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5 star

SBI Multi Asset Allocation Fund


1 Lakh

Investment Grown to
₹ 1.45 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.57 Lakh

Suitability:

Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 13.00 0.41 0.11 3.86 5.27 12.70 23.72 13.16 9.78 10.29 10.57
VR Balanced TRI 23.12 -0.07 0.17 6.03 10.27 17.58 49.59 16.17 14.50 12.08 13.66
Hybrid: Multi Asset Allocation 17.97 0.27 -0.28 3.42 6.09 14.42 33.02 12.39 9.39 9.66 10.13
Rank within category 11 4 1 7 14 12 11 6 -- -- --
Number of funds in category 15 19 19 19 19 18 15 12 9 8 6

As on 22-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Multi Asset Allocation Fund  | Invest Online
5 star
Dec-05 23.72 13.16 9.78 1.74 439
Axis Triple Advantage Fund
5 star
Aug-10 44.74 18.08 12.77 2.15 1,180
ICICI Prudential Multi Asset Fund  | Invest Now
3 star
Oct-02 54.94 15.12 13.69 1.84 11,973
HDFC Asset Allocator FoF - Regular Plan  | Invest Online
Unrated
May-21 -- -- -- 1.50 1,731
Nippon India Multi Asset Fund - Regular Plan
Unrated
Aug-20 32.15 -- -- 2.00 1,182

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.40 24-Mar-2020 - 31-Mar-2020 -9.48 11-Mar-2020 - 18-Mar-2020
Month 14.48 23-Mar-2020 - 22-Apr-2020 -17.63 20-Feb-2020 - 23-Mar-2020
Quarter 20.79 23-Mar-2020 - 22-Jun-2020 -15.36 23-Dec-2019 - 23-Mar-2020
Year 36.13 23-Mar-2020 - 23-Mar-2021 -8.43 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.68 9.09 0.84 1.09 0.43 3.05
VR Balanced TRI 14.75 18.44 0.58 0.69 -- --
Hybrid: Multi Asset Allocation 12.59 14.12 0.60 0.70 0.66 1.47
Rank within category 10 3 2 2 4 2
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 54.02
Top 5 Holdings (%) 43.34
Top 3 Sectors (%) 20.36
Portfolio P/B Ratio 2.66
Portfolio P/E Ratio 17.46
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.79% GOI 26/12/2029 GOI Securities SOV 15.62 - 26.32 15.62
equal 7.26% GOI 14/01/2029 GOI Securities SOV 2.33 - 4.52 4.42
equal Powergrid Infrastructure Investment Trust Infrastructure Investment Trust -- 0.00 - 4.18 3.88
equal 5.77% GOI 2030 GOI Securities SOV 1.98 - 3.37 1.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal BHARAT 22 ETF-G Financial -- 6.53
equal CPSE Exchange Traded Fund Financial -- 4.14
equal SPDR Gold Trust Financial -- 2.02
equal Info Edge (India) Services 59.71 1.60 0.00 1.42
equal Apollo Hospitals Healthcare 468.48 1.38 0.00 1.38
equal Vedanta Metals 7.41 1.43 0.00 1.33
equal Avenue Supermarts Services 245.65 2.45 0.00 1.28
equal Godrej Consumer Products FMCG 62.04 1.78 0.00 1.22
equal ICICI Lombard General Insurance Company Insurance 65.09 1.79 0.00 1.04
equal Dabur India FMCG 64.05 1.91 0.00 1.03
equal Pidilite Industries Chemicals 92.74 1.61 0.00 1.02
equal Havells India Engineering 73.14 1.31 0.00 0.93
equal Ambuja Cements Construction 26.21 1.05 0.00 0.91
equal Jubilant FoodWorks Services 144.61 0.90 0.00 0.90
equal Piramal Enterprises Healthcare 45.81 1.28 0.00 0.86
equal Marico FMCG 63.72 1.37 0.00 0.83
equal GAIL Energy 8.74 0.88 0.00 0.77
equal ICICI Prudential Life Insurance Co. Ltd. Insurance 204.12 1.20 0.47 0.76
equal Lupin Healthcare 25.83 1.44 0.00 0.68
equal L&T Infotech Technology 50.82 0.74 0.00 0.66
equal Colgate-Palmolive FMCG 43.71 1.34 0.00 0.66
equal United Spirits FMCG 82.59 1.39 0.00 0.63
equal Page Industries Textiles 95.24 0.95 0.00 0.60
equal Aurobindo Pharma Healthcare 8.05 1.49 0.00 0.60
equal Siemens Engineering 70.26 0.94 0.00 0.60

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Gaurav Mehta since 02-Feb-2019

Education: Mr. Mehta has done PGBM, IIM Lucknow, B Tech., IIT Bombay, CFA Charter holder, CFA Institute, USA.

Experience: Prior to joining SBI Mutual Fund he has worked with Ambit Investment Advisor, Institutional equities at Ambit Capital & Edelweiss Capital.

Funds Managed:

— Raj Gandhi since 27-Feb-2020

Education: Mr. Gandhi is a BMS (Finance), MBA (Finance), CFA.

Experience: Prior to joining SBI Mutual Fund, he has worked with Sundaram Asset Management Company Limited, Principal Mutual Fund, Deutsche Equities India, UTI Securities and Angel Broking.


0.41%

Change from previous, NAV as on 22-Sep-2021

Growth: ₹ 37.1664

IDCW Yearly: ₹ 21.0135

More

IDCW Quarterly: ₹ 16.6028

IDCW Monthly: ₹ 16.6187


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 21-Dec-2005
Return Since Launch: 8.68%
Benchmark: CRISIL 10-Year Gilt (45), NIFTY 50 TRI (40), Domestic Price of Gold (15)
Riskometer: High
Type: Open-ended
Assets: ₹ 439 Cr (As on 31-Aug-2021)
Expense: 1.74% (As on 31-Aug-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 28-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
 30-Nov-20170.0433
IDCW Quarterly27-Dec-20190.1405

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1661
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1625
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2439
 27-Jun-20140.2650
 28-Mar-20140.1403
 27-Dec-20130.2000
 25-Mar-20130.3524
 26-Dec-20120.1872
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.8572
 25-Mar-20130.7047
 30-Mar-20120.1498
 22-Mar-20110.1098
 26-Mar-20100.3942
 26-Mar-20080.3504
 28-Mar-20070.3507

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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