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Unrated

DSP 10Y G-Sec Fund - Regular Plan


1 Lakh

Investment declined to
₹ 1.00 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.19 Lakh

Suitability:

"This is a fund that invests mainly in bonds issued by the government of India which will mature in 10 years or more. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.82 -0.09 -0.16 -0.60 -0.55 -0.66 -0.03 7.63 5.90 7.15 --
CCIL All Sovereign Bond - TRI -0.98 0.08 -0.15 -1.27 0.14 2.08 1.07 8.72 7.06 8.09 --
Debt: Gilt with 10 year Constant Duration -0.77 -0.07 -0.17 -0.67 -0.40 0.46 1.15 8.38 7.14 8.41 --
Rank within category 3 4 3 2 5 5 5 4 4 4 --
Number of funds in category 5 5 5 5 5 5 5 5 5 4 2

As on 21-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP 10Y G-Sec Fund - Regular Plan  | Invest Online
Unrated
Sep-14 -0.03 7.63 5.90 0.51% 72
SBI Magnum Constant Maturity Fund  | Invest Online
Unrated
Dec-00 1.90 8.58 8.09 0.64% 711

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.73 16-Apr-2020 - 23-Apr-2020 -2.93 02-Feb-2017 - 09-Feb-2017
Month 5.06 13-Apr-2020 - 14-May-2020 -2.95 30-Jan-2017 - 01-Mar-2017
Quarter 9.22 30-Apr-2019 - 31-Jul-2019 -3.49 02-Nov-2017 - 01-Feb-2018
Year 17.87 15-May-2019 - 14-May-2020 -3.92 11-Sep-2017 - 11-Sep-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.47 4.32 0.87 1.47 0.85 -0.43
CCIL All Sovereign Bond - TRI 8.65 4.53 1.09 1.57 -- --
Debt: Gilt with 10 year Constant Duration 8.13 4.21 1.05 1.68 0.86 0.19
Rank within category 4 4 4 4 3 4
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 1 1 1 4
Modified Duration (yrs) 6.82 7.18 6.71 6.68
Average Maturity (yrs) 9.42 9.76 8.89 9.51
Yield to Maturity (%) 6.42 6.42 5.83 6.39
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.10% GOI 2031 GOI Securities SOV 0.00 - 98.90 98.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Laukik Bagwe since 01-Aug-2021

Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

Experience: Prior to joining DSP Mutual Fund he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Funds Managed:

— Vikram Chopra since 18-Jul-2016

Education: Mr. Chopra is B.Com (H) and MBA from Institute of Management.

Experience: Prior to joining DSP Mutual Fund he has worked with L&T Mutual Fund, IDBI Bank Ltd. and Axis Bank Ltd.

Funds Managed:


-0.09%

Change from previous, NAV as on 21-Jan-2022

Growth: ₹ 17.5506

IDCW Quarterly: ₹ 10.6681

More

IDCW Monthly: ₹ 10.4257

IDCW: ₹ 10.4104


Investment Strategy

The scheme seeks to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 26-Sep-2014
Return Since Launch: 7.98%
Benchmark: CRISIL 10-Year Gilt
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 72 Cr (As on 31-Dec-2021)
Expense: 0.51% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly28-Sep-20210.0033

 28-Jun-20210.1832
 28-Dec-20200.1930
 28-Sep-20200.0240
 26-Jun-20200.5851
 27-Mar-20200.1365
 27-Dec-20190.0085
 27-Sep-20190.2521
 28-Jun-20190.3051
 28-Mar-20190.0439
 28-Dec-20180.3135
 28-Sep-20170.0409
 28-Jun-20170.3304
 28-Dec-20160.3274
 28-Sep-20160.3312
 28-Jun-20160.1464
 28-Mar-20160.1845
 28-Dec-20150.1110
 28-Sep-20150.1680
 27-Mar-20150.2487
 26-Dec-20140.1799
IDCW Monthly28-Jun-20210.0134

 28-May-20210.0891
 28-Apr-20210.0228
 28-Jan-20210.0496
 28-Dec-20200.0451
 27-Nov-20200.0191
 28-Oct-20200.1102
 28-Jul-20200.0732
 26-Jun-20200.0429
 28-May-20200.2879
 28-Apr-20200.1730
 27-Mar-20200.0551
 28-Feb-20200.1744
 28-Jan-20200.0478
 27-Dec-20190.0261
 28-Nov-20190.0387
 26-Jul-20190.2004
 28-Jun-20190.1319
 28-May-20190.1707
 28-Mar-20190.0858
 28-Dec-20180.1436
 28-Nov-20180.0877
 28-Jul-20170.0662
 28-Jun-20170.1258
 26-May-20170.0792
IDCW26-Mar-20210.8976

 27-Mar-20200.9048
 28-Mar-20190.5566
 28-Mar-20180.2218
 27-Mar-20170.8446
 28-Mar-20160.4810
 27-Mar-20150.4341

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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