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5 star

Franklin India Liquid Fund - Super Institutional Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.90 0.01 0.06 0.29 0.79 1.53 3.45 5.82 6.29 6.97 7.72
CCIL T Bill Liquidity Weight 0.54 0.02 0.02 0.20 0.49 0.99 2.47 3.65 3.86 4.33 4.65
Debt: Liquid 0.89 0.01 0.06 0.28 0.79 1.51 3.32 5.40 6.00 6.69 7.47
Rank within category 23 30 19 19 28 21 17 2 2 2 2
Number of funds in category 41 41 41 41 41 41 41 36 34 34 30

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Super Institutional Plan  | Invest Online Now
5 star
Sep-05 3.45 5.82 6.29 0.19 2,179
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.51 5.67 6.19 0.32 37,777
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.55 5.71 6.23 0.33 27,433
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.53 5.71 6.23 0.32 23,219
Axis Liquid Fund
4 star
Oct-09 3.49 5.70 6.23 0.25 21,568

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 0.18 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 24-Jul-2013 - 23-Oct-2013 0.73 21-Oct-2020 - 20-Jan-2021
Year 9.95 12-Aug-2011 - 13-Aug-2012 3.45 16-Apr-2020 - 16-Apr-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.75 0.53 2.42 3.93 1.10 2.24
CCIL T Bill Liquidity Weight 3.60 0.37 -2.39 -5.59 -- --
Debt: Liquid 5.33 0.65 1.85 3.38 1.00 1.74
Rank within category 2 33 4 9 34 1
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 27 15 36
Modified Duration (yrs) 0.12 0.12 0.05 0.11
Average Maturity (yrs) 0.12 0.12 0.05 0.11
Yield to Maturity (%) 3.30 5.45 2.86 3.35
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 9.13 9.13
new Reserve Bank of India 364-D 17/06/2021 Treasury Bills SOV 0.00 - 9.12 9.12
up Reserve Bank of India 364-D 27/05/2021 Treasury Bills SOV 0.00 - 7.53 7.53
new Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 5.69 5.69
new HPCL 48-D 22/04/2021 Commercial Paper A1+ 0.00 - 4.58 4.58
new Reserve Bank of India 91-D 06/05/2021 Treasury Bills SOV 0.00 - 4.58 4.58
equal Reserve Bank of India 2021 Treasury Bills SOV 0.00 - 4.57 4.57
new Power Grid Corporation 75-D 19/05/2021 Commercial Paper A1+ 0.00 - 4.57 4.57
equal HDFC Securities 90-D 25/05/2021 Commercial Paper A1+ 0.00 - 4.56 4.56
new BPCL 52-D 26/04/2021 Commercial Paper A1+ 0.00 - 3.89 3.89
new Reliance Industries 85-D 29/06/2021 Commercial Paper A1+ 0.00 - 3.41 3.41
new Indian Oil Corp. 45-D 22/04/2021 Commercial Paper A1+ 0.00 - 2.29 2.29
new Indian Oil Corp. 49-D 26/04/2021 Commercial Paper A1+ 0.00 - 2.29 2.29
equal Reliance Retail Ventures 89-D 05/05/2021 Commercial Paper A1+ 0.00 - 2.29 2.29
equal Reliance Retail Ventures 89-D 12/05/2021 Commercial Paper A1+ 0.00 - 2.29 2.29
equal Reserve Bank of India 91-D 20/05/2021 Treasury Bills SOV 0.00 - 2.28 2.28
equal Axis Finance 91-D 20/05/2021 Commercial Paper A1+ 0.00 - 2.28 2.28
new Kotak Securities 90-D 31/05/2021 Commercial Paper A1+ 0.00 - 2.28 2.28
equal Aditya Birla Finance 30/04/2021 Commercial Paper A1+ 0.00 - 1.83 1.83
equal Kotak Mahindra Investments 60-D 16/04/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
new Reliance Industries 90-D 01/06/2021 Commercial Paper A1+ 0.00 - 1.14 1.14
new Axis Finance 90-D 03/06/2021 Commercial Paper A1+ 0.00 - 1.14 1.14
new Reserve Bank of India 364-D 24/06/2021 Treasury Bills SOV 0.00 - 1.14 1.14
new BPCL 42-D 16/04/2021 Commercial Paper A1+ 0.00 - 0.46 0.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.01%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 3,080.0562

IDCW Weekly: ₹ 1,022.3541

IDCW Daily: ₹ 1,000.0000


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 02-Sep-2005
Return Since Launch: 7.46%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,179 Cr (As on 31-Mar-2021)
Expense: 0.19% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily14-Apr-20210.1678

 12-Apr-20210.0889
 11-Apr-20210.1665
 09-Apr-20210.0446
 08-Apr-20210.0685
 07-Apr-20210.0664
 06-Apr-20210.1166
 05-Apr-20210.1185
 04-Apr-20210.3445
 31-Mar-20210.1191
 30-Mar-20210.1138
 29-Mar-20210.2647
 26-Mar-20210.1040
 25-Mar-20210.0959
 24-Mar-20210.1031
 23-Mar-20210.1347
 22-Mar-20210.1113
 21-Mar-20210.1824
 19-Mar-20210.1273
 18-Mar-20210.0828
 17-Mar-20210.1039
 16-Mar-20210.0789
 15-Mar-20210.0759
 14-Mar-20210.1799
 12-Mar-20210.0624
IDCW Weekly11-Apr-20210.5944

 04-Apr-20210.5903
 29-Mar-20210.8320
 21-Mar-20210.6660
 14-Mar-20210.6095
 07-Mar-20210.4785
 28-Feb-20210.5262
 21-Feb-20210.6527
 14-Feb-20210.6231
 07-Feb-20210.6277
 31-Jan-20210.6320
 24-Jan-20210.5889
 17-Jan-20210.5019
 10-Jan-20210.5157
 03-Jan-20210.6328
 27-Dec-20200.6006
 20-Dec-20200.5407
 13-Dec-20200.5266
 06-Dec-20200.3713
 30-Nov-20200.5707
 22-Nov-20200.5114
 16-Nov-20200.6313
 08-Nov-20200.5687
 01-Nov-20200.5332
 25-Oct-20200.5672

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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