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3 star

ICICI Prudential Equity Savings Fund


1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.56 0.12 0.24 0.74 2.82 5.33 14.92 8.29 8.01 -- --
VR MIP TRI 5.25 0.45 -0.26 0.02 4.03 4.15 14.96 9.35 8.95 -- --
Hybrid: Equity Savings 8.12 0.15 0.09 1.38 5.73 6.87 19.20 8.09 8.02 -- --
Rank within category 17 12 6 20 22 17 18 10 9 -- --
Number of funds in category 23 23 23 23 23 23 23 16 13 0 0

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
Dec-14 14.92 8.29 8.01 1.06 2,073
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 26.13 9.74 9.88 2.13 2,372
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 15.62 8.43 8.76 2.19 1,488
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
May-15 22.41 9.66 8.49 1.27 1,496
Axis Equity Saver Fund - Regular Plan
3 star
Aug-15 21.41 8.84 9.08 2.49 785

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.88 01-Apr-2020 - 09-Apr-2020 -9.32 16-Mar-2020 - 23-Mar-2020
Month 9.62 23-Mar-2020 - 22-Apr-2020 -18.84 20-Feb-2020 - 23-Mar-2020
Quarter 15.76 24-Mar-2020 - 23-Jun-2020 -17.79 23-Dec-2019 - 23-Mar-2020
Year 31.76 23-Mar-2020 - 23-Mar-2021 -11.84 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.36 9.56 0.43 0.39 1.25 -2.52
VR MIP TRI 9.55 6.87 0.78 0.91 -- --
Hybrid: Equity Savings 8.31 9.70 0.45 0.50 1.32 -2.95
Rank within category 11 7 11 13 7 10
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Number of Bonds 14
Average Maturity (yrs) 2.00
Top 10 Holdings (%) 44.14
Portfolio P/B Ratio 2.52
Portfolio P/E Ratio 20.82

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 91-D 05/08/2021 Treasury Bills SOV 0.00 - 4.57 4.57
equal 9.50% Indusind Bank Additional Tier 1 Bond AA 2.40 - 4.72 2.40
new Reserve Bank of India 91-D 16/09/2021 Treasury Bills SOV 0.00 - 2.39 2.39
new Reserve Bank of India 91-D 02/09/2021 Treasury Bills SOV 0.00 - 1.92 1.92
up 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 1.54 1.54
new 8.35% Manappuram Finance 31/01/2022 Non Convertible Debenture AA 0.00 - 1.23 1.23
new Reserve Bank of India 91-D 23/09/2021 Treasury Bills SOV 0.00 - 1.20 1.20
equal Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 1.43 0.96
equal 8.35% Manappuram Finance 18/02/2022 Non Convertible Debenture AA 0.00 - 1.42 0.74
equal Reserve Bank of India 364-D 01/07/2021 Treasury Bills SOV 0.00 - 1.34 0.72
equal Writers and Publishers 30/04/2022 Non Convertible Debenture AA- 0.29 - 0.98 0.29
equal Reserve Bank of India 91-D 29/07/2021 Treasury Bills SOV 0.00 - 0.36 0.24
equal 9.00% State Bank of India Additional Tier 1 Bond AA+ 0.00 - 0.47 0.24
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.05 - 0.10 0.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Tata Steel Metals 20.61 5.82 0.00 5.67
up State Bank of India Financial 17.09 5.48 0.96 5.44
up ITC FMCG 19.86 5.17 0.74 4.69
up Infosys Technology 33.24 7.67 0.49 4.58
up Bharti Airtel Communication -- 7.03 0.86 4.33
up HDFC Financial 23.94 5.06 0.00 4.18
up Sun Pharmaceutical Industries Healthcare 57.34 5.41 1.77 4.11
up Vedanta Metals 8.58 3.33 0.00 3.33
up Reliance Industries Energy 29.55 3.65 0.27 3.25
equal ICICI Bank Financial 25.49 5.38 2.36 2.90
new Axis Bank Financial 32.18 4.73 0.00 2.82
down NTPC Energy 9.03 5.44 1.09 2.45
new Adani Ports and Special Economic Zone Services 27.79 2.35 0.00 2.35
up Maruti Suzuki India Automobile 50.17 3.10 0.50 2.32
equal Tech Mahindra Technology 24.74 3.80 0.94 1.92
up Hindalco Inds. Metals 25.28 3.21 0.83 1.54
equal JSW Steel Metals 12.06 2.31 0.34 1.49
equal Ultratech Cement Construction 34.33 2.81 0.00 1.46
up GAIL Energy 10.30 2.31 0.00 1.45
equal Tata Consumer Products FMCG 83.39 2.36 0.43 1.42
equal Hindustan Unilever FMCG 67.65 2.92 0.35 0.88
equal HCL Technologies Technology 23.63 2.17 0.00 0.79
new Aurobindo Pharma Healthcare 10.58 0.77 0.00 0.77
new Motherson Sumi Systems Automobile 71.63 0.76 0.00 0.76
equal Larsen & Toubro Construction 19.55 4.23 0.75 0.75

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Dharmesh Kakkad since 23-Feb-2021

Education: Mr. kakkad is B.com., CA & CFA.

Experience: He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.

Funds Managed:

— Kayzad Eghlim since 05-Apr-2017

Education: Mr. Eghlim is a B.Com (H) and M Com.

Experience: Prior to joining ICICI Prudential AMC he has worked with IDFC Investment Advisors Ltd., Prime Securities and Canara Robeco Mutual Fund.

Funds Managed:

— Manish Banthia since 18-Nov-2014

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:


0.12%

Change from previous, NAV as on 23-Jul-2021

Growth: ₹ 16.4100

IDCW Quarterly: ₹ 12.2000

More

IDCW Monthly: ₹ 12.0500

IDCW Half Yearly: ₹ 13.8300


Investment Strategy

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 05-Dec-2014
Return Since Launch: 7.75%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,073 Cr (As on 30-Jun-2021)
Expense: 1.06% (As on 30-Jun-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 98.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly05-Jul-20210.0500

 02-Jun-20210.0500
 15-Apr-20210.0500
 21-Dec-20200.0500
 19-Nov-20200.0500
 20-Oct-20200.0500
 17-Sep-20200.0500
 03-Aug-20200.0500
 20-Jul-20200.0400
 02-Mar-20200.0443
 03-Feb-20200.0443
 01-Jan-20200.0443
 02-Dec-20190.0443
 01-Nov-20190.0443
 01-Oct-20190.0443
 03-Sep-20190.0443
 01-Aug-20190.0443
 02-Jul-20190.0443
 03-Jun-20190.0443
 02-May-20190.0443
 03-Apr-20190.0443
 05-Mar-20190.0443
 06-Feb-20190.0443
 09-Jan-20190.0443
 28-Dec-20180.0531
IDCW Half Yearly21-Jun-20210.2200

 21-Dec-20200.2200
 26-Jun-20200.2200
 20-Dec-20190.2125
 20-Jun-20190.2125
 20-Dec-20180.2125
 20-Dec-20170.2400
 20-Jun-20160.2400
 30-Jul-20150.2100
IDCW Quarterly17-Jun-20210.1800

 21-Dec-20200.1800
 21-Sep-20200.1800
 26-Jun-20200.1600
 06-Dec-20190.1594
 06-Sep-20190.1594
 06-Jun-20190.1594
 05-Mar-20190.1594
 20-Dec-20180.1594
 21-Sep-20180.1771
 21-Jun-20180.1771
 21-Mar-20180.2000
 21-Dec-20170.1700
 21-Sep-20170.1700
 02-Jun-20170.1700
 24-Mar-20170.1200
 21-Dec-20160.1200
 23-Sep-20160.1200
 21-Jun-20160.1200
 30-Jul-20150.0400
 20-Mar-20150.1200

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

How to crash-proof your equity investments

DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

Registration Over