints	Chemicals	45.25	3.91	0.00	3.79
Trent	Services	181.65	3.93	0.00	3.65
Voltas	Cons Durable	35.03	4.16	0.00	3.65
Bata India	FMCG	50.08	6.05	2.05	3.64
Escorts	Automobile	28.01	3.45	0.00	3.13
Maruti Suzuki India	Automobile	30.72	9.86	2.14	3.10
Radico Khaitan	FMCG	22.28	3.68	0.00	2.69
Dixon Technologies	Engineering	61.08	2.09	0.00	2.09
Bajaj Auto	Automobile	16.10	4.92	0.00	2.00
Whirlpool	Cons Durable	56.28	3.29	0.00	1.74
P&G Hygiene & Health Care	FMCG	77.54	1.94	0.00	1.69
Britannia Inds.	FMCG	64.08	3.41	0.00	1.56
CCL Products (I)	FMCG	19.46	1.56	0.00	1.56
Exide Industries	Engineering	16.81	1.75	0.00	1.51
Page Industries	Textiles	63.36	3.40	0.95	1.50
Eicher Motors	Automobile	28.14	2.27	0.00	1.07

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ennette Fernandes since 18-Jun-2018

Education: Ms. Fernandes is B.com & PGDBM

Experience: Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Funds Managed:

— Sonam Udasi since 01-Apr-2016

Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).

Interviews:

05-May-2020: 'In financial services, being a tortoise is sometimes a blessing'

Funds Managed:

Invest Online

-0.81%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 16.6180

Dividend: ₹ 15.2865

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Minimum Investment (₹)	5,000
Minimum Addl Investment (₹)	1,000
Minimum SIP Investment (₹)	150
Minimum No of Cheques	12
Minimum Withdrawal (₹)	500
Minimum Balance (₹)	500

Exit Load	1% for redemption within 365 days

Exit Load

1% for redemption within 365 days

Fund House:	Tata Mutual Fund
Launch Date:	28-Dec-2015
Return Since Launch:	11.82%
Benchmark:	NIFTY India Consumption TRI
Riskometer:	High
Type:	Open-ended
Assets:	₹ 1,131 Cr (As on 30-Jun-2020)
Expense:	2.31% (As on 31-May-2020)
Risk Grade:	--
Return Grade:	--
Turnover:	51.67%

Plan	Record Date	Dividend (₹ / Unit)
Dividend	19-Jan-2018	1.4500

Fund News - 03-May-2019

Exit Load change in Seven Schemes of TATA Mutual Fund
Fund News - 04-Apr-2018

Exit Load change in Two Schemes of Tata Mutual Fund
Fund News - 08-Feb-2018

Load change in Six Schemes of Tata Mutual Fund
Fund News - 15-Jan-2018

Dividend in Three Funds of Tata Mutual Fund
Fund Manager's View - 17-May-2017

Catching the Indian pulse

Tata India Consumer Fund - Regular Plan

₹ 1.03 Lakh

₹ 1.12 Lakh

₹ 1.22 Lakh

₹ 3.57 Lakh

Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Asset Allocation (%)

Concentration & Valuation

Portfolio Aggregates

Value Research Fund Style

Sector Allocation vis-à-vis Category

Top Holdings

Fund Manager

-0.81%

Investment Strategy

Investment Details

Basic Details

Most Recent Dividends

News & Analysis

Contact Information

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