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Unrated

Nippon India Consumption Fund


1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 10.92 1.02 1.96 8.34 2.72 28.05 11.44 4.53 6.57 11.37 9.84
S&P BSE 500 TRI 9.60 0.98 1.91 10.66 11.82 45.02 10.85 6.33 11.39 13.89 9.90
Equity: Thematic-Consumption 8.43 0.84 1.50 8.57 6.33 30.13 8.76 4.46 10.30 14.19 12.03
Rank within category 2 3 3 7 11 7 3 4 8 6 5
Number of funds in category 12 12 12 12 12 12 12 9 8 7 6

As on 26-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Consumption Fund  | Invest Online
Unrated
Sep-04 11.44 4.53 6.57 2.57 92
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 7.63 7.37 12.94 2.31 1,561
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 6.08 1.11 11.05 2.23 1,428
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 9.56 3.46 -- 2.26 1,150
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 4.29 5.89 11.93 2.21 987

Best & Worst Performance

Best (Period) Worst (Period)
Week 24.24 (15-May-2009 - 22-May-2009) -20.69 (01-Jun-2006 - 08-Jun-2006)
Month 43.07 (05-May-2009 - 04-Jun-2009) -38.73 (26-Sep-2008 - 27-Oct-2008)
Quarter 77.24 (05-Mar-2009 - 04-Jun-2009) -45.12 (28-Jul-2008 - 27-Oct-2008)
Year 108.00 (09-Mar-2009 - 09-Mar-2010) -64.36 (07-Dec-2007 - 08-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.38 20.23 0.02 0.02 0.77 3.75
S&P BSE 500 TRI 5.31 21.56 0.02 0.02 -- --
Equity: Thematic-Consumption 4.92 20.02 0.00 0.00 0.76 3.26
Rank within category 5 6 5 5 6 5
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Top 10 Stocks (%) 62.37
Top 5 Stocks (%) 38.19
Top 3 Sectors (%) 69.62
Portfolio P/B Ratio 4.67
Portfolio P/E Ratio 35.43

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 69,351 60,592
Giant (%) 40.50 39.30
Large (%) 26.48 19.60
Mid (%) 31.43 27.82
Small (%) 1.59 14.28
Tiny (%) -- 1.11

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication -- 11.30 0.00 9.00
equal ITC FMCG 17.48 11.51 0.00 8.17
equal Mahindra & Mahindra Automobile -- 7.81 0.00 7.42
down Asian Paints Chemicals 90.90 7.05 0.00 6.85
equal Hindustan Unilever FMCG 72.18 7.84 0.00 6.75
equal Maruti Suzuki India Automobile 52.01 8.75 0.00 6.05
equal Dixon Technologies Engineering 124.03 6.04 0.00 5.05
equal Sun TV Network Services 13.55 10.29 0.00 5.04
equal Tata Consumer Products FMCG 76.58 5.10 0.00 4.28
down Bajaj Auto Automobile 21.23 4.97 0.00 3.76
equal TVS Motor Co. Automobile 100.11 3.77 0.00 3.69
new Godrej Consumer Products FMCG 46.93 5.03 0.00 3.25
down Hero Motocorp Automobile 23.93 5.41 0.00 2.98
equal United Spirits FMCG 223.07 3.92 0.00 2.74
equal Aditya Birla Fashion and Retail Services -- 5.15 0.00 2.66
equal Emami FMCG 57.92 2.36 0.00 2.36
new Page Industries Textiles 134.24 2.18 0.00 2.18
equal Titan Company Cons Durable 167.15 5.53 0.00 1.90
equal Britannia Inds. FMCG 47.72 2.83 0.00 1.89
down Trent Services -- 3.96 0.00 1.79
equal Bajaj Consumer Care FMCG 15.33 1.52 0.00 1.52
equal Indian Hotels Services -- 3.03 0.00 1.45
equal Varun Beverages FMCG 77.58 2.77 0.00 1.42
down Marico FMCG 43.51 3.47 0.00 1.16
new Kansai Nerolac Paints Chemicals 72.88 1.01 0.00 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Amar Kalkundrikar since 20-Oct-2020

Education: Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.

Experience: Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Funds Managed:


1.02%

Change from previous, NAV as on 26-Nov-2020

Growth: ₹ 75.7051

Dividend: ₹ 19.7145

Bonus: ₹ 75.7051


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-Sep-2004
Return Since Launch: 13.34%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 92 Cr (As on 31-Oct-2020)
Expense: 2.57% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: --
Turnover: 93.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Jan-20201.3281

 18-Jan-20191.5495
 19-Jan-20182.5000
 20-Jan-20172.2500
 29-Jan-20162.2500
 30-Jan-20152.5000
 17-Jan-20142.0000
 11-Jan-20132.5000
 16-Mar-20121.0000
 25-Feb-20112.5000
 18-Sep-20091.5000
 28-Mar-20081.5000
 29-Jan-20072.5000
 29-Dec-20051.0000

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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