1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
Fund | -0.03 | 0.01 | -0.01 | 0.10 | 0.76 | 1.93 | 6.22 | 7.43 | 7.45 | -- | -- |
CCIL T Bill Liquidity Weight | 0.06 | 0.01 | 0.04 | 0.13 | 0.48 | 1.09 | 3.02 | 3.79 | 4.01 | -- | -- |
Debt: Low Duration | 0.06 | 0.00 | 0.01 | 0.18 | 1.00 | 2.31 | 5.99 | 5.01 | 5.97 | -- | -- |
Rank within category | 22 | 4 | 22 | 22 | 19 | 19 | 17 | 7 | 8 | -- | -- |
Number of funds in category | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 24 | 22 | 20 |
As on 21-Jan-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
DSP Low Duration Fund - Regular Plan | Invest Online | Mar-15 | 6.22 | 7.43 | 7.45 | 0.58 | 3,966 | |
ICICI Prudential Savings Fund | Invest Now | Sep-02 | 8.24 | 8.12 | 8.09 | 0.55 | 29,895 | |
Aditya Birla Sun Life Low Duration Fund | Invest Online | May-98 | 7.25 | 7.57 | 7.50 | 1.22 | 19,972 | |
SBI Magnum Low Duration Fund | Invest Online | Jul-07 | 6.38 | 7.39 | 7.41 | 1.01 | 16,320 | |
Kotak Low Duration Fund - Standard Plan | Invest Online | Mar-08 | 7.46 | 7.73 | 7.85 | 1.15 | 11,678 |
Best (Period) | Worst (Period) | |
---|---|---|
Week | 1.65 (24-Mar-2020 - 31-Mar-2020) | -1.43 (03-Jun-2019 - 10-Jun-2019) |
Month | 2.26 (24-Mar-2020 - 23-Apr-2020) | -1.10 (25-Feb-2020 - 26-Mar-2020) |
Quarter | 4.66 (14-Jun-2019 - 13-Sep-2019) | -0.06 (24-Dec-2019 - 24-Mar-2020) |
Year | 10.78 (24-Jun-2019 - 23-Jun-2020) | 5.98 (25-Sep-2017 - 25-Sep-2018) |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 7.31 | 1.11 | 2.29 | 4.79 | 0.84 | 3.37 |
CCIL T Bill Liquidity Weight | 3.78 | 0.34 | -2.89 | -5.80 | -- | -- |
Debt: Low Duration | 5.18 | 4.37 | 1.30 | 2.57 | -0.67 | -0.25 |
Rank within category | 6 | 10 | 10 | 9 | 16 | 7 |
Number of funds in category | 25 | 25 | 25 | 25 | 25 | 25 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2020
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 71 | 71 | 60 | 60 |
Modified Duration (yrs) | 0.88 | 0.88 | 0.76 | 0.76 |
Average Maturity (yrs) | 0.94 | 0.98 | 0.82 | 0.89 |
Yield to Maturity (%) | 3.79 | 6.12 | 3.67 | 4.11 |
Avg Credit Rating | AAA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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Reserve Bank of India 182-D 18/03/2021 | Treasury Bills | SOV | 0.00 - 6.17 | 5.01 |
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Axis Bank 17/12/2021 | Certificate of Deposit | A1+ | 0.00 - 4.87 | 4.87 |
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5.09% GOI 13/04/2022 | GOI Securities | SOV | 0.00 - 4.61 | 4.53 |
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7.00% Reliance Industries 31/08/2022 | Non Convertible Debenture | AAA | 0.00 - 4.31 | 4.31 |
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4.95% HDFC 2022 | Non Convertible Debenture | AAA | 0.00 - 3.28 | 3.23 |
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7.42% LIC Housing Fin. 15/07/2022 | Bonds/NCDs | AAA | 0.00 - 4.38 | 2.71 |
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8.54% Bajaj Finance 2022 | Debenture | AAA | 0.00 - 2.69 | 2.63 |
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Export-Import Bank 22/04/2021 | Certificate of Deposit | A1+ | 0.00 - 3.84 | 2.50 |
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Bank of Baroda 2021 | Certificate of Deposit | A1+ | 0.00 - 3.55 | 2.49 |
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7.18% National Bank Agr. Rur. Devp 2022 | Non Convertible Debenture | AAA | 0.00 - 2.97 | 2.44 |
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ICICI Securities 360-D 10/12/2021 | Commercial Paper | A1+ | 0.00 - 2.42 | 2.42 |
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7.60% Nat. Highways Authority 18/03/2022 | Bonds | AAA | 0.00 - 2.55 | 2.09 |
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7.17% Nat. Highways Authority 23/12/2021 | Non Convertible Debenture | AAA | 0.82 - 2.26 | 1.96 |
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4.23% HDFC 18/02/2022 | Debenture | AAA | 0.00 - 1.89 | 1.89 |
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Reliance Industries 325-D 15/03/2021 | Commercial Paper | A1+ | 0.00 - 5.72 | 1.85 |
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Export-Import Bank 14/12/2021 | Certificate of Deposit | A1+ | 0.00 - 1.83 | 1.83 |
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7.93% NTPC 2022 | Non Convertible Debenture | AAA | 0.00 - 1.81 | 1.81 |
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8.58% HDFC 18/03/2022 | Debenture | AAA | 0.11 - 1.81 | 1.78 |
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SIDBI 13/01/2021 | Commercial Paper | A1+ | 0.00 - 1.91 | 1.76 |
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Reserve Bank of India 182-D 25/03/2021 | Treasury Bills | SOV | 0.00 - 2.16 | 1.75 |
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8.30% Reliance Industries 2022 | Debenture | AAA | 0.00 - 1.86 | 1.69 |
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6.99% SIDBI 2022 | Bonds/NCDs | AAA | 0.00 - 1.72 | 1.59 |
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7.27% Power Finance Corp. 22/12/2021 | Debenture | AAA | 0.28 - 2.18 | 1.56 |
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8.60% National Bank Agr. Rur. Devp 31/01/2022 | Debenture | AAA | 0.00 - 1.82 | 1.42 |
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8.18% Power Finance Corp. 19/03/2022 | Debenture | AAA | 0.00 - 1.79 | 1.40 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
— Kedar Karnik since 18-Jul-2016
Education: Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience: Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Funds Managed:
— Laukik Bagwe since 16-Jun-2020
Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience: Prior to joining DSPBR he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Funds Managed:
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The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Minimum Investment (₹) | 500 |
Minimum Addl Investment (₹) | 500 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 12 |
Minimum Withdrawal (₹) | 500 |
Minimum Balance (₹) | 500 |
Exit Load | 0 |
Fund House: | DSP Mutual Fund |
Launch Date: | 10-Mar-2015 |
Return Since Launch: | 7.63% |
Benchmark: | NIFTY Low Duration Debt TRI |
Riskometer: | Low to Moderate |
Type: | Open-ended |
Assets: | ₹ 3,966 Cr (As on 31-Dec-2020) |
Expense: | 0.58% (As on 31-Dec-2020) |
Risk Grade: | Average |
Return Grade: | Above Average |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Daily | 07-Jan-2021 | 0.0017 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Weekly | 06-Jan-2021 | 0.0122 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Monthly | 28-Dec-2020 | 0.0198 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Quarterly | 28-Dec-2020 | 0.1278 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: DSP Investment Managers Pvt. Ltd.
Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069
Phone: 022-66178000
Fax: 022-56578181
Website: https://www.dspim.com/
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com