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Franklin India Liquid Fund - Super Institutional Plan

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Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.07 0.01 0.06 0.26 0.93 2.46 5.43 6.66 6.99 7.65 8.03
CCIL T Bill Liquidity Weight 2.20 -0.03 0.05 0.13 0.64 1.77 3.58 4.06 4.26 4.76 4.78
Debt: Liquid 2.72 0.01 0.06 0.26 0.88 2.15 4.82 6.21 6.60 7.33 7.74
Rank within category 3 30 27 28 19 4 2 1 2 2 2
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 10-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Super Institutional Plan  | Invest Online Now
5 star
 Sep-05 5.43 6.66 6.99 0.19 2,206
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 5.20 6.51 6.87 0.32 54,835
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 5.24 6.57 6.91 0.30 38,375
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 5.20 6.56 6.90 0.22 29,515
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 5.21 6.57 6.90 0.28 29,334

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.54 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.97 (08-Aug-2013 - 09-Sep-2013) 0.18 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.65 (24-Jul-2013 - 23-Oct-2013) 0.93 (08-May-2020 - 07-Aug-2020)
Year 9.95 (12-Aug-2011 - 13-Aug-2012) 4.38 (05-Jul-2009 - 05-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.51 0.33 3.91 4.53 0.60 2.00
CCIL T Bill Liquidity Weight 4.03 0.29 -4.08 -7.51 -- --
Debt: Liquid 6.07 0.50 2.77 3.47 0.65 1.62
Rank within category 1 14 3 8 24 2
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 15 61 15 41
Modified Duration (yrs) 0.10 0.13 0.04 --
Average Maturity (yrs) 0.11 0.14 0.05 --
Yield to Maturity (%) 3.12 6.23 3.12 --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 23.95 19.23
down Reserve Bank of India 91-D 27/08/2020 Treasury Bills SOV 0.00 - 16.73 16.73
equal Reserve Bank of India 182-D 06/08/2020 Treasury Bills SOV 0.00 - 6.80 6.80
equal NTPC 91-D 03/08/2020 Commercial Paper A1+ 0.00 - 4.53 4.53
new ONGC 91-D 11/08/2020 Commercial Paper A1+ 0.00 - 4.53 4.53
equal Reliance Jio Infocomm 91-D 14/09/2020 Commercial Paper A1+ 0.00 - 4.51 4.51
new Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 4.50 4.50
new Reliance Jio Infocomm 91-D 19/10/2020 Commercial Paper A1+ 0.00 - 4.50 4.50
new Reliance Industries 91-D 28/10/2020 Commercial Paper A1+ 0.00 - 4.50 4.50
down Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 4.29 4.29
new Indian Oil Corp. 66-D 10/08/2020 Commercial Paper A1+ 0.00 - 3.85 3.85
new 6.98% National Bank Agr. Rur. Devp 30/09/2020 Debenture AAA 0.00 - 3.42 3.42
new ICICI Securities 56-D 11/09/2020 Commercial Paper A1+ 0.00 - 3.39 3.39
equal Indian Oil Corp. 70-D 14/08/2020 Commercial Paper A1+ 0.00 - 2.26 2.26
new Chambal Fertilisers & Chem. 85-D 29/09/2020 Commercial Paper A1+ 0.00 - 1.13 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2020

*As on 30-Jun-2020

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:

Invest Online Now
0.01%

Change from previous, NAV as on 10-Aug-2020

Growth: ₹ 3,015.6489

Dividend Weekly: ₹ 1,022.0111

Dividend Daily: ₹ 1,000.0000

Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 02-Sep-2005
Return Since Launch: 7.66%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 2,206 Cr (As on 31-Jul-2020)
Expense: 0.19% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily10-Aug-20200.0786

 09-Aug-20200.1599
 07-Aug-20200.0666
 06-Aug-20200.0806
 05-Aug-20200.0951
 04-Aug-20200.0847
 03-Aug-20200.0802
 02-Aug-20200.1599
 31-Jul-20200.0761
 30-Jul-20200.0961
 29-Jul-20200.0611
 28-Jul-20200.0503
 27-Jul-20200.0719
 26-Jul-20200.1564
 24-Jul-20200.0755
 23-Jul-20200.0829
 22-Jul-20200.0912
 21-Jul-20200.0734
 20-Jul-20200.0546
 19-Jul-20200.1566
 17-Jul-20200.0726
 16-Jul-20200.0469
 15-Jul-20200.0969
 14-Jul-20200.0719
 13-Jul-20200.0712
Dividend Weekly09-Aug-20200.5801

 02-Aug-20200.5270
 26-Jul-20200.5461
 19-Jul-20200.5279
 12-Jul-20200.5262
 05-Jul-20200.5555
 28-Jun-20200.5954
 21-Jun-20200.7425
 14-Jun-20200.7478
 07-Jun-20200.6221
 31-May-20200.6301
 25-May-20200.9867
 17-May-20201.0616
 10-May-20201.0484
 03-May-20200.5929
 26-Apr-20200.9918
 19-Apr-20201.1651
 12-Apr-20200.5594
 06-Apr-20201.1800
 29-Mar-20202.2266
 22-Mar-20200.0782
 15-Mar-20200.7303
 08-Mar-20200.8557
 01-Mar-20200.7216
 23-Feb-20200.7714

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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