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Aditya Birla Sun Life Liquid Fund

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Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.79 0.01 0.09 0.44 1.30 2.72 6.38 6.85 7.26 7.82 7.97
CCIL T Bill Liquidity Weight 0.53 0.01 0.02 0.29 0.84 1.78 4.06 4.10 4.46 4.77 4.71
Debt: Liquid 0.76 0.01 0.09 0.43 1.25 2.61 6.04 6.56 6.98 7.58 7.77
Rank within category 13 33 22 16 13 12 7 7 7 3 3
Number of funds in category 42 42 42 42 42 42 41 36 35 34 29

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.30 (29-Mar-2016 - 05-Apr-2016) -0.10 (09-Jul-2013 - 16-Jul-2013)
Month 0.99 (06-Sep-2013 - 08-Oct-2013) 0.31 (17-Jan-2010 - 16-Feb-2010)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) 1.00 (18-Dec-2009 - 19-Mar-2010)
Year 9.96 (26-Jul-2013 - 27-Jul-2014) 4.53 (31-May-2009 - 31-May-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.67 0.22 4.54 7.14 0.40 1.65
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51
Rank within category 7 18 10 7 30 4
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 182 270 179 55
Modified Duration (yrs) 0.10 0.16 0.08 0.08
Average Maturity (yrs) 0.10 0.16 0.08 0.09
Yield to Maturity (%) 5.41 7.37 5.30 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 70-D 17/03/2020 Treasury Bills SOV 0.00 - 7.10 7.10
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 4.85 4.85
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 4.42 4.42
equal Tata Sons 90-D 05/03/2020 Commercial Paper A1+ 0.00 - 3.63 3.24
equal Oriental Bank of Com. 24/02/2020 Certificate of Deposit A1+ 0.00 - 3.16 2.81
new 6.65% GOI 2020 GOI Securities SOV 0.00 - 2.44 2.44
equal Oriental Bank of Com. 20/02/2020 Certificate of Deposit A1+ 0.00 - 2.43 2.17
new Tata Steel 68-D 24/03/2020 Commercial Paper A1+ 0.00 - 2.15 2.15
up Reliance Jio Infocomm 85-D 04/02/2020 Commercial Paper A1+ 0.00 - 1.95 1.95
equal NTPC 91-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.33 1.19
equal JSW Steel 85-D 04/02/2020 Commercial Paper A1+ 0.00 - 1.22 1.08
equal Tata Power 89-D 11/02/2020 Commercial Paper A1+ 0.00 - 1.22 1.08
equal South Indian Bank 18/02/2020 Certificate of Deposit A1+ 0.00 - 1.21 1.08
equal Vedanta 62-D 18/02/2020 Commercial Paper A1+ 0.00 - 1.21 1.08
equal Vedanta 62-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.21 1.08
equal Power Grid Corporation 90-D 24/02/2020 Commercial Paper A1+ 0.00 - 1.21 1.08
equal Syndicate Bank 26/02/2020 Certificate of Deposit A1+ 0.00 - 1.21 1.08
equal Tata Steel 64-D 28/02/2020 Commercial Paper A1+ 0.00 - 1.21 1.08
equal Kotak Mahindra Bank 24/03/2020 Certificate of Deposit A1+ 0.00 - 1.21 1.08
new SAIL 60-D 23/03/2020 Commercial Paper A1+ 0.00 - 1.08 1.08
new Vedanta 59-D 20/03/2020 Commercial Paper A1+ 0.00 - 1.08 1.08
new Vedanta 60-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.08 1.08
equal Indian Oil Corp. 58-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.15 1.03
equal National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 1.15 1.03
up Reliance Jio Infocomm 96-D 09/03/2020 Commercial Paper A1+ 0.00 - 0.97 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Kaustubh Gupta since 15-Jul-2011

Education: Mr. Gupta is a B.Com and a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.

Funds Managed:

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 315.8286

Dividend Weekly: ₹ 100.2380

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Dividend Daily: ₹ 100.1950

Dividend: ₹ 132.1537

Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 7.49%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 46,063 Cr (As on 31-Jan-2020)
Expense: 0.30% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily24-Feb-20200.0093

 23-Feb-20200.0099
 22-Feb-20200.0305
 19-Feb-20200.0087
 18-Feb-20200.0101
 17-Feb-20200.0109
 16-Feb-20200.0102
 15-Feb-20200.0203
 13-Feb-20200.0098
 12-Feb-20200.0111
 11-Feb-20200.0115
 10-Feb-20200.0137
 09-Feb-20200.0107
 08-Feb-20200.0204
 06-Feb-20200.0100
 05-Feb-20200.0106
 04-Feb-20200.0101
 03-Feb-20200.0100
 02-Feb-20200.0101
 01-Feb-20200.0202
 30-Jan-20200.0095
 29-Jan-20200.0109
 28-Jan-20200.0100
 27-Jan-20200.0102
 26-Jan-20200.0099
Dividend Weekly23-Feb-20200.1007

 13-Feb-20200.0772
 06-Feb-20200.0710
 30-Jan-20200.0708
 23-Jan-20200.0709
 16-Jan-20200.0651
 09-Jan-20200.0641
 02-Jan-20200.0757
 26-Dec-20190.0721
 19-Dec-20190.0709
 12-Dec-20190.0738
 05-Dec-20190.0655
 28-Nov-20190.0773
 21-Nov-20190.0744
 14-Nov-20190.0749
 07-Nov-20190.0644
 31-Oct-20190.0753
 24-Oct-20190.0697
 17-Oct-20190.0771
 10-Oct-20190.0794
 03-Oct-20190.0944
 26-Sep-20190.0715
 19-Sep-20190.0695
 12-Sep-20190.0807
 05-Sep-20190.0824
Dividend Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
Dividend Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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