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5 star

UTI Flexi Cap Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 2.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 6.14 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 34.70 0.05 -1.71 0.47 12.88 26.77 63.57 29.00 19.72 16.39 17.82
S&P BSE 500 TRI 35.94 -0.13 -0.50 1.99 14.01 26.06 60.89 24.09 17.27 14.80 15.57
Equity: Flexi Cap 35.09 0.02 -0.05 2.27 12.40 26.02 58.08 22.84 15.57 14.17 15.58
Rank within category 35 28 63 58 29 26 16 4 3 4 5
Number of funds in category 56 64 64 64 61 59 55 42 35 30 25

As on 27-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 63.57 29.00 19.72 1.94% 23,599
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 65.90 27.05 18.58 1.76% 20,372
Axis Focused 25 Fund
4 star
Jun-12 56.55 24.97 19.10 1.61% 20,334
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 60.93 30.57 22.09 1.84% 16,076
Axis Flexi Cap Fund - Regular Plan
4 star
Nov-17 55.50 26.11 -- 1.85% 9,970

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.19 27-Oct-2008 - 04-Nov-2008 -17.86 15-Jan-2008 - 22-Jan-2008
Month 24.73 11-May-2009 - 10-Jun-2009 -33.67 20-Feb-2020 - 23-Mar-2020
Quarter 58.61 09-Mar-2009 - 10-Jun-2009 -33.83 02-Sep-2008 - 02-Dec-2008
Year 102.62 09-Mar-2009 - 09-Mar-2010 -47.56 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 24.97 21.32 0.99 0.99 0.94 5.19
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Flexi Cap 19.81 21.23 0.75 0.81 0.93 0.23
Rank within category 4 23 5 7 24 4
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 60
Top 10 Stocks (%) 41.75
Top 5 Stocks (%) 25.79
Top 3 Sectors (%) 54.92
Portfolio P/B Ratio 8.06
Portfolio P/E Ratio 48.14

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 92,682 1,49,277
Giant (%) 34.03 52.25
Large (%) 31.37 18.34
Mid (%) 29.78 22.84
Small (%) 4.82 7.13
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bajaj Finance Financial 90.74 8.17 4.88 6.28
up HDFC Bank Financial 26.59 6.52 4.80 5.87
down L&T Infotech Technology 55.17 5.17 2.05 5.10
up Kotak Mahindra Bank Financial 43.35 5.06 3.22 4.58
up HDFC Financial 26.14 4.84 2.99 3.96
up Infosys Technology 34.80 4.41 3.07 3.82
down Astral Chemicals 94.67 3.89 2.41 3.23
down MindTree Technology 54.52 3.53 0.67 3.03
up Coforge Technology 58.09 2.97 0.00 2.97
equal Avenue Supermarts Services 223.07 2.91 0.00 2.91
down Info Edge (India) Services 54.58 3.73 2.33 2.84
up AU Small Finance Bank Financial 33.88 3.47 1.10 2.17
up Motherson Sumi Systems Automobile 33.41 2.62 1.15 2.04
up Maruti Suzuki India Automobile 43.28 2.23 1.47 1.90
up Shree Cement Construction 39.34 3.10 1.73 1.86
down Dr. Lal Pathlabs Healthcare 72.68 2.41 1.60 1.85
down Indiamart Intermesh Services 73.32 2.18 0.00 1.84
equal Jubilant FoodWorks Services 118.98 1.97 1.45 1.70
up Divi's Laboratories Healthcare 67.33 2.34 1.52 1.64
up Ajanta Pharma Healthcare 26.80 1.77 0.63 1.62
up Ipca Laboratories Healthcare 27.42 2.07 1.01 1.61
equal Endurance Technologies Automobile 40.23 2.14 1.25 1.60
up Aavas Financiers Financial 74.15 1.51 0.00 1.51
equal Titan Company Consumer Durable 170.11 1.92 1.30 1.50
equal Crompton Greaves Consumer Electricals Consumer Durable 45.30 1.95 0.70 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:


0.05%

Change from previous, NAV as on 27-Oct-2021

Growth: ₹ 269.3973

IDCW: ₹ 182.9822


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 18-May-1992
Return Since Launch: 13.62%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 23,599 Cr (As on 30-Sep-2021)
Expense: 1.94% (As on 30-Sep-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 10.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW12-Aug-20214.5000

 25-Aug-20203.0000
 05-Aug-20192.6562
 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000
 16-Apr-20091.0000
 19-Jul-20062.0000
 09-Jun-20052.0000
 13-Feb-20043.0000
 16-Mar-20001.5000
 02-Oct-19961.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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