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5 star

Franklin India Liquid Fund - Super Institutional Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.36 0.01 0.05 0.25 0.82 1.64 3.19 5.21 5.89 6.60 7.46
CCIL T Bill Liquidity Weight 1.52 -0.01 0.01 0.14 0.58 1.01 2.15 3.40 3.66 4.08 4.54
Debt: Liquid 2.32 0.01 0.05 0.25 0.79 1.60 3.13 4.88 5.62 6.33 7.20
Rank within category 16 22 26 18 15 14 17 3 2 2 2
Number of funds in category 41 42 42 42 42 41 41 38 35 34 32

As on 27-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Super Institutional Plan  | Invest Online Now
5 star
 Sep-05 3.19 5.21 5.89 0.21 1,696
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.18 5.06 5.79 0.32 41,512
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.19 5.11 5.83 0.32 32,671
Axis Liquid Fund
4 star
 Oct-09 3.22 5.09 5.84 0.25 26,753
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.16 5.10 5.83 0.32 24,715

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 0.18 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 24-Jul-2013 - 23-Oct-2013 0.73 21-Oct-2020 - 20-Jan-2021
Year 9.95 12-Aug-2011 - 13-Aug-2012 3.14 25-Jun-2020 - 25-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.19 0.55 2.12 5.76 1.17 1.93
CCIL T Bill Liquidity Weight 3.37 0.39 -1.71 -4.34 -- --
Debt: Liquid 4.79 0.65 1.62 5.20 1.03 1.44
Rank within category 3 35 4 12 35 2
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 22 28 17 37
Modified Duration (yrs) 0.09 0.12 0.05 0.08
Average Maturity (yrs) 0.09 0.12 0.05 0.08
Yield to Maturity (%) 3.21 3.43 2.86 3.27
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 02/09/2021 Treasury Bills SOV 0.00 - 9.02 9.02
up Reserve Bank of India 91-D 16/09/2021 Treasury Bills SOV 0.00 - 7.36 7.36
equal Reserve Bank of India 91-D 14/10/2021 Treasury Bills SOV 0.00 - 7.34 7.34
equal Reserve Bank of India 91-D 07/10/2021 Treasury Bills SOV 0.00 - 5.88 5.88
new Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 5.86 5.86
equal Reliance Industries 86-D 29/09/2021 Commercial Paper A1+ 0.00 - 4.41 4.41
new Indian Railway Finance Corporation 79-D 22/10/2021 Commercial Paper A1+ 0.00 - 4.40 4.40
new Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 4.39 4.39
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 4.39 4.39
new Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.38 4.38
new SBI Cards & Payments Services 2021 Commercial Paper A1+ 0.00 - 3.82 3.82
equal NLC India 90-D 23/09/2021 Commercial Paper A1+ 0.00 - 3.24 3.24
equal ICICI Securities 90-D 01/09/2021 Commercial Paper A1+ 0.00 - 2.95 2.95
equal Reliance Retail Ventures 91-D 01/09/2021 Commercial Paper A1+ 0.00 - 2.95 2.95
up Reserve Bank of India 91-D 30/09/2021 Treasury Bills SOV 0.00 - 2.94 2.94
new Chennai Petroleum Corporation 91-D 18/10/2021 Commercial Paper A1+ 0.00 - 2.94 2.94
equal Kotak Securities 90-D 21/10/2021 Commercial Paper A1+ 0.00 - 2.35 2.35
new Indian Oil Corporation 38-D 13/09/2021 Commercial Paper A1+ 0.00 - 2.06 2.06
equal 7.40% Power Finance Corporation 30/09/2021 Bonds AAA 0.00 - 1.48 1.48
equal 7.15% HDFC 16/09/2021 Debenture AAA 0.00 - 1.48 1.48
equal Chennai Petroleum Corporation 91-D 17/09/2021 Commercial Paper A1+ 0.00 - 1.47 1.47
equal 7.47% Power Finance Corporation 16/09/2021 Bonds AAA 0.00 - 0.89 0.89

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:

Invest Online Now
0.01%

Change from previous, NAV as on 28-Sep-2021

Growth: ₹ 3,124.9380

IDCW Weekly: ₹ 1,022.0587

IDCW Daily: ₹ 1,000.0000

Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 02-Sep-2005
Return Since Launch: 7.34%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,696 Cr (As on 31-Aug-2021)
Expense: 0.21% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily27-Sep-20210.0759

 26-Sep-20210.1755
 24-Sep-20210.0664
 23-Sep-20210.0831
 22-Sep-20210.0633
 21-Sep-20210.0751
 20-Sep-20210.0741
 19-Sep-20210.1670
 17-Sep-20210.0829
 16-Sep-20210.0648
 15-Sep-20210.0948
 14-Sep-20210.0930
 13-Sep-20210.0871
 12-Sep-20210.2545
 09-Sep-20210.0687
 08-Sep-20210.0871
 07-Sep-20210.0678
 06-Sep-20210.0879
 05-Sep-20210.1657
 03-Sep-20210.0745
 02-Sep-20210.0927
 01-Sep-20210.0896
 31-Aug-20210.0919
 30-Aug-20210.0903
 29-Aug-20210.1661
IDCW Weekly26-Sep-20210.5497

 19-Sep-20210.6031
 12-Sep-20210.5787
 05-Sep-20210.6185
 29-Aug-20210.6464
 22-Aug-20210.5582
 16-Aug-20210.8051
 08-Aug-20210.6234
 01-Aug-20210.6261
 25-Jul-20210.6744
 18-Jul-20210.6985
 11-Jul-20210.6223
 04-Jul-20210.6654
 27-Jun-20210.6985
 20-Jun-20210.5655
 13-Jun-20210.6519
 06-Jun-20210.6261
 30-May-20210.6267
 23-May-20210.6156
 16-May-20210.6100
 09-May-20210.5734
 02-May-20210.5871
 25-Apr-20210.6547
 18-Apr-20210.6028
 11-Apr-20210.5944

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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