Widely used:
Analyst’s Choice
Recently Viewed
Clear AllValue Research Rating
Analyst’s Choice
Riskometer
Moderate
₹20.6018 0.03%
As on 28-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Nippon India Banking & PSU Debt Fund
|
|
|
Moderate
|
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0.76 |
|
 |
|
Moderate
|
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0.63 |
||
|
|
Moderate
|
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0.63 |
||
 |
|
Moderate
|
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0.74 |
||
|
|
Moderate
|
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0.73 |
₹5,702 Cr
--
5,000
100
100
60
Investment Strategy
The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.
Suitability
"Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Nippon India Banking & PSU Debt Fund is mandated to invest at least 80 per cent of its assets in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions.
Mutual funds can be bought directly from the website of the fund house. For instance, Nippon India Banking & PSU Debt Fund fund can be purchased from the website of Nippon India Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Nippon India Banking & PSU Debt Fund is ₹20.6018 as of 29-Apr-2025.
The AUM of Nippon India Banking & PSU Debt Fund Fund is ₹5,702 Cr as of 31-Mar-2025
The riskometer level of Nippon India Banking & PSU Debt Fund is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.10 08/04/2034 |
6.14
|
|
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028 |
3.89
|
|
GOI Sec 6.79 07/10/2034 |
3.65
|
|
National Housing Bank NCD 7.59 08/09/2027 |
3.10
|
|
NTPC Ltd SR 82 NCD 7.26 20/03/2040 |
2.22
|
As of 31-Mar-2025, Nippon India Banking & PSU Debt Fund had invested 96.27% in Debt and 3.73% in Cash & Cash Eq. See More
Nippon India Banking & PSU Debt Fund is 9 years 11 months old. It has delivered 7.53% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
9.47%
|
6.97%
|
6.62%
|
7.42%
|
--
|
7.53%
|
No, There is no lock in period in Nippon India Banking & PSU Debt Fund.
The expense ratio of Nippon India Banking & PSU Debt Fund is 0.76.
