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5 star

Franklin India Liquid Fund - Super Institutional Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.05 0.01 0.05 0.26 0.80 1.64 4.58 6.33 6.69 7.33 7.93
CCIL T Bill Liquidity Weight 2.98 0.02 0.04 0.21 0.63 1.18 3.20 3.90 4.12 4.53 4.75
Debt: Liquid 3.69 0.01 0.05 0.26 0.79 1.61 4.16 5.92 6.38 7.04 7.66
Rank within category 3 25 34 28 20 18 3 2 2 2 2
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Super Institutional Plan  | Invest Online Now
5 star
Sep-05 4.58 6.33 6.69 0.19 1,707
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.50 6.19 6.59 0.32 40,247
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
Mar-04 4.52 6.24 6.63 0.31 34,021
Axis Liquid Fund
4 star
Oct-09 4.50 6.23 6.62 0.25 26,509
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.39 6.18 6.59 0.24 26,218

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.54 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.97 (08-Aug-2013 - 09-Sep-2013) 0.18 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.65 (24-Jul-2013 - 23-Oct-2013) 0.76 (25-Jun-2020 - 24-Sep-2020)
Year 9.95 (12-Aug-2011 - 13-Aug-2012) 4.38 (05-Jul-2009 - 05-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.24 0.42 3.01 3.76 0.85 2.19
CCIL T Bill Liquidity Weight 3.89 0.32 -3.35 -6.53 -- --
Debt: Liquid 5.82 0.58 2.22 3.10 0.84 1.76
Rank within category 2 25 3 9 29 1
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 17 61 15 38
Modified Duration (yrs) 0.06 0.13 0.06 0.08
Average Maturity (yrs) 0.06 0.14 0.06 0.08
Yield to Maturity (%) 3.18 5.72 3.12 3.26
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 182-D 12/11/2020 Treasury Bills SOV 0.00 - 8.78 8.78
equal Reserve Bank of India 91-D 26/11/2020 Treasury Bills SOV 0.00 - 9.37 8.77
up Reserve Bank of India 182-D 06/11/2020 Treasury Bills SOV 0.00 - 7.90 7.90
new Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 5.85 5.85
equal Kotak Securities 90-D 12/11/2020 Commercial Paper A1+ 0.00 - 5.85 5.85
equal Reserve Bank of India 182-D 19/11/2020 Treasury Bills SOV 0.00 - 5.85 5.85
equal Reserve Bank of India 182-D 10/12/2020 Treasury Bills SOV 0.00 - 5.84 5.84
equal Reserve Bank of India 91-D 17/12/2020 Treasury Bills SOV 0.00 - 5.83 5.83
equal ICICI Securities 90-D 12/11/2020 Commercial Paper A1+ 0.00 - 4.39 4.39
new HDFC 87-D 22/01/2021 Commercial Paper A1+ 0.00 - 4.36 4.36
new Kotak Mahindra Prime 23/12/2020 Debenture AAA 0.00 - 3.65 3.65
equal Reliance Industries 91-D 02/11/2020 Commercial Paper A1+ 0.00 - 2.93 2.93
equal ICICI Securities 36-D 06/11/2020 Commercial Paper A1+ 0.00 - 2.93 2.93
new Reserve Bank of India 91-D 12/11/2020 Treasury Bills SOV 0.00 - 2.93 2.93
new L&T Finance 91-D 20/01/2021 Commercial Paper A1+ 0.00 - 2.91 2.91
new 7.40% HDFC 17/11/2020 Non Convertible Debenture AAA 0.00 - 1.47 1.47
new Export-Import Bank 2020 Certificate of Deposit A1+ 0.00 - 1.46 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.01%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 3,044.3362

Dividend Weekly: ₹ 1,022.3174

Dividend Daily: ₹ 1,000.0000


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 02-Sep-2005
Return Since Launch: 7.58%
Benchmark: CRISIL Liquid TRI
Riskometer: Low
Type: Open-ended
Assets: ₹ 1,707 Cr (As on 31-Oct-2020)
Expense: 0.19% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily27-Nov-20200.0649

 26-Nov-20200.0969
 25-Nov-20200.0872
 24-Nov-20200.0571
 23-Nov-20200.0495
 22-Nov-20200.1165
 20-Nov-20200.0755
 19-Nov-20200.1137
 18-Nov-20200.1103
 17-Nov-20200.0842
 16-Nov-20200.2111
 13-Nov-20200.0666
 12-Nov-20200.1091
 11-Nov-20200.0873
 10-Nov-20200.0694
 09-Nov-20200.0740
 08-Nov-20200.1485
 06-Nov-20200.0822
 05-Nov-20200.0832
 04-Nov-20200.0849
 03-Nov-20200.0872
 02-Nov-20200.0703
 01-Nov-20200.2269
 29-Oct-20200.0772
 28-Oct-20200.0785
Dividend Weekly22-Nov-20200.5114

 16-Nov-20200.6313
 08-Nov-20200.5687
 01-Nov-20200.5332
 25-Oct-20200.5672
 18-Oct-20200.5978
 11-Oct-20200.5865
 04-Oct-20200.6596
 27-Sep-20200.5990
 20-Sep-20200.5966
 13-Sep-20200.4621
 06-Sep-20200.6044
 30-Aug-20200.5010
 23-Aug-20200.6386
 16-Aug-20200.6110
 09-Aug-20200.5801
 02-Aug-20200.5270
 26-Jul-20200.5461
 19-Jul-20200.5279
 12-Jul-20200.5262
 05-Jul-20200.5555
 28-Jun-20200.5954
 21-Jun-20200.7425
 14-Jun-20200.7478
 07-Jun-20200.6221

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

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