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Unrated

Tata India Consumer Fund - Regular Plan


Equity: Thematic-Consumption

1 Lakh

Investment Grown to
₹ 1.12 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.57 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -4.01 -0.81 -0.62 4.83 10.40 -6.79 2.63 3.96 -- -- --
S&P BSE 500 TRI -11.23 -1.58 -1.67 6.30 18.53 -13.06 -6.56 1.55 -- -- --
Equity: Thematic-Consumption -6.75 -1.04 -1.11 4.79 12.63 -8.64 0.91 2.12 -- -- --
Rank within category 5 2 4 5 10 5 5 3 -- -- --
Number of funds in category 12 12 12 12 12 12 12 9 8 7 6

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 2.63 3.96 -- 2.31 1,131
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 -4.82 -2.22 7.65 2.28 1,485
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 -1.11 3.31 7.87 2.40 1,429
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 -1.38 4.34 8.34 2.21 940
SBI Consumption Opportunities Fund  | Invest Online
Unrated
Jul-99 -11.92 -2.67 5.49 2.65 542

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.89 (24-Mar-2020 - 31-Mar-2020) -15.65 (11-Mar-2020 - 18-Mar-2020)
Month 19.87 (23-Mar-2020 - 22-Apr-2020) -30.72 (20-Feb-2020 - 23-Mar-2020)
Quarter 26.31 (26-Dec-2016 - 27-Mar-2017) -24.99 (23-Dec-2019 - 23-Mar-2020)
Year 79.68 (26-Dec-2016 - 26-Dec-2017) -24.60 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.60 18.62 0.07 0.08 0.72 5.80
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Thematic-Consumption 4.23 19.98 -0.05 -0.06 0.77 3.73
Rank within category 3 2 3 3 3 3
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 53.01
Top 5 Stocks (%) 32.75
Top 3 Sectors (%) 69.93
Portfolio P/B Ratio 6.13
Portfolio P/E Ratio 41.80

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 44,265 63,610
Giant (%) 25.03 40.61
Large (%) 27.94 24.08
Mid (%) 36.64 25.02
Small (%) 10.39 10.98
Tiny (%) -- 1.38

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Hindustan Unilever FMCG 77.74 15.14 0.00 9.85
up Dabur India FMCG 58.60 6.26 0.00 6.18
up Tata Consumer Products FMCG 83.49 6.01 0.00 6.01
equal Nestle India FMCG 80.18 6.58 0.00 6.00
down Titan Company Cons Durable 57.57 6.36 0.00 4.73
equal Jubilant FoodWorks Services 77.86 5.29 0.00 4.27
equal United Spirits FMCG 68.32 4.56 0.00 4.10
equal MRF Automobile 19.19 4.07 0.00 4.07
down Asian Paints Chemicals 59.87 5.13 0.00 4.03
equal Kansai Nerolac Paints Chemicals 45.25 3.91 0.00 3.79
equal Trent Services 181.65 3.93 0.00 3.65
equal Voltas Cons Durable 35.03 4.16 0.00 3.65
down Bata India FMCG 50.08 6.05 2.05 3.64
down Escorts Automobile 28.01 3.45 0.00 3.13
equal Maruti Suzuki India Automobile 30.72 9.86 2.14 3.10
up Radico Khaitan FMCG 22.28 3.68 0.00 2.69
up Dixon Technologies Engineering 61.08 2.09 0.00 2.09
down Bajaj Auto Automobile 16.10 4.92 0.00 2.00
up Whirlpool Cons Durable 56.28 3.29 0.00 1.74
equal P&G Hygiene & Health Care FMCG 77.54 1.94 0.00 1.69
equal Britannia Inds. FMCG 64.08 3.41 0.00 1.56
up CCL Products (I) FMCG 19.46 1.56 0.00 1.56
equal Exide Industries Engineering 16.81 1.75 0.00 1.51
equal Page Industries Textiles 63.36 3.40 0.95 1.50
new Eicher Motors Automobile 28.14 2.27 0.00 1.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ennette Fernandes since 18-Jun-2018

Education: Ms. Fernandes is B.com & PGDBM

Experience: Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Funds Managed:

— Sonam Udasi since 01-Apr-2016

Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).

Interviews:

Funds Managed:


-0.81%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 16.6180

Dividend: ₹ 15.2865


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 11.82%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 1,131 Cr (As on 30-Jun-2020)
Expense: 2.31% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 51.67%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend19-Jan-20181.4500

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM