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Aditya Birla Sun Life Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.98 0.01 0.07 0.30 0.80 1.65 3.23 4.84 5.70 6.38 7.28
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 4.48
Debt: Liquid 2.93 0.01 0.06 0.29 0.79 1.60 3.17 4.62 5.49 6.18 7.10
Rank within category 17 38 3 11 16 16 18 5 6 4 3
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.23 4.84 5.70 0.32% 29,710
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.19 4.79 5.65 0.32% 35,561
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.24 4.79 5.67 0.23% 25,609
Axis Liquid Fund
4 star
 Oct-09 3.25 4.82 5.71 0.26% 22,877
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.19 4.82 5.69 0.32% 20,961

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.99 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.71 23-Oct-2020 - 22-Jan-2021
Year 9.96 26-Jul-2013 - 27-Jul-2014 3.15 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.75 0.49 1.96 9.84 1.05 1.61
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 5 31 5 23 31 5
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 103 140 100 35
Modified Duration (yrs) 0.10 0.15 0.07 --
Average Maturity (yrs) 0.10 0.15 0.07 --
Yield to Maturity (%) 3.82 3.82 3.01 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 8.79% GOI 2021 Central Government Loan SOV 0.00 - 12.68 8.76
down Reserve Bank of India 364-D 04/11/2021 Treasury Bills SOV 0.00 - 5.11 4.48
equal Reserve Bank of India 182-D 02/12/2021 Treasury Bills SOV 0.00 - 3.49 3.36
equal Reserve Bank of India 364-D 11/11/2021 Treasury Bills SOV 0.00 - 3.49 3.36
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 3.47 3.35
down Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 3.48 3.18
equal Tata Steel 88-D 03/12/2021 Commercial Paper A1+ 0.00 - 2.78 2.68
equal Reliance Industries 91-D 23/11/2021 Commercial Paper A1+ 0.00 - 2.61 2.52
new Adani Ports and Special Economic Zone 84-D 24/12/2021 Commercial Paper A1+ 0.00 - 2.51 2.51
new Adani Ports and Special Economic Zone 87-D 27/12/2021 Commercial Paper A1+ 0.00 - 2.51 2.51
new Reliance Jio Infocomm 85-D 07/01/2022 Commercial Paper A1+ 0.00 - 2.51 2.51
new Citicorp Finance 91-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.33 2.33
equal Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.37 2.28
equal Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 2.09 2.02
new Shriram Transport Finance Company 78-D 30/12/2021 Commercial Paper A1+ 0.00 - 2.00 2.00
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 1.83 1.76
equal Reliance Industries 91-D 12/11/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
equal Tata Steel 90-D 25/11/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
equal Reliance Jio Infocomm 91-D 03/12/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
equal Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
equal Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.74 1.68
new Bajaj Finance 36-D 07/12/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
new Nabha Power 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 1.50 1.50
equal 6.22% HDFC 2021 Debenture AAA 0.00 - 1.46 1.40

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Kaustubh Gupta since 15-Jul-2011

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

Invest Online
--

Change from previous, NAV as on 05-Dec-2021

Growth: ₹ 336.6302

IDCW Weekly: ₹ 100.2435

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IDCW Daily: ₹ 100.1950

IDCW: ₹ 140.8549

Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 7.10%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 29,710 Cr (As on 31-Oct-2021)
Expense: 0.32% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily05-Dec-20210.0185

 04-Dec-20210.0185
 03-Dec-20210.0086
 02-Dec-20210.0090
 01-Dec-20210.0095
 30-Nov-20210.0115
 29-Nov-20210.0097
 28-Nov-20210.0192
 26-Nov-20210.0080
 25-Nov-20210.0108
 24-Nov-20210.0125
 23-Nov-20210.0094
 22-Nov-20210.0042
 21-Nov-20210.0277
 18-Nov-20210.0097
 16-Nov-20210.0095
 15-Nov-20210.0097
 14-Nov-20210.0090
 13-Nov-20210.0182
 11-Nov-20210.0107
 10-Nov-20210.0096
 09-Nov-20210.0096
 08-Nov-20210.0133
 07-Nov-20210.0202
 06-Nov-20210.0396
IDCW Weekly02-Dec-20210.0675

 25-Nov-20210.0406
 21-Nov-20210.0881
 11-Nov-20210.0432
 07-Nov-20210.1129
 28-Oct-20210.0412
 21-Oct-20210.0314
 17-Oct-20210.0815
 07-Oct-20210.0714
 30-Sep-20210.0546
 23-Sep-20210.0526
 16-Sep-20210.0323
 12-Sep-20210.0833
 02-Sep-20210.0605
 26-Aug-20210.0646
 19-Aug-20210.0643
 12-Aug-20210.0725
 05-Aug-20210.0599
 29-Jul-20210.0624
 22-Jul-20210.0662
 15-Jul-20210.0659
 08-Jul-20210.0579
 01-Jul-20210.0652
 24-Jun-20210.0721
 17-Jun-20210.0526
IDCW Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
IDCW Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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