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Unrated

HDFC Multi Asset Fund


1 Lakh

Investment Grown to
₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.14 Lakh

Suitability:

Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.61 0.17 0.74 3.84 4.64 22.61 12.34 6.27 7.44 9.29 8.58
VR Balanced TRI 0.12 0.33 1.31 6.13 5.62 23.72 4.39 6.77 8.58 10.57 8.18
Hybrid: Multi Asset Allocation 3.68 0.22 1.10 3.53 4.51 14.63 6.39 4.26 6.50 8.62 7.11
Rank within category 2 11 13 7 6 2 2 -- -- -- --
Number of funds in category 15 18 18 18 16 16 14 10 10 7 2

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Multi Asset Fund  | Invest Online
Unrated
Aug-05 12.34 6.27 7.44 2.47 315
ICICI Prudential Multi Asset Fund  | Invest Now
Unrated
Oct-02 -1.75 1.69 7.06 1.79 10,161
Nippon India Multi Asset Fund - Regular Plan
Unrated
Aug-20 -- -- -- 2.15 803
UTI Multi Asset Fund - Regular Plan  | Invest Online
3 star
Nov-08 8.24 4.07 5.54 2.60 663
Axis Triple Advantage Fund
3 star
Aug-10 6.08 7.37 7.83 2.33 447

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.09 (01-Apr-2020 - 09-Apr-2020) -13.98 (11-Mar-2020 - 18-Mar-2020)
Month 15.98 (24-Mar-2020 - 23-Apr-2020) -27.15 (20-Feb-2020 - 23-Mar-2020)
Quarter 27.01 (23-Mar-2020 - 22-Jun-2020) -24.23 (23-Dec-2019 - 23-Mar-2020)
Year 24.73 (09-Mar-2009 - 09-Mar-2010) -20.49 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.70 15.66 0.10 0.11 0.84 -0.44
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Multi Asset Allocation 5.21 13.20 0.01 0.04 0.65 -1.44
Rank within category 4 10 5 5 12 5
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Top 10 Holdings (%) 56.75
Top 5 Holdings (%) 40.92
Top 3 Sectors (%) 41.29
Portfolio P/B Ratio 3.02
Portfolio P/E Ratio 24.08
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.05% HDFC 16/10/2028 Debenture AAA 0.00 - 3.87 3.55
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA 0.00 - 5.02 3.00
equal 9.25% Power Finance Corp. 25/09/2024 Non Convertible Debenture AAA 1.73 - 5.43 1.73
equal 9.00% Union Bank of India 2099 Bonds AA- 1.60 - 2.56 1.60
new 9.50% Inox Wind Infrastructure Services 28/09/2023 Non Convertible Debenture AA 0.00 - 1.59 1.59
equal 9.85% Tata International Non Convertible Debenture A 0.00 - 2.54 1.58

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 33.63 8.79 0.00 8.79
up HDFC Bank Financial 23.00 8.54 0.00 6.58
up Infosys Technology 26.76 6.77 0.81 6.52
equal ICICI Bank Financial 28.27 6.13 0.00 4.67
equal HDFC Financial 16.86 4.59 0.00 3.26
up Bharti Airtel Communication -- 4.19 0.00 3.10
up Hindustan Unilever FMCG 71.87 2.92 0.00 2.92
up HCL Technologies Technology 18.97 1.95 0.00 1.95
equal SBI Cards & Payments Services Financial 67.92 2.07 0.00 1.78
up Maruti Suzuki India Automobile 53.25 1.50 0.00 1.50
equal ITC FMCG 14.52 3.68 0.00 1.45
up Cipla Healthcare 37.07 1.43 0.00 1.43
equal Tata Consumer Products FMCG 85.93 1.54 0.00 1.33
equal Godrej Consumer Products FMCG 46.95 1.32 0.00 1.32
equal Balkrishna Industries Automobile 29.36 2.04 0.79 1.32
equal Power Grid Corporation Energy 10.45 1.52 0.00 1.07
new Dr. Reddy's Lab Healthcare 42.90 1.07 0.00 1.07
equal Coforge Technology 32.97 3.05 0.75 1.06
equal Hero Motocorp Automobile 25.40 1.04 0.00 1.00
new UTI Asset Management Co. Financial 23.13 0.95 0.00 0.95
equal Tata Steel Metals -- 1.08 0.00 0.86
equal Sonata Software Technology 14.95 2.06 0.00 0.85
equal Britannia Inds. FMCG 46.63 1.01 0.00 0.85
equal Oracle Fin Ser Software Technology 18.19 1.73 0.00 0.84
equal NTPC Energy 14.81 1.02 0.00 0.83

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Anand Laddha since 21-Oct-2020

Education: Mr. Laddha has done B.Com. and CA

Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.

Funds Managed:

— Amit Ganatra since 12-Jun-2020

Education: Mr. Ganatra holds a Commerce degree and is a Charted Accountant. He is also a Chartered Financial Analyst from AIMR.

Experience: Prior to joining Invesco Mutual Fund, he has worked with DBS Cholamandalam AMC Pvt. Ltd. and Fidelity.

Funds Managed:

— Anil Bamboli since 17-Aug-2005

Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Funds Managed:

— Arun Agarwal since 24-Aug-2020

Education: Mr. Agarwal is an A.C.A

Experience: He has nearly 7 years experience in Equities and has also dealt in Money Market. Prior to this, he was in Treasury Back Office with ICICI Bank.

Funds Managed:

— Krishan Kumar Daga since 23-May-2018

Education: Mr. Daga is a B.Com (H).

Experience: Prior to joining HDFC AMC he has worked with Reliance Mutual Fund, Reliance Capital Ltd., Deutsche Securities, B&K Securities, Brics Securities, JP Morgan Securities and HSBC Securities.

Funds Managed:


0.17%

Change from previous, NAV as on 23-Oct-2020

Growth: ₹ 36.4390

Dividend: ₹ 12.9910


Investment Strategy

The Scheme seeks to generate long term capital appreciation/income by investing in a diversified portfolio of equity & equity related instruments, debt & money market instruments and Gold.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 17-Aug-2005
Return Since Launch: 8.88%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 (90), Domestic Price of Gold (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 315 Cr (As on 30-Sep-2020)
Expense: 2.47% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: --
Turnover: 48.88%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend01-Mar-20180.7945

 09-Mar-20170.7945
 03-Mar-20160.7223
 12-Feb-20150.8710
 13-Feb-20140.7500
 14-Feb-20130.7500
 17-Feb-20120.7500
 17-Feb-20110.7500
 18-Feb-20101.5000
 12-Dec-20071.0000
 16-Nov-20060.7500

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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