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DSP Dynamic Asset Allocation Fund - Regular Plan

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Hybrid: Dynamic Asset Allocation

1 Lakh

Investment Grown to
₹ 1.26 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.04 Lakh

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Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.13 0.10 0.68 1.53 3.36 6.57 10.39 7.90 7.33 -- --
VR Balanced TRI 1.32 0.09 0.95 2.27 6.89 5.70 13.76 13.58 8.77 -- --
Hybrid: Dynamic Asset Allocation 1.07 0.04 0.83 1.73 4.40 5.02 8.27 8.03 6.91 -- --
Rank within category 13 17 18 15 18 6 8 7 5 -- --
Number of funds in category 23 24 24 23 23 23 20 14 11 7 6

As on 16-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 5.56 (29-Feb-2016 - 30-Mar-2016) -4.29 (13-Jan-2016 - 12-Feb-2016)
Quarter 9.03 (09-Jun-2016 - 08-Sep-2016) -5.91 (27-Nov-2015 - 26-Feb-2016)
Year 19.34 (11-Feb-2016 - 10-Feb-2017) -3.96 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.01 3.69 0.62 1.54 0.27 0.17
VR Balanced TRI 13.65 10.24 1.18 -- -- --
Hybrid: Dynamic Asset Allocation 8.51 6.58 0.42 0.73 0.54 -1.48
Rank within category 10 1 4 1 1 4
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 65
Top 10 Holdings (%) 38.90
Top 5 Holdings (%) 26.32
Top 3 Sectors (%) 17.09
Portfolio P/B Ratio 3.83
Portfolio P/E Ratio 27.85

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.30% SBI Cards & Payments Services 17/05/2023 Bonds/Debentures AAA 2.26 - 2.96 2.26
equal 9.65% SBI Cards & Payments Services 25/04/2022 Bonds/NCDs AAA 1.46 - 1.84 1.46
equal 7.52% LIC Housing Fin. 2020 Debenture AAA 1.42 - 1.83 1.42
equal Axis Bank 20/01/2020 Fixed Deposits Unrated 0.00 - 1.54 1.31
equal 8.93% Power Grid Corporation 20/10/2024 Bonds AAA 0.96 - 1.34 0.96
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.94 - 1.21 0.94
equal HDFC Bank 2020 Fixed Deposits Unrated 0.00 - 1.15 0.94
equal HDFC Bank 17/01/2020 Fixed Deposits Unrated 0.00 - 1.10 0.93
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.89 - 1.23 0.89
equal Punjab National Bank 25/02/2020 Fixed Deposits Unrated 0.00 - 0.97 0.88
equal Punjab National Bank 24/02/2020 Fixed Deposits Unrated 0.00 - 0.97 0.88
equal Axis Bank 17/01/2020 Fixed Deposits Unrated 0.00 - 1.03 0.87
equal Punjab National Bank 26/02/2020 Fixed Deposits Unrated 0.00 - 0.39 0.35
new ICICI Bank 28/01/2021 Fixed Deposits Unrated 0.00 - 0.17 0.17
new ICICI Bank 27/01/2021 Fixed Deposits Unrated 0.00 - 0.17 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 23.87 8.18 0.00 8.18
up HDFC Financial 34.92 5.15 0.00 5.15
up Bajaj Finance Financial 51.58 4.69 0.00 4.43
equal Tata Consultancy Services Technology 25.69 4.57 0.00 4.34
up HDFC Bank Financial 29.93 4.77 0.00 4.22
up Ultratech Cement Construction 40.37 3.86 0.00 3.19
up Hindustan Unilever FMCG 67.70 4.67 0.00 3.12
up Asian Paints Chemicals 68.06 2.31 0.00 2.04
up ICICI Bank Financial 66.86 3.12 0.00 1.97
up Bharti Airtel Communication -- 1.67 0.00 1.67
up Kotak Mahindra Bank Financial 39.48 2.64 0.00 1.65
up Larsen & Toubro Construction 19.36 1.55 0.00 1.41
equal ACC Construction 15.45 1.94 0.00 1.34
up HCL Technologies Technology 16.10 1.46 0.00 1.31
equal Shree Cement Construction 65.05 1.43 0.00 1.19
equal Dr. Reddy's Lab Healthcare 18.40 1.31 0.00 1.16
equal Aurobindo Pharma Healthcare 11.07 5.78 0.00 1.14
up Maruti Suzuki India Automobile 37.39 1.33 0.00 1.09
up Axis Bank Financial 46.94 1.78 0.00 1.06
equal ITC FMCG 21.23 1.30 0.00 0.97
up Motherson Sumi Systems Automobile 29.16 1.55 0.00 0.95
up BPCL Energy 15.38 1.48 0.00 0.90
down Hero Motocorp Automobile 13.47 1.11 0.00 0.88
new V-Mart Retail Services 82.54 0.84 0.00 0.84
up Emami FMCG 48.45 0.81 0.00 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Atul Bhole since 14-Feb-2018

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:

— Saurabh Bhatia since 14-Feb-2018

Education: Mr. Bhatia holds Post Graduation Diploma in Business Management, Finance.

Experience: Prior to joining DSPBR Mutual Fund, had worked with ICICI Bank, HSBC Global Asset Management.

Funds Managed:

Invest Online
0.10%

Change from previous, NAV as on 16-Jan-2020

Growth: ₹ 16.3250

Dividend Monthly: ₹ 10.8710

Investment Strategy

The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 06-Feb-2014
Return Since Launch: 8.59%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,138 Cr (As on 31-Dec-2019)
Expense: 2.41% (As on 31-Dec-2019)
Risk Grade: Low
Return Grade: Average
Turnover: 365.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly27-Sep-20190.0627

 28-Aug-20190.0609
 26-Jul-20190.0612
 28-Jun-20190.0617
 28-Feb-20190.0490
 28-Dec-20180.0494
 28-Nov-20180.0493
 26-Oct-20180.0485
 30-Sep-20180.0490
 28-Aug-20180.0498
 27-Jul-20180.0498
 28-Jun-20180.0493
 28-May-20180.0501
 27-Apr-20180.0503
 28-Mar-20180.0502
 28-Feb-20180.0508
 25-Jan-20180.0516
 28-Dec-20170.0517
 28-Nov-20170.0520
 27-Oct-20170.0524
 28-Sep-20170.0518
 28-Aug-20170.0526
 28-Jun-20170.0513
 26-May-20170.0519
 28-Apr-20170.0518

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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