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ICICI Prudential Liquid Fund

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Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.77 0.01 0.09 0.43 1.28 2.69 6.28 6.79 7.21 7.77 7.92
CCIL T Bill Liquidity Weight 0.53 0.01 0.02 0.29 0.84 1.78 4.06 4.10 4.46 4.77 4.71
Debt: Liquid 0.76 0.01 0.09 0.43 1.25 2.61 6.04 6.56 6.98 7.58 7.77
Rank within category 21 12 24 26 19 18 15 18 14 13 11
Number of funds in category 42 42 42 42 42 42 41 36 35 34 29

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.28 (30-Mar-2012 - 08-Apr-2012) -0.03 (09-Jul-2013 - 16-Jul-2013)
Month 0.94 (06-Sep-2013 - 08-Oct-2013) 0.33 (01-Jan-2010 - 31-Jan-2010)
Quarter 2.65 (25-Jul-2013 - 24-Oct-2013) 1.02 (13-Dec-2009 - 14-Mar-2010)
Year 9.87 (12-Aug-2011 - 13-Aug-2012) 4.60 (07-Jun-2009 - 07-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.62 0.23 4.21 6.56 0.42 1.62
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51
Rank within category 18 28 20 14 31 5
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 131 246 131 55
Modified Duration (yrs) 0.08 0.15 0.08 0.08
Average Maturity (yrs) 0.09 0.16 0.09 0.09
Yield to Maturity (%) 5.34 7.33 5.29 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 20/02/2020 Treasury Bills SOV 0.00 - 7.56 7.56
down Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 7.21 7.21
equal Reserve Bank of India 91-D 13/02/2020 Treasury Bills SOV 0.00 - 5.52 5.52
new 6.65% GOI 2020 GOI Securities SOV 0.00 - 4.65 4.65
down Reserve Bank of India 91-D 12/03/2020 Treasury Bills SOV 0.00 - 4.11 4.11
equal National Bank Agr. Rur. Devp 55-D 12/02/2020 Commercial Paper A1+ 0.00 - 3.79 3.79
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 3.46 3.46
equal Reserve Bank of India 91-D 05/03/2020 Treasury Bills SOV 0.00 - 3.31 3.31
equal Reserve Bank of India 91-D 06/02/2020 Treasury Bills SOV 0.00 - 3.07 3.07
down Reserve Bank of India 91-D 19/03/2020 Treasury Bills SOV 0.00 - 2.31 2.31
new Reserve Bank of India 70-D 17/03/2020 Treasury Bills SOV 0.00 - 2.30 2.30
equal Indusind Bank 2020 Certificate of Deposit A1+ 0.00 - 1.42 1.42
equal Tata Teleservices (Mah) 52-D 13/02/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
equal Vedanta 62-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
down Reserve Bank of India 91-D 27/02/2020 Treasury Bills SOV 0.00 - 1.34 1.27
equal Reserve Bank of India 364-D 06/02/2020 Treasury Bills SOV 0.00 - 1.20 1.20
equal National Fertilizers 86-D 28/02/2020 Commercial Paper A1+ 0.00 - 1.13 1.13
equal Tata Motors Finance 84-D 12/02/2020 Commercial Paper A1+ 0.00 - 0.95 0.95
equal Reserve Bank of India 182-D 14/02/2020 Treasury Bills SOV 0.00 - 0.95 0.95
equal Hindalco Inds. 90-D 20/02/2020 Commercial Paper A1+ 0.00 - 0.95 0.95
equal Kotak Mahindra Bank 2020 Certificate of Deposit A1+ 0.00 - 0.94 0.94
equal Cholamandalam Invest. & Fin. 88-D 02/03/2020 Commercial Paper A1+ 0.00 - 0.94 0.94
equal IDFC First Bank 2020 Certificate of Deposit A1+ 0.00 - 0.94 0.94
equal Tata Teleservices (Mah) 65-D 26/02/2020 Commercial Paper A1+ 0.00 - 0.94 0.94
equal IDFC First Bank 2020 Certificate of Deposit A1+ 0.00 - 0.94 0.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Rahul Goswami since 17-Sep-2012

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to this, he worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:

Invest Now
0.01%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 290.6481

Dividend Yearly: ₹ 102.2614

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Dividend Weekly: ₹ 100.1719

Dividend Others: ₹ 146.8160

Dividend Monthly: ₹ 100.4449

Dividend Daily: ₹ 100.1482

Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 17-Nov-2005
Return Since Launch: 7.76%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 52,742 Cr (As on 31-Jan-2020)
Expense: 0.29% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily24-Feb-20200.0100

 23-Feb-20200.0097
 22-Feb-20200.0299
 19-Feb-20200.0088
 18-Feb-20200.0099
 17-Feb-20200.0104
 16-Feb-20200.0101
 15-Feb-20200.0199
 13-Feb-20200.0098
 12-Feb-20200.0105
 11-Feb-20200.0112
 10-Feb-20200.0111
 09-Feb-20200.0105
 08-Feb-20200.0198
 06-Feb-20200.0104
 05-Feb-20200.0108
 04-Feb-20200.0101
 03-Feb-20200.0098
 02-Feb-20200.0098
 01-Feb-20200.0199
 30-Jan-20200.0093
 29-Jan-20200.0108
 28-Jan-20200.0102
 27-Jan-20200.0104
 26-Jan-20200.0094
Dividend Weekly24-Feb-20200.0688

 17-Feb-20200.0726
 10-Feb-20200.0715
 03-Feb-20200.0704
 27-Jan-20200.0690
 20-Jan-20200.0681
 13-Jan-20200.0622
 06-Jan-20200.0738
 30-Dec-20190.0710
 23-Dec-20190.0704
 16-Dec-20190.0713
 09-Dec-20190.0652
 02-Dec-20190.0774
 25-Nov-20190.0736
 18-Nov-20190.0733
 11-Nov-20190.0651
 04-Nov-20190.0755
 28-Oct-20190.0707
 21-Oct-20190.0747
 14-Oct-20190.0810
 07-Oct-20190.0898
 30-Sep-20190.0839
 23-Sep-20190.0596
 16-Sep-20190.0774
 09-Sep-20190.0808
Dividend Monthly29-Jan-20200.2939

 30-Dec-20190.3210
 28-Nov-20190.3120
 29-Oct-20190.3801
 26-Sep-20190.2922
 29-Aug-20190.3603
 30-Jul-20190.4338
 27-Jun-20190.4033
 28-May-20190.4169
 29-Apr-20190.4943
 27-Mar-20190.3947
 27-Feb-20190.3913
 29-Jan-20190.4713
 27-Dec-20180.4087
 29-Nov-20180.4838
 28-Oct-20180.4460
 27-Sep-20180.3785
 30-Aug-20180.4318
 30-Jul-20180.4607
 28-Jun-20180.4244
 30-May-20180.4480
 26-Apr-20180.4640
 27-Mar-20180.4133
 26-Feb-20180.3632
 29-Jan-20180.4230
Dividend Yearly23-Sep-20195.2031

 21-Sep-20185.0916
 21-Sep-20174.8404
 23-Sep-20165.8341
 16-Sep-20156.1055
 24-Sep-20145.8792
Dividend Others24-Sep-20144.7179

 07-Jul-20110.3002

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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