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3 star

IDBI Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.87 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.83 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.64 0.15 1.75 5.54 2.23 21.37 40.04 23.29 18.85 13.87 --
S&P BSE 500 TRI 4.87 0.33 2.84 4.45 0.65 15.66 31.96 21.49 18.37 14.18 --
Equity: Flexi Cap 4.35 0.14 2.30 4.47 1.11 15.73 32.95 22.02 18.08 14.20 --
Rank within category 26 32 50 10 16 3 10 14 13 18 --
Number of funds in category 64 64 64 64 63 59 57 42 35 31 1

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Flexi Cap Fund - Direct Plan
3 star
Mar-14 40.04 23.29 18.85 1.17% 392
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 32.96 27.68 22.23 1.00% 25,541
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 42.09 25.88 22.03 0.68% 23,717
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 26.03 24.06 21.87 0.59% 20,427
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 44.10 31.14 23.89 0.82% 19,933

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.74 19-Sep-2019 - 26-Sep-2019 -17.52 16-Mar-2020 - 23-Mar-2020
Month 18.32 23-Mar-2020 - 22-Apr-2020 -32.91 20-Feb-2020 - 23-Mar-2020
Quarter 28.24 23-Mar-2020 - 22-Jun-2020 -31.00 23-Dec-2019 - 23-Mar-2020
Year 79.73 23-Mar-2020 - 23-Mar-2021 -25.08 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 20.89 19.29 0.89 0.95 0.85 3.10
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Flexi Cap 20.58 21.01 0.81 0.87 0.93 1.51
Rank within category 20 11 13 14 10 13
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 52
Top 10 Stocks (%) 38.82
Top 5 Stocks (%) 23.06
Top 3 Sectors (%) 46.35
Portfolio P/B Ratio 4.47
Portfolio P/E Ratio 34.37

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,38,978 1,51,151
Giant (%) 54.60 53.79
Large (%) 21.16 18.02
Mid (%) 21.10 21.88
Small (%) 3.15 6.73
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.03 7.73 4.28 6.40
equal Infosys Technology 37.72 4.85 0.00 4.85
equal ICICI Bank Financial 26.79 4.82 0.00 4.36
equal Grindwell Norton Metals 76.37 3.74 1.37 3.74
equal Reliance Industries Energy 32.85 4.08 0.00 3.71
equal SRF Diversified 53.15 3.61 0.00 3.61
equal Bajaj Finance Financial 94.82 4.08 2.01 3.54
equal Sun Pharmaceutical Industries Healthcare 32.95 2.99 0.00 2.97
equal HDFC Financial 23.60 3.55 0.00 2.88
equal Bharti Airtel Communication 139.95 3.27 0.00 2.76
equal SKF India Engineering 45.68 2.94 1.44 2.71
equal Axis Bank Financial 22.13 2.90 0.00 2.60
equal Ultratech Cement Construction 34.66 2.82 0.00 2.56
equal DLF Construction 62.66 2.64 0.00 2.54
equal ABB India Ltd. Engineering 123.72 2.43 0.98 2.43
equal Titan Company Consumer Durable 131.79 3.03 1.40 2.38
equal Avenue Supermarts Services 189.29 2.51 0.00 2.38
equal Crompton Greaves Consumer Electricals Consumer Durable 42.79 2.66 0.00 2.23
equal Cipla Healthcare 28.73 2.52 0.00 2.10
equal Laurus Labs Healthcare 27.64 4.32 0.00 2.09
equal Wipro Technology 28.95 1.92 0.00 1.92
equal Kotak Mahindra Bank Financial 38.49 3.57 1.78 1.81
equal Happiest Minds Technologies Technology 123.06 2.00 0.00 1.67
equal Tech Mahindra Technology 33.21 1.61 0.00 1.61
equal Pidilite Industries Chemicals 102.23 3.83 1.35 1.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Alok Ranjan since 06-Aug-2021

Education: Mr. Ranjan has done MBA (Finance), BSc Physics (Honors)

Experience: Prior to joining IDBI Asset Management Limited he was associated with Shriram Asset Management Ltd. as Fund Manager (Equity), Way2wealth Securities Ltd. as Head of Research and Advisory and First Global Ltd. as Vice President- Research.

Funds Managed:


0.15%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 40.7800

IDCW: ₹ 25.7300


Investment Strategy

The scheme seeks to provide investors with opportunities for long-term growth in capital through investment in a diversified portfolio of equity & equity related instruments across market capitalization.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Mar-2014
Return Since Launch: 19.73%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 392 Cr (As on 31-Dec-2021)
Expense: 1.17% (As on 30-Nov-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 33.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Apr-20212.0000

 04-Apr-20191.2396
 20-Mar-20181.4000
 26-Sep-20171.2000
 27-Sep-20161.0000
 26-May-20151.0000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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