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ICICI Prudential Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.06 0.01 0.06 0.25 0.77 1.52 3.40 5.60 6.14 6.82 7.59
CCIL T Bill Liquidity Weight 0.63 0.01 0.03 0.14 0.48 0.96 2.23 3.61 3.86 4.31 4.65
Debt: Liquid 1.06 0.01 0.06 0.25 0.77 1.52 3.27 5.36 5.94 6.65 7.44
Rank within category 24 21 21 26 24 22 7 11 11 11 9
Number of funds in category 39 40 40 39 39 39 39 35 34 34 30

As on 05-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.40 5.60 6.14 0.32 37,777
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.45 5.65 6.17 0.33 27,433
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.38 5.65 6.17 0.32 23,219
Axis Liquid Fund
4 star
 Oct-09 3.37 5.64 6.18 0.25 21,568
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 3.34 5.62 6.15 0.33 13,109

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.94 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 25-Jul-2013 - 24-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.87 12-Aug-2011 - 13-Aug-2012 3.41 26-Apr-2020 - 26-Apr-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.49 0.51 2.19 3.82 1.05 1.97
CCIL T Bill Liquidity Weight 3.56 0.38 -2.17 -5.20 -- --
Debt: Liquid 5.24 0.66 1.82 3.48 1.03 1.70
Rank within category 13 16 10 21 27 12
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 101 137 68 39
Modified Duration (yrs) 0.10 0.12 0.06 --
Average Maturity (yrs) 0.11 0.13 0.06 --
Yield to Maturity (%) 3.39 4.83 2.98 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 22/04/2021 Treasury Bills SOV 0.00 - 6.61 6.61
equal Reserve Bank of India 364-D 15/04/2021 Treasury Bills SOV 0.00 - 5.00 5.00
equal Reserve Bank of India 91-D 20/05/2021 Treasury Bills SOV 0.00 - 4.43 4.43
equal Reserve Bank of India 91-D 13/05/2021 Treasury Bills SOV 0.00 - 4.41 4.41
new 7.94% GOI 24/05/2021 Central Government Loan SOV 0.00 - 4.34 4.34
new SIDBI 69-D 24/05/2021 Commercial Paper A1+ 0.00 - 3.95 3.95
new BPCL 52-D 26/04/2021 Commercial Paper A1+ 0.00 - 2.42 2.42
equal National Bank Agr. Rur. Devp 91-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.98 1.98
equal NLC India 91-D 20/05/2021 Commercial Paper A1+ 0.00 - 1.71 1.71
equal Indian Oil Corp. 63-D 12/04/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
equal Tata Power 61-D 12/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Tata Power 61-D 20/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Indian Oil Corp. 45-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reliance Industries 90-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reserve Bank of India 364-D 29/04/2021 Treasury Bills SOV 0.00 - 1.32 1.32
equal Reliance Industries Ltd - Partly Paid Equity 90-D 27/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal National Bank Agr. Rur. Devp 87-D 30/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reliance Industries 90-D 06/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal L&T Finance 90-D 18/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Reliance Industries 84-D 28/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 1.32 1.32
new Reliance Retail Ventures 91-D 14/06/2021 Commercial Paper A1+ 0.00 - 1.31 1.31
new Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 1.31 1.31
new Credit Suisse AG 18/06/2021 Certificate of Deposit A1+ 0.00 - 1.31 1.31
new Barclays Bank 28/06/2021 Certificate of Deposit A1+ 0.00 - 1.31 1.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Rahul Goswami since 17-Sep-2012

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:

Invest Now
0.01%

Change from previous, NAV as on 05-May-2021

Growth: ₹ 303.9287

IDCW Yearly: ₹ 101.9407

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IDCW Weekly: ₹ 100.1729

IDCW Others: ₹ 147.0820

IDCW Monthly: ₹ 100.1260

IDCW Daily: ₹ 100.1482

Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 99
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 99
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 17-Nov-2005
Return Since Launch: 7.45%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 37,777 Cr (As on 31-Mar-2021)
Expense: 0.32% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily03-May-20210.0080

 02-May-20210.0079
 01-May-20210.0167
 29-Apr-20210.0074
 28-Apr-20210.0082
 27-Apr-20210.0080
 26-Apr-20210.0080
 25-Apr-20210.0096
 24-Apr-20210.0166
 22-Apr-20210.0083
 21-Apr-20210.0103
 20-Apr-20210.0084
 19-Apr-20210.0096
 18-Apr-20210.0088
 17-Apr-20210.0167
 15-Apr-20210.0091
 14-Apr-20210.0070
 13-Apr-20210.0166
 11-Apr-20210.0085
 10-Apr-20210.0165
 08-Apr-20210.0073
 07-Apr-20210.0075
 06-Apr-20210.0068
 05-Apr-20210.0101
 04-Apr-20210.0105
IDCW Weekly03-May-20210.0563

 26-Apr-20210.0629
 19-Apr-20210.0582
 12-Apr-20210.0566
 05-Apr-20210.0674
 29-Mar-20210.0694
 22-Mar-20210.0685
 15-Mar-20210.0593
 08-Mar-20210.0490
 01-Mar-20210.0558
 22-Feb-20210.0645
 15-Feb-20210.0628
 08-Feb-20210.0613
 01-Feb-20210.0644
 25-Jan-20210.0570
 18-Jan-20210.0546
 11-Jan-20210.0410
 04-Jan-20210.0613
 28-Dec-20200.0585
 21-Dec-20200.0550
 14-Dec-20200.0507
 07-Dec-20200.0407
 30-Nov-20200.0601
 23-Nov-20200.0649
 16-Nov-20200.0645
IDCW Monthly30-Apr-20210.2528

 31-Mar-20210.2936
 25-Feb-20210.2575
 28-Jan-20210.2226
 30-Dec-20200.2534
 26-Nov-20200.2621
 28-Oct-20200.2658
 29-Sep-20200.2743
 27-Aug-20200.2669
 29-Jul-20200.2666
 29-Jun-20200.3446
 28-May-20200.4117
 29-Apr-20200.4679
 30-Mar-20200.4032
 27-Feb-20200.2878
 29-Jan-20200.2939
 30-Dec-20190.3210
 28-Nov-20190.3120
 29-Oct-20190.3801
 26-Sep-20190.2922
 29-Aug-20190.3603
 30-Jul-20190.4338
 27-Jun-20190.4033
 28-May-20190.4169
 29-Apr-20190.4943
IDCW Others24-Mar-20216.4200

 24-Sep-20144.7179
 07-Jul-20110.3002
IDCW Yearly21-Sep-20204.8991

 23-Sep-20195.2031
 21-Sep-20185.0916
 21-Sep-20174.8404
 23-Sep-20165.8341
 16-Sep-20156.1055
 24-Sep-20145.8792

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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