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ICICI Prudential Liquid Fund

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Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.98 0.01 0.07 0.28 1.02 2.46 5.26 6.53 6.88 7.55 7.92
CCIL T Bill Liquidity Weight 2.20 0.01 0.05 0.18 0.64 1.81 3.71 4.06 4.27 4.78 4.78
Debt: Liquid 2.72 0.01 0.06 0.27 0.91 2.21 4.92 6.22 6.61 7.34 7.74
Rank within category 8 8 8 7 5 7 9 10 10 10 11
Number of funds in category 40 40 40 40 40 40 40 36 35 34 31

As on 06-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 5.26 6.53 6.88 0.32 57,335
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 5.30 6.58 6.92 0.30 36,679
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 5.27 6.58 6.91 0.28 30,604
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 5.26 6.57 6.91 0.22 27,032
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 5.27 6.55 6.89 0.32 17,858

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.94 (06-Sep-2013 - 08-Oct-2013) 0.16 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.65 (25-Jul-2013 - 24-Oct-2013) 1.01 (24-Dec-2019 - 24-Mar-2020)
Year 9.87 (12-Aug-2011 - 13-Aug-2012) 4.60 (07-Jun-2009 - 07-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.36 0.32 3.54 4.60 0.61 1.87
CCIL T Bill Liquidity Weight 4.03 0.29 -4.08 -7.51 -- --
Debt: Liquid 6.07 0.50 2.77 3.47 0.65 1.62
Rank within category 10 11 9 7 28 11
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 114 114 -- 39
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) -- -- -- --
Yield to Maturity (%) -- -- -- --

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 11.72 11.72
new Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 4.75 4.75
up Reserve Bank of India 91-D 27/08/2020 Treasury Bills SOV 0.00 - 4.69 4.69
up Reserve Bank of India 91-D 13/08/2020 Treasury Bills SOV 0.00 - 3.08 3.08
new Reliance Industries 84-D 04/09/2020 Commercial Paper A1+ 0.00 - 2.82 2.82
new Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 2.67 2.67
up Reliance Industries 179-D 28/08/2020 Commercial Paper A1+ 0.00 - 2.39 2.39
equal Reliance Jio Infocomm 91-D 17/08/2020 Commercial Paper A1+ 0.00 - 1.91 1.91
new Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 1.91 1.91
equal Hindustan Zinc 89-D 10/08/2020 Commercial Paper A1+ 0.00 - 1.74 1.74
equal HPCL 91-D 07/07/2020 Commercial Paper A1+ 0.00 - 1.85 1.48
equal Bharti Telecom 91-D 20/08/2020 Commercial Paper A1+ 0.00 - 1.47 1.47
new Reserve Bank of India 182-D 27/08/2020 Treasury Bills SOV 0.00 - 1.47 1.47
equal BPCL 90-D 29/07/2020 Commercial Paper A1+ 0.00 - 1.63 1.30
equal Reliance Jio Infocomm 91-D 03/08/2020 Commercial Paper A1+ 0.00 - 1.30 1.30
equal Bharti Airtel 91-D 17/08/2020 Commercial Paper A1+ 0.00 - 1.30 1.30
new Reserve Bank of India 182-D 02/07/2020 Treasury Bills SOV 0.00 - 1.30 1.30
new National Housing Bank 88-D 11/09/2020 Commercial Paper A1+ 0.00 - 1.21 1.21
new Reliance Jio Infocomm 90-D 10/09/2020 Commercial Paper A1+ 0.00 - 1.21 1.21
equal Tata Teleservices (Mah) 90-D 11/08/2020 Commercial Paper A1+ 0.00 - 1.21 1.21
equal Hindalco Inds. 88-D 10/07/2020 Commercial Paper A1+ 0.00 - 1.31 1.05
equal Reserve Bank of India 91-D 09/07/2020 Treasury Bills SOV 0.00 - 1.21 0.97
equal Reliance Industries 85-D 17/07/2020 Commercial Paper A1+ 0.00 - 1.09 0.87
equal Reliance Industries 91-D 21/07/2020 Commercial Paper A1+ 0.00 - 1.09 0.87
equal Reliance Jio Infocomm 91-D 24/07/2020 Commercial Paper A1+ 0.00 - 1.09 0.87

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Rahul Goswami since 17-Sep-2012

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to this, he worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:

Invest Now
0.01%

Change from previous, NAV as on 06-Aug-2020

Growth: ₹ 297.0030

Dividend Yearly: ₹ 104.4974

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Dividend Weekly: ₹ 100.1894

Dividend Others: ₹ 150.0261

Dividend Monthly: ₹ 100.1646

Dividend Daily: ₹ 100.1482

Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 99
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 99
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 17-Nov-2005
Return Since Launch: 7.67%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 57,335 Cr (As on 30-Jun-2020)
Expense: 0.32% (As on 31-May-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily04-Aug-20200.0122

 03-Aug-20200.0097
 02-Aug-20200.0092
 01-Aug-20200.0182
 30-Jul-20200.0089
 29-Jul-20200.0106
 28-Jul-20200.0081
 27-Jul-20200.0060
 26-Jul-20200.0072
 25-Jul-20200.0179
 23-Jul-20200.0085
 22-Jul-20200.0087
 21-Jul-20200.0104
 20-Jul-20200.0086
 19-Jul-20200.0069
 18-Jul-20200.0177
 16-Jul-20200.0086
 15-Jul-20200.0054
 14-Jul-20200.0116
 13-Jul-20200.0085
 12-Jul-20200.0087
 11-Jul-20200.0176
 09-Jul-20200.0088
 08-Jul-20200.0115
 07-Jul-20200.0105
Dividend Weekly03-Aug-20200.0609

 27-Jul-20200.0613
 20-Jul-20200.0588
 13-Jul-20200.0655
 06-Jul-20200.0668
 29-Jun-20200.0731
 22-Jun-20200.0836
 15-Jun-20200.0915
 08-Jun-20200.0623
 01-Jun-20200.0593
 25-May-20200.1071
 18-May-20200.1255
 11-May-20200.1136
 04-May-20200.0558
 27-Apr-20200.1055
 20-Apr-20200.1288
 13-Apr-20200.0766
 06-Apr-20200.1607
 30-Mar-20200.2061
 16-Mar-20200.0592
 09-Mar-20200.0975
 02-Mar-20200.0650
 24-Feb-20200.0688
 17-Feb-20200.0726
 10-Feb-20200.0715
Dividend Monthly29-Jul-20200.2666

 29-Jun-20200.3446
 28-May-20200.4117
 29-Apr-20200.4679
 30-Mar-20200.4032
 27-Feb-20200.2878
 29-Jan-20200.2939
 30-Dec-20190.3210
 28-Nov-20190.3120
 29-Oct-20190.3801
 26-Sep-20190.2922
 29-Aug-20190.3603
 30-Jul-20190.4338
 27-Jun-20190.4033
 28-May-20190.4169
 29-Apr-20190.4943
 27-Mar-20190.3947
 27-Feb-20190.3913
 29-Jan-20190.4713
 27-Dec-20180.4087
 29-Nov-20180.4838
 28-Oct-20180.4460
 27-Sep-20180.3785
 30-Aug-20180.4318
 30-Jul-20180.4607
Dividend Yearly23-Sep-20195.2031

 21-Sep-20185.0916
 21-Sep-20174.8404
 23-Sep-20165.8341
 16-Sep-20156.1055
 24-Sep-20145.8792
Dividend Others24-Sep-20144.7179

 07-Jul-20110.3002

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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