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4 star

Franklin India Liquid Fund - Super Institutional Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.99 0.01 0.06 0.30 0.81 1.66 3.23 4.92 5.76 6.45 7.34
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 4.48
Debt: Liquid 2.93 0.01 0.06 0.29 0.79 1.60 3.17 4.62 5.49 6.18 7.10
Rank within category 15 18 15 14 8 10 14 3 2 2 2
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Super Institutional Plan  | Invest Online Now
4 star
Sep-05 3.23 4.92 5.76 0.86% 1,677
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.79 5.65 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.84 5.70 0.32% 29,710
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.24 4.79 5.67 0.23% 25,609
Axis Liquid Fund
4 star
Oct-09 3.25 4.82 5.71 0.26% 22,877

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 0.18 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 24-Jul-2013 - 23-Oct-2013 0.73 21-Oct-2020 - 20-Jan-2021
Year 9.95 12-Aug-2011 - 13-Aug-2012 3.14 25-Jun-2020 - 25-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.83 0.52 2.00 15.09 1.14 1.74
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 3 38 4 2 38 2
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 27 28 17 35
Modified Duration (yrs) 0.08 0.12 0.05 --
Average Maturity (yrs) 0.09 0.12 0.05 --
Yield to Maturity (%) 3.69 3.69 2.86 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 8.79% GOI 2021 Central Government Loan SOV 0.00 - 5.97 5.97
equal Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 5.95 5.95
up 6.22% HDFC 2021 Debenture AAA 0.00 - 4.48 4.48
equal Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 4.47 4.47
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 4.46 4.46
equal Reliance Retail Ventures 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.46 4.46
equal Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.46 4.46
equal HDFC Securities 90-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.45 4.45
new National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 4.43 4.43
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 3.58 3.58
equal Axis Finance 180-D 29/11/2021 Commercial Paper A1+ 0.00 - 2.97 2.97
equal Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal SIDBI 90-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new ICICI Securities 62-D 21/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new Larsen & Toubro 67-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
equal ICICI Securities 76-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.78 1.78
new Bajaj Financial Securities 91-D 21/01/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
equal Indian Oil Corporation 37-D 12/11/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 1.48 1.48
new Axis Finance 234-D 10/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48
new Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48
new Chennai Petroleum Corporation 91-D 31/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Pallab Roy since 20-Jun-2008

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.01%

Change from previous, NAV as on 05-Dec-2021

Growth: ₹ 3,144.4918

IDCW Weekly: ₹ 1,021.9243

IDCW Daily: ₹ 1,000.0000


Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 02-Sep-2005
Return Since Launch: 7.30%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,677 Cr (As on 31-Oct-2021)
Expense: 0.86% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily03-Dec-20210.0938

 02-Dec-20210.0909
 01-Dec-20210.0844
 30-Nov-20210.1033
 29-Nov-20210.0947
 28-Nov-20210.1797
 26-Nov-20210.1342
 25-Nov-20210.1022
 24-Nov-20210.1265
 23-Nov-20210.0850
 22-Nov-20210.0603
 21-Nov-20210.2765
 18-Nov-20210.0816
 17-Nov-20210.0998
 16-Nov-20210.0778
 15-Nov-20210.0891
 14-Nov-20210.1780
 12-Nov-20210.1026
 11-Nov-20210.1163
 10-Nov-20210.0920
 09-Nov-20210.1399
 08-Nov-20210.1753
 07-Nov-20210.3905
 03-Nov-20210.1181
 02-Nov-20210.0975
IDCW Weekly28-Nov-20210.7035

 21-Nov-20210.6391
 14-Nov-20210.8223
 07-Nov-20210.7107
 31-Oct-20210.4692
 24-Oct-20210.5502
 17-Oct-20210.6604
 10-Oct-20210.7045
 03-Oct-20210.5892
 26-Sep-20210.5497
 19-Sep-20210.6031
 12-Sep-20210.5787
 05-Sep-20210.6185
 29-Aug-20210.6464
 22-Aug-20210.5582
 16-Aug-20210.8051
 08-Aug-20210.6234
 01-Aug-20210.6261
 25-Jul-20210.6744
 18-Jul-20210.6985
 11-Jul-20210.6223
 04-Jul-20210.6654
 27-Jun-20210.6985
 20-Jun-20210.5655
 13-Jun-20210.6519

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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