VR Logo

3 star

ICICI Prudential Equity Savings Fund download report


1 Lakh

Investment Grown to
₹ 1.26 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.09 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
ICICI Pru Equity Savings-G 3.79 0.06 0.11 1.21 1.33 2.52 6.09 7.97 7.04 7.82 --
VR MIP TRI 1.21 0.24 0.50 3.61 3.96 1.76 5.25 8.82 8.01 8.18 --
Hybrid: Equity Savings 0.93 0.20 0.30 2.66 2.75 0.79 4.00 8.93 6.61 6.83 --
Rank within category 1 22 20 22 22 1 3 19 7 3 --
Number of funds in category 22 22 22 22 22 22 22 22 14 10 1

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
Dec-14 6.09 7.97 7.04 1.00 5,021
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 5.20 10.60 7.52 2.11 2,502
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
May-15 4.03 10.71 7.46 1.19 2,402
Kotak Equity Savings Fund - Regular Plan  | Invest Online
5 star
Oct-14 7.49 10.01 8.05 2.13 1,908
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 3.05 9.32 7.91 2.19 1,211

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.88 01-Apr-2020 - 09-Apr-2020 -9.32 16-Mar-2020 - 23-Mar-2020
Month 9.62 23-Mar-2020 - 22-Apr-2020 -18.84 20-Feb-2020 - 23-Mar-2020
Quarter 15.76 24-Mar-2020 - 23-Jun-2020 -17.79 23-Dec-2019 - 23-Mar-2020
Year 31.76 23-Mar-2020 - 23-Mar-2021 -11.84 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
ICICI Pru Equity Savings-G 7.93 9.37 0.47 0.40 1.07 -0.85
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Equity Savings 8.68 9.05 0.59 0.65 1.15 -0.46
Rank within category 16 11 20 21 10 17
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 60
Number of Bonds 17
Average Maturity (yrs) * 2.62
Top 10 Holdings (%) 40.47
Portfolio P/B Ratio 2.08
Portfolio P/E Ratio 13.07

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up ICICI Pru Savings Direct -G Mutual Fund -- 2.03 - 4.96 4.96
equal 4.45% GOI 30/10/2034 GOI Securities SOV 0.00 - 4.92 4.78
up Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 3.56 3.56
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 2.87 2.87
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 1.98 1.98
equal 6.70% DLF Cyber City Developers 30/09/2024 Debenture AA 0.00 - 1.25 1.15
equal Axis Bank 2027 Interest Rate Swap -- 0.00 - 2.00 1.00
equal 5.10% Bharti Telecom 20/10/2022 Debenture AA+ 0.00 - 1.11 0.99
equal 8.75% Nayara Energy 13/08/2024 Non Convertible Debenture AA- 0.00 - 0.84 0.78
equal Reserve Bank of India 182-D 01/09/2022 Treasury Bills SOV 0.00 - 0.69 0.69
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 0.55 0.55
equal 8.35% JM Financial Credit Solutions 26/04/2024 Non Convertible Debenture AA 0.49 - 0.72 0.49
new Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 0.49 0.49
equal 7.45% Land Kart Builders 13/12/2024 Non Convertible Debenture AA 0.00 - 0.52 0.49
equal 8.73% IDFC First Bank 2023 Debenture AA 0.00 - 0.18 0.17
equal 8.75% IDFC First Bank 28/07/2023 Debenture AA 0.00 - 0.13 0.12
equal 7.50% Godrej Properties 31/07/2023 Zero Coupon Bonds AA 0.00 - 0.11 0.10
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.02 - 0.03 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 26.18 4.83 0.27 4.82
equal Axis Bank Financial 14.07 6.08 0.00 4.29
equal NTPC Energy 9.20 5.17 1.09 4.07
down Infosys Technology 30.17 7.67 1.62 4.01
equal Adani Ports and Special Economic Zone Services 36.86 4.70 0.00 3.79
up Tata Steel Metals & Mining 3.39 5.95 0.00 3.14
down State Bank of India Financial 13.05 5.48 0.96 3.05
up HDFC Bank Financial 20.54 3.86 0.00 3.05
equal HDFC Financial 19.05 5.06 1.32 2.64
up Bharti Airtel Communication 76.23 7.03 1.66 2.55
down Sun Pharmaceutical Industries Healthcare 56.67 5.41 1.77 2.43
up Oil & Natural Gas Corporation Energy 3.70 2.49 0.00 2.39
equal Maruti Suzuki India Automobile 60.27 3.10 1.39 1.99
equal Tech Mahindra Technology 19.19 3.38 0.94 1.76
down Mahindra & Mahindra Automobile 18.87 2.93 0.00 1.75
equal Hindustan Unilever Consumer Staples 67.78 2.92 0.32 1.61
equal ICICI Bank Financial 21.30 5.38 1.34 1.56
equal JSW Steel Metals & Mining 10.35 2.31 0.34 1.50
equal Larsen & Toubro Construction 28.46 2.42 0.64 1.36
equal UPL Chemicals 14.93 1.45 0.00 1.29
equal Bajaj Finance Financial 50.20 2.02 0.00 1.19
equal Ambuja Cements Materials 31.87 1.49 0.00 1.10
down ITC Consumer Staples 23.67 5.17 0.74 1.02
equal GAIL Energy 4.30 2.31 0.24 0.99
equal Indusind Bank Financial 15.22 0.85 0.00 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Dharmesh Kakkad since 23-Feb-2021

Education: Mr. kakkad is B.com., CA & CFA.

Experience: He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.

Funds Managed:

— Kayzad Eghlim since 05-Apr-2017

Education: Mr. Eghlim is a B.Com (H) and M Com.

Experience: Prior to joining ICICI Prudential AMC he has worked with IDFC Investment Advisors Ltd., Prime Securities and Canara Robeco Mutual Fund.

Funds Managed:

— Manish Banthia since 18-Nov-2014

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:


0.06%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 17.5100

IDCW Quarterly: ₹ 12.2700

More

IDCW Monthly: ₹ 12.1900

IDCW Half Yearly: ₹ 14.3100


Investment Strategy

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 05-Dec-2014
Return Since Launch: 7.57%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 5,021 Cr (As on 31-Jul-2022)
Expense Ratio: 1.00% (As on 30-Jun-2022)
Risk Grade: Below Average
Return Grade: Average
Turnover: 32.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly02-Aug-20220.0500

 04-Jul-20220.0500
 01-Jun-20220.0500
 04-May-20220.0500
 04-Apr-20220.0500
 02-Mar-20220.0500
 02-Feb-20220.0500
 03-Jan-20220.0500
 02-Dec-20210.0500
 01-Nov-20210.0500
 04-Oct-20210.0500
 02-Sep-20210.0500
 04-Aug-20210.0500
 05-Jul-20210.0500
 02-Jun-20210.0500
 15-Apr-20210.0500
 21-Dec-20200.0500
 19-Nov-20200.0500
 20-Oct-20200.0500
 17-Sep-20200.0500
 03-Aug-20200.0500
 20-Jul-20200.0400
 02-Mar-20200.0443
 03-Feb-20200.0443
 01-Jan-20200.0443
IDCW Half Yearly20-Jun-20220.2200

 20-Dec-20210.2200
 21-Jun-20210.2200
 21-Dec-20200.2200
 26-Jun-20200.2200
 20-Dec-20190.2125
 20-Jun-20190.2125
 20-Dec-20180.2125
 20-Dec-20170.2400
 20-Jun-20160.2400
 30-Jul-20150.2100
IDCW Quarterly15-Jun-20220.1800

 16-Mar-20220.1800
 15-Dec-20210.1800
 15-Sep-20210.1800
 17-Jun-20210.1800
 21-Dec-20200.1800
 21-Sep-20200.1800
 26-Jun-20200.1600
 06-Dec-20190.1594
 06-Sep-20190.1594
 06-Jun-20190.1594
 05-Mar-20190.1594
 20-Dec-20180.1594
 21-Sep-20180.1771
 21-Jun-20180.1771
 21-Mar-20180.2000
 21-Dec-20170.1700
 21-Sep-20170.1700
 02-Jun-20170.1700
 24-Mar-20170.1200
 21-Dec-20160.1200
 23-Sep-20160.1200
 21-Jun-20160.1200
 30-Jul-20150.0400
 20-Mar-20150.1200

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Fax: 022-26528100

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

How to be financially independent

DateMon, 15-Aug-2022
Time12:30 PM - 12:40 PM

attending You have reserved a spot